NEW Office Hours
Effective August 4 the
department is now open 4 days a week,
Monday through Thursday, Closed Fridays. Hours are 7am to 6pm. See
poster.
FAQ -
Frequently Asked Questions
Click
HERE
to link FAQ.
LICENSING
2 year license:
All
licenses are issued based on a two year renewal period.
Individual:
For individual licenses the
department is converting to a birth month renewal system. Individual
licensees will be required to renew their licenses by the end of
their birth month that falls on or after the date of issuance or
previously scheduled renewal date. This may result in their renewing
anywhere from 24 to 35 months from their issue date or latest
renewal date. Once converted, renewals will then continue to be
every two years at the end of the licensees birth month.
Organization:
The conversion does not
apply to organization licenses. Organization licenses expire
every two years from the date of issuance, on the last day of the
month.
Resident and
Non-Resident Producer License Applications can now be done electronically!
This applies to both individual and organization license
applications.
For resident
licensing go to .
For
non-resident licensing go to
or
NIPR.
LICENSING
INFORMATION BULLETIN
This
Bulletin
provides licensing information about exams given on or after December 1,
2007. It contains a detailed description of how to prepare for
your exam, apply for your license, schedule/register for your exam, and
what to do after taking it.
FINGERPRINT
REQUIREMENT
Effective November 30,
2007, the Utah Insurance Department began requiring all
individuals applying for a
resident insurance license to be fingerprinted. Fingerprinting is
to be done at a Prometric test center, using “live
scan” technology. This will electronically capture and transmit the
applicant's fingerprints to the Utah Department of Public Safety,
Bureau of Criminal Identification (BCI), for a criminal history
background check. Effective May 16, 2008, the digital
fingerprints are also forwarded electronically to the Federal Bureau
of Investigation (FBI) for a federal background check.
The applicant will be required to pay a $34.25 FBI/BCI fingerprint
submission fee ($19.25 FBI/$15.00 BCI). The $34.25 fee is to be paid
by credit card in a secure online environment at the test center at
the time of license application and fingerprinting. In addition,
there is a separate $20 processing fee required by Prometric. The
$20 processing fee must be paid to Prometric at the time of
registering for your fingerprint appointment.
For details and
instructions on fingerprinting procedures, click
HERE.
EXAMINATION FEES
Examinations are administered by
Prometric.
|
Life/Accident &
Health |
$88
|
|
Life
|
$72
|
|
Accident
& Health |
$72
|
|
Property/Casualty
|
$88
|
|
Personal
Lines |
$72
|
|
Surplus
Lines |
$72 |
|
Consultant
|
$88
|
|
Adjuster |
$88
|
|
Title Marketing Rep |
$72
|
|
Title/Escrow P+1 |
$72
|
|
Title/Escrow P+2 |
$88
|
|
Workers' Compensation |
$72
|
|
Laws and
Regulations |
$72
|
See
Prometric for
complete instructions and fees.
LICENSE FEES
- Fingerprint Submission Fee: $34.25
(+ $20 Prometric processing fee)
- Individual Producer Fees (including
Title): $77
- Consultant: $77
- Limited License Producer: $52
- Adjuster license: $77
- Adding a Line of Authority: $27
- Organization Producer Fees (including
Title, TPA and Adjusters): $87
- Amendment: (Covered in annual Global
Fee)
- Appointment: (Covered in annual Global
Fee)
- Termination: (Covered in annual Global
Fee)
- There is no fee for letters of certification or duplicate licenses.
OTHER FEES
-
Paper application
processing fee - assessed on a non-electronic application when
the department has provided an electronic application process and
stated the electronic process is the preferred process for receiving
an application - due with each paper application or by the due date
on the invoice: $25.
-
Address correction fee
– assessed when department has to research and enter new address for
a licensee – due by the due date on the invoice: $35.
Make check payable to
UTAH INSURANCE DEPARTMENT
EXAMINATION & LICENSING PROCEDURES
When an individual completes an exam
registration form and forwards it, together with the exam fee, to
Prometric, Prometric will send written notice to the candidate of
where the exam may be taken and how to schedule the exam
appointment. The easiest way to register for the exam is
online. Candidates failing the exam may reschedule another
exam by reregistering with a new registration form and paying
another exam fee to Prometric.
Candidates may no longer submit a license application
for pre-screening purposes prior to taking the examination.
All license applications are to be submitted after
successfully passing any required examinations.
Note: Passing an exam and submitting an
application does not guarantee that you will be issued a
license. Issuance of a license depends on review and approval of all
license application materials, including application questions
regarding any prior civil or criminal proceedings. Read the
application carefully. Failure to disclose civil proceedings and all
criminal convictions, whether a misdemeanor or felony, and any
pending charges, may result in denial of your application or
revocation of your license after issuance.
If your license
application is denied, you will be notified in writing of the reason
for such denial.
After passing the exam, complete and submit your
license application electronically, and pay all required
nonrefundable fees with a credit card. You can apply electronically
from your home or office at
. Sircon will electronically
forward your application and all fees to the Department. After
review and approval, the Department will then mail your license
directly to you at the address provided on the license application.
Applying electronically is faster, less costly to you,
and is the Department’s preferred method. The option to apply by
paper is still available, but, paper applications will be assessed a
$25 Paper Processing Fee in addition to the normal licensing fee. To
apply by paper, a hard copy of the application form can be printed
out from the Department’s Web site at
www.insurance.utah.gov, then completed and mailed, along with a
personal check or money order for payment of the required,
nonrefundable fees, to the Utah Insurance Department at Suite 3110
State Office Building, PO Box 146901, Salt Lake City, UT 84114-6901.
Payment by credit card is no longer available for paper
applications.
You can
print multiple copies
of your license within 30 days of the issuance of the new or renewal
license date. There is no fee. Just go to
www.sircon.com/utah.
Company
appointments do
not need to accompany the individual and exam applications and the
license fee, but the applicant cannot act as a producer until the
appointment process is complete.
The license renewal application will be mailed to the agent's business address.
Adjuster
License: The exam is waived if the following qualifying
conditions have been met:
- Adjuster license applicants who
have earned the Associate in Claims (AIC) designation, or have
successfully passed AIC Exams #33 and #34, or #33 and #35, or
#33 and #36. The AIC examinations are administered by the
Insurance Institute of America.
- Adjuster license applicants who
are members of the Utah State Bar.
COMPANY APPOINTMENTS
Company appointments are now done
electronically by the insurer through
or
an
NIPR authorized
business partner.
VARIABLE CONTRACTS
An individual must have an Individual Resident
or Nonresident Insurance License and a current Central Registration
Depository (CRD) report shows the
producer "Approved" to do business in Utah. This report is
obtained from the producer's broker/dealer.
LIMITED LICENSE APPLICATION
Submit the
Individual
Application form and license fee in the amount of $52 to obtain
a limited license.
TRANSFER FROM ANOTHER STATE
90 Days or
less:
Step
One - Cancel the resident license in your previous
home state.
Step Two - Establish
residency in Utah and have evidence
that you have been here for
not more than
90 days (some examples are: mortgage
agreement, a lease
agreement, a utility bill in
your
name that shows a start date, a
Utah driver's license with an issue date).
Step Three - Apply to
the Utah Insurance Department with
the proper
application, fees, fingerprint
requirement, evidence of Utah residency, and
evidence of good standing from previous
state
at the time of license cancellation, such as
a
Letter of Clearance (not more than 90 days old)
or
electronic verification through the NAIC
Producer Database (PDB).
90 Days to
365 Days:
Step
One - Cancel the resident license in your previous home
state.
Step Two - Establish
residency in Utah and have evidence
that you have been here for
not more than
365 days.
Step Three -
Take the Laws and Regulations
Exam.
Step
Four - Apply to
the Utah Insurance Department with
the proper
application, fees, fingerprint
requirement, evidence of Utah residency, and
evidence of good standing from previous
state
at the time of license cancellation.
After 365 Days: Take the proper
exams and apply as a first time
applicant.
NONRESIDENT LICENSING
An individual or organization must submit an
application for a nonresident license. See
and
NIPR for
electronic application and instructions. A $25 paper application
processing fee - in addition to the licensing fees due with each paper
application - is assessed on all non-electronic applications.
RENEWAL OF LICENSE
A renewal application is sent to every licensee about
two months prior to the expiration date. For resident electronic
renewals, go to
.
For non-resident electronic renewals, go to
or
NIPR. Electronic renewal
is available 24/7 until 10 pm Mountain time on the date of expiration.
All appointments are canceled 30 days after the renewal
date if the license is not renewed. A licensee that fails to renew a
license before the expiration date is entitled to reinstate that license
for a period of one year from the renewal date but will be charged
an additional $50 late renewal fee. A licensee is responsible to
notify companies he or she is appointed with, of the reinstatement
of their license and request a new appointment. Agencies are also
responsible for reinstating all designees to their license.
A licensee who fails to reinstate a cancelled license
within one year of the renewal date is required to apply for a new
license as if they were a new applicant.
TERMINATION OF APPOINTMENT
Termination of appointments are now done electronically by the
insurer through
or
an
NIPR authorized business
partner.
CONTINUING EDUCATION (CE) REQUIREMENT
The following C.E.
requirements are for all Utah residents producers and adjusters,
excluding title producers. Non-resident producers and adjusters
whose home state does not require C.E. must comply with the following
Utah C.E. requirements.
Beginning January 2006,
24
hours of continuing education will be required, of which:
- 12 hours must be in the classroom;
- 3 hours must be in ethics training;
and the remaining 21 hours can be in any line of insurance.
- All 24 hours must be approved by
the Utah Insurance
Department.
Producers holding and maintaining the following designations are
deemed to have met the CE requirements: CLU, ChFC and RHU with
completion of the PACE program; CPCU with completion of the CPD
program; and CFP, REBC, CIC, ACSR, CRM, SOFE, or IRES with
completion of their continuing education requirements.
A
course calendar
and
provider list is available on our web site. Proof of
completion of continuing education hours must be kept on file with the agent. The
Department will conduct random audits of agents by mail to verify their C.E. hours.
The certificates of completion
they have accumulated from the C.E. courses they have taken, must be submitted to the Department within 21 days
from the date of the audit letter.
A
nonresident agent who has complied with continuing education requirements in his/her home
state is not required to complete additional C.E. for their non-resident
license in Utah. If the nonresident agent's home state does not have
a continuing education requirement, the nonresident agent must comply with Utah C.E.
requirements.
DUPLICATE LICENSE
Request for a duplicate license can be made via
the
Request Form for License Change form. There is no fee.
CHANGE OF ADDRESS
Section 31A-23a-412 of the Utah Insurance Code requires all
licensees to notify the Commissioner in writing, within 30 days, of
any change of address or telephone number.
Producer licensees
should process their own license
changes electronically via
.
Doing so electronically is the preferred method and is faster.
All correspondence from the Department is mailed to the
licensee's business mailing address on file with the department. If a PO Box is
used, a street address must also be furnished.
LETTER OF CERTIFICATION
The department no longer issues letters of certification. Licensees
can now obtain letters of certification electronically through the
Sircon Corporation. To do so, go to
, and click on the link entitled, "Request a letter of certification."
Many state insurance departments are no longer requiring letters of
certification, as most are utilizing the Producer Database (PDB) through
the National Association of Insurance Commissioners (NAIC).
LETTER OF CLEARANCE
A Letter
of Clearance is generally requested when the resident producer is
leaving the state and wishes to be licensed in another state.
To obtain a Letter of Clearance, send a letter to
the department requesting that your Utah license be cancelled and
that you be provided with a Letter of Clearance. Be sure to include
the address to which you want this mailed to.
FORMS
(related to
licensing)
Adobe
Acrobat Reader is
required to view & print the following forms. Click the icon to download a free Adobe Acrobat if you don't already have it on your computer.
RULES
(related to licensing)
-
R590-101 - Appointment &
Termination of Agents
or Agencies by Insurers
-
R590-123 - Additions and deletions of designees by
agencies
-
R590-133 - Variable contracts
-
R590-141 - Licensing
Rule (license reinstatement
procedures)
-
R590-142 - Continuing
Education
EXAMINATION /
LICENSING
INFORMATION
Additional information regarding the examination or
licensing process may be obtained from Prometric at
http://www.prometric.com/Utah/Insurance.htm, or:
1360 Energy Park Drive, Second Flr
St. Paul, MN 55108-5252
(800)745-3926
