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Administrative Actions Against Licensees

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Insurer Licensees


Settlement Agreement & Consent Order

Symerta Life Insurance Company and Symetra National Life Insurance Company:
Docket No. 2014-123 AD; Order effective December 1, 2014
The Department adopts and approves the Regulatory Settlement resulting from a Multi-State Market Examination of the Companies settlement practices, procedures and policies administration relating to claims, and the use of Social Security Death Master File or similar database or service, including the companies’ efforts to identify the owners and beneficiaries of unclaimed Proceeds.

Sun Life Assurance Company of Canada; Delaware Life Insurance Company (formerly known as Sun Life Assurance Company of Canada (U.S.)); Independence Life and Annuity Company; Professional Insurance Company; Sun Life Health Insurance Company (U.S.) and Delaware Life Insurance Company of New York (formerly known as Sun Life Insurance and Annuity Company of New York):
Docket No. 2014-118 AD; Order effective November 13, 2014
The Department adopts and approves the Regulatory Settlement resulting from a Multi-State Market Examination of the Companies settlement practices, procedures and policies administration relating to claims, and the use of Social Security Death Master File or similar database or service, including the companies’ efforts to identify the owners and beneficiaries of unclaimed Proceeds.

ING Life Insurance and Annuity Co.; ING USA Annuity and Life Ins. Co.; Midwestern United Life Ins. Co.; ReliaStar Life Ins. Co.; ReliaStar Life Ins. Co. of New York; Security Life of Denver Ins. Co.:
Docket No. 2013-122 AD; Order effective September 17, 2013
The Department adopts and approves the Regulatory Settlement resulting from a Multi-State Market Examination of the Companies settlement practices, procedures and policies administration relating to claims, and the use of Social Security Death Master File or similar database or service, including the companies’ efforts to identify the owners and beneficiaries of unclaimed Proceeds.

New York Life insurance Company, New York Life insurance Company and Annuity Corporation and NYLIFE Insurance Company of Arizona:
Docket No. 2013-149 AD; Order effective December 5, 2013.
The Department adopts and approves the Regulatory Settlement resulting from a Multi-State Market Examination of the Companies settlement practices, procedures and policies administration relating to claims, and the use of Social Security Death Master File or similar database or service, including the companies’ efforts to identify the owners and beneficiaries of unclaimed Proceeds.

Aviva Life and Annuity Company and Aviva Life and Annuity Company:
Docket No. 2013-151 AD; Order effective January 7, 2014.
The Department adopts and approves the Regulatory Settlement resulting from a Multi-State Market Examination of the Companies settlement practices, procedures and policies administration relating to claims, and the use of Social Security Death Master File or similar database or service, including the companies’ efforts to identify the owners and beneficiaries of unclaimed Proceeds.

Life Insurance Company of North America, Connecticut General Life Insurance Company, and Cigna Health and Life insurance Company (fka Alta Health and Life insurance Company):
Docket No. 2013-078 AD; Order effective June 21, 2013
The Department adopts and approves the Regulatory Settlement Agreement and Consent Order from a Targeted Market Conduct Examination of the respondent's Disability Income Handling Practices.

Transamerica Life Insurance Company, Transamerica Advisors Life Insurance Company, Transamerica Advisors Life Insurance Company of New York,  Transamerica Financial Life Insurance Company, Monumental Life Insurance Company, Stonebridge Life Insurance Company, Western Reserve Life Assurance Company of Ohio, and each of its predecessors, successors, and assigns and subsidiaries.
Docket No. 2013-127 AD; Order effective September 28, 2013.
The Department adopts and approves the Regulatory Settlement resulting from a Multi-State Market Examination of the Companies settlement practices, procedures and policies administration relating to claims, and the use of Social Security Death Master File or similar database or service, including the companies’ efforts to identify the owners and beneficiaries of unclaimed Proceeds.

TIAA-CREF Insurance Company: Docket No. 2013-102 AD; Order effective July 22, 2013
The Department adopts and approves the multi-state Regulatory Settlement Agreement and Consent Order from a Targeted Market Conduct Examination of respondents settlement practices, procedures and policy administration relating to claims, and the use of Social Security Death Master File.

Humana insurance Company: Docket No. 2013-155 AD; Order effective December 31, 2013
The Department adopts and approves the multi-state Regulatory Settlement Agreement from a Targeted Market Conduct Examination of companies’ regarding their small group insurance sales practices in certain states.

Midland National Life Insurance Company, and North American Company for Life and Health Insurance: Docket No. 2013-152 AD, ECase 3428; Order effective January 8, 2014.
The Department adopts and approves the multi-state Regulatory Settlement Agreement resulting from Multi-State Market Conduct Examination of the companies' settlement practices, procedures and policies administration relating to claims and use of Social Security Death Master File.

Life Insurance Company of North America: Docket No. 2013-078 AD; Order effective June 21, 2013.
The Department adopts and approves the multi-state Regulatory Settlement Agreement and Consent Order from a Targeted Market Conduct Examination of respondent's Disability Income Handling Practices.

Cease and Desist Order

Gold Standard Automotive Network, Inc.: E-Case #3387; Order effective October 17, 2013.
Violation: 31A-6a-103 – A person may not perform, offer to perform, or advertise any services as a producer without an agency license.
Limitations: Cease and Desist

Sensible Home Warranty LLC: E-Case #3353; Order effective July 31, 2013.
Emergency proceedings Utah Code Annotated 63G-4-502, Cease and Desist.
Violation: 31A-4-102 – (1) A person may not conduct an insurance business in Utah in person, through an agent, through a broker, through the mail, or through another method of communication, except:
(a) an insurer: (i) authorized to do business in Utah under Chapter 5, 7, 8, 9, 10, 11, 13, or 14; and (ii) within the limits of its certificate of authority;
(b) a joint underwriting group under Section 31A-2-214 or 31A-20-102;
(c) an insurer doing business under Section 31A-15-103.
The respondent acted as an unauthorized insurer in advertising, soliciting, making or proposing to make unauthorized home warranty contracts in the State of Utah.
Violation: 31A-2-202 – Respondent failed to respond to inquiries of the Commissioner.
Respondent shall immediately cease and desist doing any and all insurance or home warranty business in the State of Utah.
License Limitation: Cease and Desist Order

Surrender

Southern General Insurance Company: E-Case #3385; Order effective October 24, 2013.
Violation: 31A-14-216 – Respondent has met all requirements for release from regulation.
Limitations: COA surrendered

Educators Health Plans Health, Inc.: E-Case #3341; Order effective July 18, 2013.
Violations: 31A-5-504 – Has met all requirements for dissolution pursuant to Utah Code, and an Order of Release From Regulation is therefore issued.
Limitations:  COA surrendered

Educators Health Care: E-Case #3340; Order effective July 18, 2013.
Violations: 31A-5-504 – Has met all requirements for dissolution pursuant to Utah Code, and an Order of Release From Regulation is therefore issued.
Limitations:  COA surrendered

Asurion Roadside Assistance Services, LLC: E-Case #3290; Order effective April 30, 2013.
Violation: 31A-14-216 – Respondent has met all requirements for Release from regulation.
Limitations: COA surrendered

Lincoln General Insurance Company: E-Case #3288; Order effective April 30, 2013.
Violation: 31A-14-205 – Respondent is in rehabilitation in its state of domicile.
Limitations: COA suspended


Revocation

American Medical and Life Insurance Company.: E-Case #3626; Order effective July 9, 2015.
Violations: 31A-14-217 - Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: COA suspended

Freestone Insurance Company: E-Case #3623; Order effective June 5, 2015.
Violation: 31A-14-217 – Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: COA suspended

Red Rock Insurance Company: E-Case #3537; Order effective May 8, 2015.
Violation: 31A-14-217 – Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: COA suspended

ICM Insurance Company: E-Case #3335; Order effective July 3, 2013.
Violations: 31A-14-217 - Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: COA revoked

American Golden Insurance Company: E-Case #3328; Order effective June 18, 2013.
Violations: 31A-37-204 – Failed to maintain capital and surplus of at least $250,000.
31A-37-202-(6) – Failure to pay the annual certification of authority renewal fee. 
31A-37-505(1) – insolvency or impairment of capital and surplus.
31A-37-505(1) – Failure otherwise to comply with laws of this state.
Limitations
: COA revoked

Greencrest Insurance Company: E-Case #3313; Order effective May 7, 2013.
Violations: 31A-37-505(1) – Insolvency or impairment of capitol or free surplus:
failure to meet paid-in-capital or free surplus;  failure to submit an annual report; failure to comply with its charter, by-laws, or other organizational document; failure to submit to an examination or legal obligation relative to an examination; use of methods that render the operation of the company detrimental to the public or the policyholders, or render the condition of the company unsound with the respect to the public or the policyholders; and failure to otherwise comply with the laws of the state.
Limitations:  COA revoked

Tiger Insurance Company: E-Case #3314; Order effective May 7, 2013.
Violations: 31A-37-505(1) – Insolvency or impairment of capitol or free surplus:
failure to meet paid-in-capital or free surplus;  failure to submit an annual report; failure to comply with its charter, by-laws, or other organizational document; failure to submit to an examination or legal obligation relative to an examination; use of methods that render the operation of the company detrimental to the public or the policyholders, or render the condition of the company unsound with the respect to the public or the policyholders; and failure to otherwise comply with the laws of the state.
Limitations:  COA revoked

London Pacific Life & Annuity Company: E-Case #3280; Order effective April 10, 2013.
Violations: 31A-14-217 - When there are grounds for delinquency proceedings under Chapter 27a, if a foreign insurer is a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: COA revoked

Fremont Indemnity Company: E-Case #3281; Order effective April 10, 2013.
Violations: 31A-14-217 - When there are grounds for delinquency proceedings under Chapter 27a, if a foreign insurer is a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: COA revoked

Casualty Reciprocal Exchange: E-Case #3282; Order effective April 10, 2013.
Violations: 31A-14-217 - When there are grounds for delinquency proceedings under Chapter 27a, if a foreign insurer is a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: COA revoked

Ullico Casualty Company: E-Case #3271; Order effective March 27, 2013.
Violations: 31A-14-217 - When there are grounds for delinquency proceedings under Chapter 27a, if a foreign insurer is a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: COA revoked

Santa Fe Auto Insurance Company: E-Case #3272; Order effective March 27, 2013.
Violations: 31A-14-217 - When there are grounds for delinquency proceedings under Chapter 27a, if a foreign insurer is a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: COA revoked

American Manufactures Mutual Insurance Company: E-Case #3273; Order effective March 27, 2013.
Violations: 31A-14-217 - When there are grounds for delinquency proceedings under Chapter 27a, if a foreign insurer is a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: COA revoked

American Motorist Insurance Company: E-Case #3274; Order effective March 28, 2013.
Violations: 31A-14-217 - When there are grounds for delinquency proceedings under Chapter 27a, if a foreign insurer is a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: COA revoked

Lumbermens Mutual Casualty Company: E-Case #3275; Order effective March 27, 2013.
Violations: 31A-14-217 -When there are grounds for delinquency proceedings under Chapter 27a, if a foreign insurer is a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: COA revoked

Triad Guaranty Insurance Corp: E-Case #3276; Order effective March 28, 2013.
Violations: 31A-14-217 - When there are grounds for delinquency proceedings under Chapter 27a, if a foreign insurer is a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: COA revoked

Universal Health Care Insurance Company: E-Case #3279; Order effective March 27, 2013.
Violations: 31A-14-217 - When there are grounds for delinquency proceedings under Chapter 27a, if a foreign insurer is a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: COA revoked

 

Probation

Southern Utah Title Company of Cedar City: E-Case #3580; Order effective March 16, 2015.
Violation: Admin. Rule R592-6-5(5) – Providing edible items as a form of self-promotion at the “Tasty Tuesdays” event by extending an invite to clients.
Forfeiture: $2,000 ($1,000 suspended pending successful completion of probation).
License Limitation: 6 month probation

Bonneville Superior Title Company Inc.: E-Case #3501; Order effective April 13, 2015
Violations: R592-6-4(6) – Furnishing services not related to title insurance or escrow to a client (Payroll/benefits)
R592-6-4(10) – Co-habitation with a client (Chandler and Associates);
R592-6-4(13) – Paying salary, commissions, or other consideration to an employee (Mark Chandler) who is also a licensed real estate agent;
R592-6-5(7) – conducting continuing education programs at the office of more than one client per calendar quarter;
31A-23a-503 – failure to report controlled business for calendar years 2011, 2012, and 2013.
Forfeiture: $ 45,000 ($22,750 stayed pending successful completion of probation).
License Limitation: 30 days (30 days suspended pending successful completion of probation). Probation 18 months. Respondent’s registration as an insurance continuing education provider is suspended for a period of 6 months. Mark Chandler shall not provide or conduct any insurance continuing education programs for or in behalf of respondent, nor to respondent or its employees.

Aladdin Bail Bonds Utah, LLC: E-Case # 3563; Order effective January 29, 2015.
Violations: 31A-23a-105(2) – Failed to report an administrative action taken by another state; R590-244-4 – Failed to submit electronically to the Department all documents related to reporting the administrative action taken against respondent.
Forfeiture: $750
Limitations: 24 month probation

1st Liberty Title LC: E-Case #3526; Order effective September 29, 2014.
Violations: 31A-23a-103 – Requirements of license.
31A-23a-302 – Agency designations.
31A-23a-402 – Unfair marketing practices. Respondent failed to file escrow rates and conducted title and escrow services. Conducted title and escrow services without an active association. Conducted closings with a reduced rate that the property did not qualify for.
Forfeiture: $9,000
Limitations: 12 Month probation

Price Bail Bonds: E-Case #3556; Order effective December 15, 2014.
Violations: 31A-2-202 – Failed to timely file necessary reports with the commissioner; R590-186-5 – Failed to timely renew insurance license.
Forfeiture: $3,000
Limitations: 24 month probation

Suspension

Liberty First Risk Retention Group Insurance Company: E-Case #3357 Order effective August 6, 2013.
Violations: 31A-16-106(2) – In paying an extraordinary dividend.
31A-2-202(6) & 31A-402(1) – Failure to account for extraordinary dividend and concealing existence of dividend.
R590-254-4-– Failing to file audited financial statement when due.
Limitation: COA suspended

PMI Mortgage Insurance Company: E-Case #3071; Order effective July 31, 2013.
Violations: 31A-14-217 - Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign
insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: COA suspended

Vesta Insurance Corporation: E-Case #3289; Order effective April 30, 2013.
Violation: 31A-14-205 – Respondent is in rehabilitation in its state of domicile.
Limitations: COA suspended

Forfeitures

Access Title Company Inc.: E-Case #3624; Order effective June 11, 2015.
Violations: 31A-23a-413 & Admin. Rule R592-11 – Failure to timely file the 2015 Annual and Controlled Business reports for calendar year 2014 by the annual due date of April 30.
Forfeiture: $1,000

Real Advantage Title Insurance Agency, LLC: E-Case #3578; Order effective January 27, 2015.
Violation: 31A-23-415 & R592-10-8–Failure to pay the title assessment for calendar year 2013 by the due date of November 2014.
Forfeiture: $1,000

Southern Utah Title Company of Cedar City: E-Case #3580; Order effective March 16, 2015.
Violation: Admin. Rule R592-6-5(5) – Providing edible items as a form of self-promotion at the “Tasty Tuesdays” event by extending an invite to clients.
Forfeiture: $2,000 ($1,000 suspended pending successful completion of probation).
License Limitation: 6 month probation

Bonneville Superior Title Company Inc.: E-Case #3501; Order effective April 13, 2015
Violations: R592-6-4(6) – Furnishing services not related to title insurance or escrow to a client (Payroll/benefits)
R592-6-4(10) – Co-habitation with a client (Chandler and Associates);
R592-6-4(13) – Paying salary, commissions, or other consideration to an employee (Mark Chandler) who is also a licensed real estate agent;
R592-6-5(7) – conducting continuing education programs at the office of more than one client per calendar quarter;
31A-23a-503 – failure to report controlled business for calendar years 2011, 2012, and 2013.
Forfeiture: $ 45,000 ($22,750 stayed pending successful completion of probation).
License Limitation: 30 days (30 days suspended pending successful completion of probation). Probation 18 months. Respondent’s registration as an insurance continuing education provider is suspended for a period of 6 months. Mark Chandler shall not provide or conduct any insurance continuing education programs for or in behalf of respondent, nor to respondent or its employees.

ACS Health Administration: E-Case #3574; Order effective May 19, 2015.
Violations: 31A-25-203, 31A-2-202 – Respondent failed to notify the Department of another state's administrative action, Respondent submitted false information in connection with the license renewal application.
Forfeiture: $500

Humana Health Plan, Inc.: E-Case #3603; Order effective April 8, 2015.
Violations: 31A-25a-203 – Failure to report at the time of filing the license application an administrative action taken against you by another jurisdiction.
Forfeiture: $1,500

Madison National Insurance Company: E-Case #3600; Order effective March 6, 2015.
Violation: 31A-29-117 – Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2014.
Forfeiture: $750

Loyal American Life Insurance Company: E-Case #3610; Order effective April 7, 2015.
Violation: R590-148-25 – Respondent failed to electronically file its Long Term Care Report on or before June 30, 2014.
Forfeiture: $750

United Teacher Associates Insurance Company: E-Case #3608; Order effective April 7, 2015.
Violation: R590-148-25 – Respondent failed to electronically file its Long Term Care Report on or before June 30, 2014.
Forfeiture: $750

Philadelphia American Life Insurance Company: E-Case #3606; Order effective April 7, 2015.
Violation: R590-146-14(C) – Failed to electronically file Annual Filing of Premium Rates on or before May 31, 2014;
R590-146-14(B) – Failed to electronically file its Refund Calculation and Benchmark Ratio on or before May 31, 2014;
R590-146-22 – Failed to electronically file its Report of Multiple Policies on or before May 31, 2014.
Forfeiture: $750

Great American Life Insurance Company: E-Case #3607; Order effective April 7, 2015.
Violation: R590-148-25 – Respondent failed to electronically file its Long Term Care Report on or before June 30, 2014.
Forfeiture: $750

Kanawha Insurance Company: E-Case #3609; Order effective April 7, 2015.
Violation: R590-148-25 – Respondent failed to electronically file its Long Term Care Report on or before June 30, 2014.
Forfeiture: $750

Continental General Insurance Company: E-Case #3611; Order effective April 7, 2015.
Violation: R590-148-25 – Respondent failed to electronically file its Long Term Care Report on or before June 30, 2014.
Forfeiture: $750

Sun Life Assurance Company of Canada: E-Case #3612; Order effective April 7, 2015.
Violation: R590-148-25 – Respondent failed to electronically file its Long Term Care Report on or before June 30, 2014.
Forfeiture: $750

Aetna Life Insurance Company: E-Case #3564; Order effective December 30, 2014.
Violation: 31A-30-106 – Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2014.
Forfeiture: $750

Combined Insurance Company Of America: E-Case #3584; Order effective February 27, 2015.
Violation: R590-146-14(B) – Failed to electronically file its Refund Calculation and Benchmark Ratio on or before May 31, 2014.
Forfeiture: $1,500

Unicare Life & Health Insurance Company: E-Case #3592; Order effective February 27, 2015.
Violations: R 590-146-14(C) – Failed to electronically file Annual Filing of Premium Rates on or before May 31, 2014.
R590-146-14(B) – Failed to electronically file its Refund Calculation and Benchmark Ratio on or before May 31, 2014.
R590-146-22 – Failed to electronically file its Report of Multiple Policies on or before May 31,2014.
Forfeiture: $750

Provo Land Title Company: E-Case #3575; Order effective January 23, 2015.
Violations: 31A-23a-103 – Requirements of license.
31A-23a-302 – Agency Designations. Respondent allowed an unassociated producer with lapsed license to conduct escrow services on behalf of agency during the time license lapsed.
Forfeiture: $3,000

AFS Insurance Services, Inc.: E-Case #3538; Order effective February 3, 2015.
Violations: 31A-23a-412 and R590-258 – Failed to update its email address with the Department.
31A-23a-115 – Failed to terminate the association of producers no longer working for the agency.
Forfeiture: $1,000

Acuity, A Mutual Insurance Company: E-Case #3569; Order effective January 22, 2015.
Violations: 31A-23a-402 – Unfair marketing practices. Respondent failed to use their entire legal name on letterhead and business cards.
R590-154-5 – Unfair Marketing Practices Rule.
Forfeiture: $2,000

1st Liberty Title LC: E-Case #3526; Order effective September 29, 2014.
Violations: 31A-23a-103 – Requirements of license.
31A-23a-302 – Agency designations.
31A-23a-402 – Unfair marketing practices. Respondent failed to file escrow rates and conducted title and escrow services. Conducted title and escrow services without an active association. Conducted closings with a reduced rate that the property did not qualify for.
Forfeiture: $9,000
Limitations: 12 Month probation

Sutherland Title Company: E-Case #3534; Order effective September 29, 2014.
Violations: 31A-23a-103 – Requirements of license and 31A-23a-302 – Agency designations. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed. Conducted title and escrow services without an active association.
Forfeiture: $1,500

Commerce Land Title: E-Case #3533; Order effective September 11, 2014
Violation: 31A-2-202(4) – Failure to respond to an inquiry of the Commissioner. Respondent is order to respond within ten (10) days.
Forfeiture: $750

Transamerica Life Insurance Company: E-Case# 3380; Order effective October 31, 2014.
Violations: R590-220 - 9 – Failure to file a group questionnaire for association groups and/or policy plans.
31A-23a-103(1)(c) – Utilized services of a TPA not licensed with the Utah Insurance Department.
Forfeiture: $45,000

Fidelity National Title Insurance Company &Chicago Title Insurance Company:E-Case 3376; Order effective dated September 8, 2014.
Violation: 31A-14-211 - Issuing title insurance direct to consumers without having a direct operation in the State of Utah.
Violation: 31A-19-209 - Failure to file escrow rates prior to conducting escrow.
Forfeiture: $225,500

Nova Casualty Company: E-Case #3491; Order effective August 5, 2014.
Violation: 31A-25-201 & 31A-26-201 – Respondent improperly used an unlicensed entity as both an insurance adjuster and a third party administrator. The entity subsequently became licensed within the state of Utah.
Forfeiture: $23,000

On Call International, LLC: E-Case #3496; Order effective May 30, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $750

Candice Blain: E-Case #3510; Order effective June 26, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $500

Brighton Insurance Group, Judy Bigler: E-Case #3469; Order effective June 16, 2014.
Violations: 31A-23a-412 – Respondent failed to maintain accurate, thorough and organized records.
31A-23a-409 – Respondent did not fulfill the fiduciary duties of a trustee with respect to monies to be forwarded to the insured or insurer.
31A-23a-410 – Respondent received premium and failing to forward it to the insurer.
Forfeitures: $7,000

New York Life Insurance & Annuity Corp: E-Case #3468; Order effective May 29 2014.
Violations: R590-148-25 – Respondent failed to electronically file its Long Term Care Report on or before June 30, 2013.
Forfeiture: $750

First American Title Insurance Company: E-Case #3375; Order effective May 12, 2014.
Violations: 31A-14-211 – Issuing title insurance direct to consumers without using agents or direct operations in the State of Utah; 31A-19-209 – Failure to file a schedule of escrow rates.
Forfeiture: $73,000

Health Care Service Corp.: E-Case 3460; Order effective March 13, 2014.
Violation: 31A-2-202(4): Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $750

Health Care Service Corp.: E-Case 3459; Order effective March 13, 2014.
Violation: 31A-2-202(4) - Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $750

GPI Insurance Company, Inc.: E-Case #3427; Order effective December 17, 2013.
Violation: 31A-2-202Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $1,500

Sterling Investors Life Insurance Company: E-Case #3329; Order effective June 20, 2013.
Violation: R590-146-22 - Failure to electronically file its Annual Filing of Premium Rates on or before May 31, 2013.
Administrative Forfeiture: $1,500

Unicare Life & Health Insurance Company: E-Case #3330; Order effective June 20, 2013.
Violation: R590-146-22 - Failure to electronically file its Annual Filing of Premium Rates on or before May 31, 2013.
Forfeiture: $1,500

American Family Life Assurance Company of Columbus: E-Case #3343; Order effective July 10, 2013.
Violations: R 590-146-14(C) – Failed to electronically file its Annual Filing of Premium Rates on or before May 31, 2013
R590-146-14(B) – Failed to electronically file its Refund Calculation and Benchmark Ratio on or before May 31, 2013.
R590-146-22 – Failed to electronically file its Report of Multiple Policies on or before May 31, 2013
Forfeiture: $1,500

American Family Life Assurance Company of Columbus: E-Case #3363; Order effective
August 28, 2013.
Violations: R590-148-25 – Respondent failed to electronically file its Long Term Care
Report on or before June 30, 2013.
Administrative Forfeiture: $1,500

Connecticut General Life Insurance Company: E-Case #3364; Order effective August
28, 2013.
Violations: R590-148-25 – Respondent failed to electronically file its Long Term Care
Report on or before June 30, 2013.
Forfeiture: $1,500

Aetna Life Insurance Company: E-Case #3362; Order effective August 28, 2013.
Violations: R590-148-25 – Respondent failed to electronically file its Long Term Care Report on or before June 30, 2013.
Administrative Forfeiture: $1,500

American General Assurance Co.: E-Case #3325; Order effective July 19, 2013.
Violation): 31A-28-119 – Employed a third party administrator that sent outdated, incorrect and incomplete Life & Health Guaranty Association Notices to Utah certificate holders.
Forfeiture: $10,000

Family Life Insurance Company: E-Case #3349; Order effective July 18, 2013.
Violations: R 590-146-14(C) – Failed to electronically file Annual Filing of Premium Rates on or before May 31, 2013.
R590-146-14(B) – Failed to electronically file Refund Calculation and Benchmark Ratio on or before May 31, 2013.
R590-146-22 – Failed to electronically file Report of Multiple Policies on or before May 31, 2013.
Forfeiture: $1,500

Monumental Life Insurance Company: E-Case #3345; Order effective July 18, 2013.
Violations: R 590-146-14(C) – Failed to electronically file Annual Filing of Premium Rates on or before May 31,
2013.
R590-146-14(B) – Failed to electronically file its Refund Calculation and Benchmark Ratio on or before May 31, 2013.
R590-146-22 – Failed to electronically file its Report of Multiple Policies on or before May 31, 2013.
Forfeiture: $1,500

Transamerica Life Insurance Company: E-Case #3348; Order effective July 18, 2013.
Violations: R 590-146-14(C) – Failed to electronically file Annual Filing of Premium Rates on or before May 31, 2013.
R590-146-14(B) – Failed to electronically file Refund Calculation and Benchmark Ratio on or before May 31, 2013.
R590-146-22 – Failed to electronically file its Report of Multiple Policies on or before May 31, 2013.
Forfeiture: $1,500

 


Individual & Agency Licensees


Cease and Desist Order

Dee Randall: E-Case #3585; Order effective March 5, 2015.
Violation: U.C.A. 31A-23a-103 – Engaged in activities related to soliciting and selling insurance without a valid license.
License Limitation: Cease and desist

Revocation

All Area Bail Bonds: E-Case #3620: Order effective May 29, 2015.
Violations: 31A-35-404 – Failed to maintain minimum financial requirements for bail bond surety company license.
License Limitation: Revoked

Leonard Pyatt: E-Case # 3596; Order effective April 24, 2015.
Violations: 31A-23a-105(2) – Failed to disclose administrative action in another state.
31A-23a-412(1) – Failed to notify the Department of change in contact information.
31A-2-202 – Failed to respond to an inquiry of the commissioner.
License Limitation: Revoked

Chase Blake: E-Case #3583; Order effective March 19, 2015.
Violation(s): 31A-31-103 – States that a person commits a fraudulent insurance act if that person, with intent to deceive, knowingly presents to an insurer any written or oral communication that contains false, incomplete, or misleading information concerning any fact material to an application for the issuance of an insurance policy or contract. The respondent violated this statute.
31A-23a-402.5 – Prohibits a producer from inducing a person to enter into an insurance contract by offering a benefit that is not specified in the insurance contract. The respondent violated this statute.
31A-23a-402 – Prohibits producers from making any communication that contains false or misleading information including relating to an insurance contract, including information that is incomplete. The respondent violated this statute.
31A-23a-107 – The respondent’s actions have violated the provision which requires a producer to be of good character and trustworthiness.
License Limitation: Revoked

Ivan Otto Okahara: E-Case # 3567; Order effective March 5, 2015.
Violations: 31A-23a-107(2) – Respondent actions show she does not meet character requirements to hold an insurance producer’s license.
License Limitation: Revoked

Commerce Land Title Company: E-Case #3533; Order effective February 12, 2015.
Violation: 31A-2-202(4) – Failure to respond to an inquiry of the commissioner during the course of an investigation. Respondent, having been properly served with notice of the hearing, failed to either appear in person or through counsel. With no appearance having been received, pursuant to Utah Code Ann. 63G-4-209, the default of the Respondent is hereby entered.
License Limitation: Revoked

Shawn A. Parker: E-Case #3533; Order effective February 12, 2015.
Violation: 31A-2-202(4) – Failure to respond to an inquiry of the commissioner during the course of an investigation. Respondent, having been properly served with notice of the hearing, failed to either appear in person or through counsel. With no appearance having been received, pursuant to Utah Code Ann. 63G-4-209, the default of the Respondent is hereby entered.
License Limitation: Revoked

Edwin Peterson: E-Case #3550; Order effective January 22, 2015.
Violation: U.C.A.63G-4-209 – Respondent failed to appear either in person or through counsel resulting in a Default Order.
License Limitation: Revoked

Affordable Ins. Agency: E-Case 3502; Order effective November 3, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
License Limitation: Revoked

Aaron J. Meade: E-Case# 3486; Order effective May 29, 2014
Violation: 31A-2-202 – Failed to submit a timely response to an inquiry from the Commissioner.
License Limitation: Revoked

VitalCE.Com: E-Case #3471; Order effective May 14, 2014.
Violation: R590-142-9 – Plagiarizing continuing education course material.
License Limitation: Revocation of continuing education provider license

Dorathy J. Law: E-Case# 3452; Order effective March 18, 2014.
Violations: 31A- 23a-107(1) – Failed to meet the character requirements to hold an insurance license; 31A-23a-111(5)(b)(xv) – Admits or is found to have committed an insurance unfair trade practice or fraud.
License Limitation: Revoked

Hilary Martin: E-Case 3365; Default and Default Order dated February 12, 2014.
Violations:31A-23a-107(2) – In demonstrating lack of trustworthiness in the conduct of business and the use of dishonest practices, respondent is unqualified to hold an insurance license.
31A-23a-111(5)(b)(I)) – Failed to pay an outstanding judgment within 60 days of the entry of the judgment.
License Limitation: Revoked. Respondent is ordered to immediately cease doing any insurance or escrow business in the State
of Utah.

Freddie J. “Tyke” Martin: E-Case #3366; Order effective February 10, 2014.
Violations: 31A-23a-107(2) – In demonstrating lack of trustworthiness in the conduct of business and the use of dishonest practices, respondent is unqualified to hold an insurance license.
31A-23a-111(5)(b)(I)) – Failed to pay an outstanding judgment within 60 days of the entry of the judgment.
License Limitation: Revoked. Respondent is ordered to immediately cease doing any insurance or escrow business in the State of Utah.

Linda Sue Barnhart: E-Case # 3438; Order effective February 28, 2014.
Violations: 31A-23a-107(2) – Respondent actions show she does not meet character requirements to hold an insurance producer license.
31A-23a-409(6) – Trust obligation for money collected
License Limitation: Revoked

Michael PaulIppolito: E-Case #3286; Order effective April 23, 2013.
Violations: 31A-2-202(4) - Failed to submit a timely response to an inquiry of the commissioner.
License Limitation: Revoked

Diane M. Byas: E-Case 3278; Order effective August 28, 2013.
Violation: 31A-2-202(4) - Failed to submit a timely response to an inquiry from the Commissioner.
License Limitation: Revoked

Kartchner, Matthew G.: E-Case #3312; Order effective June 20, 2013.
Violations: 31A-23a-107 – Respondent does not meet the character requirements;
31A-23a-111 – Convicted of a felony.
License Limitation: Revoked

Eastwood Title Insurance Agency, Inc.: E-Case 3219; Default and Default Order dated June 15, 2013. Respondent failed to appear either in person or through counsel. Default revocation is entered.
Violation: 31A-2-308(2) Respondent failed to comply with an order of the commissioner. Respondent was order to pay a forfeiture of $3,750, file all reports not previously filed, pay any assessment not paid, and update the business and mailing addresses for the agency. Respondent failed to comply and an Order to Show Cause hearing was commenced. Respondent failed to appear either in person or through counsel.
Violation: 31A-2-202 – Failure to respond to an inquiry of the commissioner.
Violation: 31A-23a-412 – Failure to updated business records within 30 days.
Violation: 31A-23a-413 – Failure to file the Annual and Controlled Business reports by April 30.
Violation: 31A-23a-415 – Failure to pay an assessment when due.
Forfeiture: $3,750
License Limitation: Revoked. Respondent is ordered to immediately cease doing any insurance or escrow business in the State of Utah.

Jorge Moreno: E-Case #3222; Order effective June 18, 2013.
Violation: 31A-2-202Failed to submit a timely response to an inquiry from the Commissioner.
License Limitation: Revoked

Alexander Bruce Petereit: E-Case # 3212; Order effective June 18, 2013.
Violation: 31A-23a-105(2) Failure to report a criminal prosecution when applying for a resident producer license.
License limitation: License Surrendered in lieu of administration action

Jason T. Sjol: E-Case 3310; Order effective June 18, 2013.
Violation: 63G-4-209 - Failing to appear at a scheduled hearing held for failing to respond to other requests by the Department.
License Limitation: Revoked

Arielle Corrigan: E-Case #3031; Order effective May 7, 2013.
Violation: 63G-4-209 – Failed to attend or participate in a properly scheduled hearing after receiving proper notice.
License Limitation: Revoked

Wilfredo G Tabisaura: E-Case #3242; Order effective April 10, 2013.
Violations: 31A-23a-107(2) – Respondent actions show he does not meet character requirements to hold an insurance producer’s license.
31A-23a-111(5)(b)(xiv) – Convicted of a felony.
License Limitation: Revoked

Rachelle Williams: E-Case #3265; Order effective April 2, 2013.
Violation: 31A-2-201 – Respondent failed to respond to the Department of Insurance in regards to a criminal action taken against her.
License Limitation: Revoked

Pavel Shchetinin: E-Case #3238; Order effective April 2, 2013.
Violation: 63G-4-209 – Failing to appear at a scheduled hearing held for failing to respond to other requests by the Department.
License Limitation: Revoked

Mitchell Kevin Kelling; & Kelling Insurance Agency E-Case #3261; Order effective March 6, 2013.
Violations: 31A-23a-111(5)(b)(i) Respondent is unqualified for a license;
31A-23a-111(5)(b)(xii) improperly withholds, misappropriates, or converts money or properties received in the course of doing insurance business
31A-23a -111(5)(b)(xiv)was convicted of a felony;
31A-23a -111(5)(b)(xv) was found to have committed insurance fraud;
31A-23a-111(5)(b)(xvi) used fraudulent or dishonest practices or demonstrated untrustworthiness or financial irresponsibility in the conduct of business in this state; and
31A-23a-111(5)(b)(xxiv)engaged in methods or practices that endangered the legitimate interests of his customers or the public in conducting business.
License Limitation(s): The Insurance License of Mitchell K. Kelling is revoked and the Agency License of Kelling Insurance Agency is revoked.

David C. Johnson: E-Case #3168; Order effective March 13, 2013.
Violation: 31A-2-202 – Failed to submit a timely response to an inquiry from the Commissioner.
License Limitation: Revoked

David Eugene Fayard: E-Case #3146; Order effective March 13, 2013.
Violation: 31A-2-202Failed to submit a timely response to an inquiry from the Commissioner.
License Limitation: Revoked

Karen Bullard: E-Case #3200; Order effective March 13, 2013.
Violation: 31A-2-202Failed to submit a timely response to an inquiry from the Commissioner.
License Limitation: Revoked

Heather Parks: E-Case #3198; Order effective March 13, 2013.
Violation: 31A-2-202Failed to submit a timely response to an inquiry from the Commissioner.
License Limitation: Revoked

Shalonda Little: E-Case #3201; Order effective March 13, 2013.
Violation: 31A-2-202Failed to submit a timely response to an inquiry from the Commissioner.
License Limitation: Revoked

Suspension

(None)

Probation

Ammon Holm: E-Case #3645; Order effective August 4, 2014.
Violations: 31A-23a-111(5)(b)(xxi) – Failure to comply with an administrative or court order imposing a child support obligation.
31A-23a-111(5)(b)(iv) - Failure to pay a final judgment or judgments rendered against you in this state.
License Limitation: 24 month probation

Jason Bradley White: E-Case #3644; Order effective July 23, 2014.
Violations: 31A-23a-111(5)(b)(xxi) – Failure to comply with an administrative or court order imposing a child support obligation;
31A-23a-111(5)(b)(iv) - Failure to pay a final judgment or judgments rendered against you in this state.
License Limitation: 24 month probation

Monique Mondragon: E-Case #3617; Order effective May 29, 2015.
Violations: 31A-23a-107(1)(2)(a)(I)(A) – Failed to meet character requirements for licensing
31A-23a-111(5)(b)(i) – Unqualified for a license
License Limitation: License granted conditionally, 18 month probation

Legacy Insurance and Financial ServicesE-Case #3619; Order effective June 15, 2015.
Violation(s): 31A-23a-402, R590-154-7– Respondent distributed misleading advertising material and failed to identify as licensed insurance producer.
Forfeiture: $4,000
Probation: 12 months

Wayne GrayE-Case #3619; Order effective June 15, 2015.
Violation(s): 31A-23a-402, R590-154-7– Respondent distributed misleading advertising material and failed to identify as licensed insurance producer.
Forfeiture: $4,000
Probation: 12 months

Barry C. Orton: E-Case #3580; Order effective March 16, 2015.
Violation: Admin. Rule R592-6-5(5) – Providing edible items as a form of self-promotion at the “Tasty Tuesdays” event by extending an invite to clients.
Forfeiture: $1,000 ($500 suspended pending successful completion of probation).
License Limitation: 6 month probation

Lloyd Coley: E-Case #3559; Order effective May 19, 2015.
Violations: 31A-35-603 (3)(a) – Failed to return collateral within ten day of all fees being paid;
31A-35-608(1)(a)(d) and (2)(b)(I)(ii)(A) – Failed to fill out the appropriate documents correctly;
31A-23a-107(1),(2)(a)(I)(A) – Failed to meet character requirements;
31A-23a-402 (1)(a)(I)(A) – Responsible for bonds containing misleading and incomplete information;
R590-196-4 – Failed to fill out appropriate paperwork, collect and maintain records.
Forfeiture: $6,000
License Limitation: 24 month probation

Celina De La Torre: E-Case #3587; Order effective March 30, 2015.
Violations: 31A-23a-107(2) – Respondent actions show she does not meet character requirements to hold an insurance producer’s license.
License Limitation: License granted conditionally, probation 24 months

Cory Parker Kennah: E-Case #3565; Order effective: March 19, 2015
Violations: 31A-23a-402 – Respondent provided false or misleading information relating to an insurance contract to a Utah consumer;
R590-230-5 – Respondent made an unsuitable annuity recommendation that financially harmed the consumer.
Forfeiture: $6,278.00, with $5,278.00 stayed pending reimbursement to consumer for surrender charges incurred.
License Limitation: 12 month probation (effective April 4, 2014 to April 4, 2015)

Jacquan Marshay Waits-Ray: E-Case #3561; Order effective February 24, 2015.
Violations: 31A-23a-107 – Respondent does not meet the character requirements;
31A-23a-111(5)(b)(i) – Unqualified for a license.
License Limitation: License granted conditionally, 24 month probation

Kaylene Michelle Bowman: E-Case #3570; Order effective February 24, 2015.
Violations: 31A-23a-107 – Respondent does not meet the character requirements;
31A-23a-111(5)(b)(i) – Unqualified for a license.
License Limitation: License granted conditionally, probation 24 months

Thomas N. Pitcher: E-Case #3568; Order effective February 23, 2015.
Violation: 31A-23a-111(5)(b)(xxii) – Failure to pay state income tax.
License Limitation: Applicant shall fully comply with Monthly Pay Plan Agreement enter into with the Utah State Tax Commission until State tax liability is fully satisfied. Applicant shall not violate any Utah insurance laws, administrative rules or orders of the Commissioner.
Applicant will file and pay all future taxes timely.
24 month probation

Roice Matthew Arnold: E-Case #3529; Order effective October 2, 2014.
Violations: 31A-23a-111(5)(b)(iv) and(xxi) – Failure to comply with order imposing child support.
Forfeiture: $500
License Limitation: 24 month probation. Forfeiture to be dismissed if Respondent satisfactorily completes probation.

Lesley Ann Ulibarry: E-Case #3512; Order effective October 6, 2014.
Violations: 31A-2-405 – Dual licensing; and R592-5-4 – Filing requirements.
Respondent conducted two real estate closings while licensed as a Title & Escrow producer without seeking permission from the Insurance Commissioner.
Forfeiture: $2,500
License Limitation: 12 Month Supervised Probation

Scott Barker: E- Case #3531; Order effective: September 30, 2014.
Violations: 31A-23a-409 – Failed to timely deposit premiums in a trust account.  Diverted premiums for his own use.
Forfeiture: $1,000
License Limitation: 24 month probation

Blue Mountain Insurance, Inc.: E-Case 3519; Order Effective: August 11, 2014.
Violations: 31A-23a-302 – Respondent demonstrated pattern over several years of failing to designate and terminate designations of producers conducting business on behalf of the agency.
31-1-23a-409 – Failed to establish and maintain a trust account and commingling trust monies with personal and business monies.
Forfeiture: $5,000
License Limitation: 12 month probation

Joseph Aaron Corbin: E-Case #​3455; ​ Order effective June 11, 2014.
Violation:31A-23a-111(5)(b)(iv) – Financial impairment for failure to pay a judgment within 60 days of final judgement.
Forfeiture: $500 of which $500 is suspended pending successful completion of probation and terms of probation.
License Limitation: Probation 24 months. Licensee shall satisfy the judgments. Licensee shall have no financial responsibility for any title agency, including as a signatory on trust accounts or operating accounts.

Academy Title fka Emery County Abstract & Title, Inc.: E-Case #3445; Order effective April 14, 2014.
Violation: R592-6-4(13) – Paying compensation to an employee of a title agency who is at the same time licensed as a real estate broker, real estate agent, mortgage broker, or mortgage loan officer.
Forfeiture: 1,500; $1,250 suspended pending successful completion of probation
License Limitation: Probation 6 months

Extend Insurance Services, LLC DBA Towers Watson's OneExchange: E-Case 3467: Order Effective April 23, 2014.
Violations: 31A-23a-302, R590-244-12 – Respondent demonstrated pattern over several years of failing to designate and terminate designations of producers conducting business on behalf of the agency.
Forfeiture: $10,000
License Limitation: 12 month probation

A-Affordable Bail Bonds, Jody Gutierres; E-Case 3087: Order effective September 5, 2012.
Violations: 31A-35-603(2) - Failed to secure collateral security;
31A-23a-409(1)(b)(ii) - Failed to have a trust account ledger to account for trust funds;
31A-23a-409(1)(d) - Failed to reconcile trust account on a monthly basis;
31A-23a-409(1)(d)(i) - Failed to deposit funds held in trust into a trust account by the close of the next business day.
31A-23a-103(1)(a) & (c) &, 31A-23a-110(2) - Used names in the conduct of business that were not licensed or registered with the commissioner as an assumed name
Forfeiture: $10,000
License Limitation: 24 month probation.

Infiniteam Insurance, Inc.: E-Case 3462; Order Effective: April 10, 2014.
Violations: 31A-23a-402.5 - Respondent solicited HR services at a discounted rate;
31A-23a-302, R590-244-12 - Respondent failed to timely designate and terminate designations of producers conducting business on behalf of the agency.
Forfeiture: $5,000
License Limitation: 12 months probation

Amigos Insurance Agency; E-Case #3394: Order effective April 10, 2014.
Violations: 31A-23a-103, 31A-23a-302 and 408, R590-244 - Failed to reappoint its producers following a lapse of their insurance license.
31A-23a-501 - Received non-commission compensation from insureds with regards to acts to acts being provided in order to receive commission compensation
Forfeiture: $16,500
License Limitation: 24 months requiring every six months that Respondent will provide a record of the prior months' operating and trust account and any other business account to the Department and subject to no-notice inspections from the Department

Ginny L. Wanlass: E-Case #3311; Order effective July 11, 2013.
Violation(s): 31A-23a-111(5)(b)(iv) – Failure to pay final judgment.
31A-23a-111(5)(b)(xxii) – Failure to pay state income tax, or comply with an administrative or court order directing payment of state income tax.
License Limitation: 18 Month Probation - Subject to Applicant fully complying with payment agreement with Utah State Tax Commission and resolution of the outstanding small claims judgment.

Mountain View Title & Escrow, Inc.: E-Case #3395; Order effective January 13, 2014.
Violations: 31A-23a-103; requirements of license, 31A-23a-302 - Agency designations;
31A-23a-406 - held construction funds for payout, 31A-23a-201 - unapproved forms;
31A-23a-409 filed rates; and R592-154-7 - failure to report a branch office.  Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed. Conducted title and escrow services without an active association, held construction funds for payout, used unapproved rates & forms.
Forfeiture: $10,500
License Limitation: 12 month probation

Bret E. Harding and Utah Insurance Solutions: E-Case 3370; Order effective November 4, 2013.
Violations: 31A-23a-402, R590-130, R590-154 – Respondents violated statute and rules related to unfair marketing practices and advertisements of insurance.
Forfeiture: $3,750
License Limitation: 24 month probation, 3 additional hours of continuing education.

Rodney K. Bingham: E-Case #3277; Order effective: April 30, 2013.
Violation: 31A-23a-402 – Respondent provided false or misleading communication and
made a false entry on an insurance application submitted to an Insurer with intent to
deceive.
Violation: 31A-31-103(1)(a) – Respondent made a written statement to an Insurer that he
knew to be false with intent to deceive.
Forfeiture: $2,000
License Limitations: 24 Month Probation

Steven Michael Albrecht: E-Case 3199; Order effective July 10, 2013
Violations: 31A-23a-402(1)(a)(i), – Respondent violated Utah Code Annotated by issuing
an invalid bond; providing false evidence of insurance.
31A-23a-409 – By failing to forward premiums received to the appropriate payee, respondent
Violated Utah Code Annotated.
License Limitation: 24 months’ probation
Forfeiture: $1000

Erzinger, Martin J.: E-Case# 3285; Order effective April 30, 2013.
Violation: 31A-23a-103. Respondent solicited insurance business without a nonresident license.
Forfeiture: $750
License Limitation: 12 month probation

IHC Health Solutions, Inc.: E-Case #3321; Order effective July 29, 2013.
Violation: 31A-23a-103 Requirements of license; Respondent conducted business without being properly licensed.
Forfeiture: $3,000
License Limitation: 12 month Probation

Thomas A. Wood: E-Case #3369; Order effective: November 4, 2013.
Violation: 31A-22-409 – Respondent delivered insurance contracts in the State of Utah that did not meet Utah’s Standard Non-Forfeiture Law for individual annuities.
Violation: 31A-21-201(1) – Using, selling or offering for sale insurance contracts not filed in the State of Utah.
Violation: 31A-23a-402(1)(a)(i) – Providing false or misleading information in applications for insurance contracts.
Forfeiture: $4,000
License Limitations: 24 Month Probation

Kent Squire Rollins: E-Case 3383; Order effective November 12, 2013.
Violations: 31A-23a-10 – Character requirements.
31A-23a-402 – Unfair marketing practices.
R590-154.1 – Marketing practices rule.
Forfeiture of: $1,500
License Limitation: 24 month probation and one hour of continuing education every six months during this period. The continuing education shall be directly related to ethics. These four hours shall be separate and apart
from the 24 continuing education hours (and 3 ethics hours) that are required to maintain a producer license.

Interstate Specialty Marketing, Inc.: E-Case #3145; Order effective March 13, 2013.
Violation: 31A-2-202Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $1,250
License Limitation: Probation 12 months

Dick Speechly Insurance Agency, Inc.: E-Case 3300; Order Effective: June 4-2013.
Violations: 31A-23a-409, R590-170-4 - Failed to establish and maintain a trust account and commingling trust monies with personal and business monies.
31A-23a-115(1)(b)& R590-244-9, - Did not maintaining current agency appointments
Administrative Forfeiture: $5,000
License Limitation: 12 month probation

Martin J. Erzinger: E-Case# 3285; Order effective April 30, 2013.
Violation: 31A-23a-103. Respondent solicited insurance business without a nonresident license.
Forfeiture: $1000
License Limitation: 12 month probation

Uintah Basin Bail Bonds / Reed, Jack Lynn: E-Case #3259; Order effective May10, 2013.
Violations: 31A-23a-409 and 31A-35-603(2) - Failed to establish and maintain a trust account; commingled collateral trust funds with personal funds; converted trust monies for personal use; and failed to properly secure collateral monies in the bail bond producer’s fiduciary capacity.
R590-170-5 - Failed to retain all collateral funds in a trust account, and commingled trust monies with business monies.
R590-196-6 - Failed to use the disclosure form on file with the Department.
Forfeiture: $2,500
License Limitation: 24 month probation

Rodney K. Bingham: E-Case #3277; Order effective: April 30, 2013
Violation: 31A-23a-402 – Respondent provided false or misleading communication and made a false entry on an insurance application submitted to an Insurer with intent to deceive.
Violation: 31A-31-103(1)(a) – Respondent made a written statement to an Insurer that he knew to be false with intent to deceive.
Forfeiture: $2,000
License Limitation: 24 Month Probation

 

Forfeitures

New Casandra Watson: E-Case #3656; Order effective August 17, 2015.
Violations: 31A-2-202(4) – Failure to respond to an inquiry of the Commissioner.
Forfeiture: $500

Kevin L. Flamm: E-Case #3577; Order effective June 15, 2015
Violations: 31A-23a-402(1)(a)(i), – Respondent violated Utah Code Annotated by issuing an invalid bond; providing false evidence of insurance.
R590-230-5 – Respondent made an unsuitable annuity recommendation that financially harmed the consumer.
Forfeiture: $1,000

Legacy Insurance and Financial ServicesE-Case #3619; Order effective June 15, 2015.
Violation(s): 31A-23a-402, R590-154-7– Respondent distributed misleading advertising material and failed to identify as licensed insurance producer.
Forfeiture: $4,000
Probation: 12 months

Wayne GrayE-Case #3619; Order effective June 15, 2015.
Violation(s): 31A-23a-402, R590-154-7– Respondent distributed misleading advertising material and failed to identify as licensed insurance producer.
Forfeiture: $4,000
Probation: 12 months

AAA Bail Bonds; E-Case #3621; Order effective June 15, 2015.
Violations: 31A-23a-409 – Failed to issue two checks from the trust account but instead used another professional association account.
Forfeiture: $500

Barry C. Orton: E-Case #3580; Order effective March 16, 2015.
Violation: Admin. Rule R592-6-5(5) – Providing edible items as a form of self-promotion at the “Tasty Tuesdays” event by extending an invite to clients.
Forfeiture: $1,000 ($500 suspended pending successful completion of probation).
License Limitation: 6 month probation

Lloyd Coley: E-Case #3559; Order effective May 19, 2015.
Violations: 31A-35-603 (3)(a) – Failed to return collateral within ten day of all fees being paid;
31A-35-608(1)(a)(d) and (2)(b)(I)(ii)(A) – Failed to fill out the appropriate documents correctly;
31A-23a-107(1),(2)(a)(I)(A) – Failed to meet character requirements;
31A-23a-402 (1)(a)(I)(A) – Responsible for bonds containing misleading and incomplete information;
R590-196-4 – Failed to fill out appropriate paperwork, collect and maintain records.
Forfeiture: $6,000
License Limitation: 24 month probation

Bear Lake Community Health Center: E-Case #3615; Order effective May 13, 2015.
Violation: 31A-8a-201 – Unlicensed health discount program business.
Forfeiture: $3,000

Christie Anne Ellis: E-Case #3613; Order effective April 27, 2015.
Violation: 31A-23a-107 (1)(2)(a) – Character requirements.
Forfeiture: $500

Timios Title Agency of Utah, Inc.: E-Case #3604; Order effective May 11, 2015.
Violation: 31A-19a-209 – Special provisions for title insurance. Respondent failed to file escrow rates and conducted title and escrow business.
Forfeiture: $2,500

Vantage Point Title Agency: E-Case #3614; Order effective May 11, 2015.
Violation: 31A-19a-209 – Special provisions for title insurance. Respondent failed to file escrow rates and conducted title and escrow business.
Forfeiture: $2,500

Michael D. Roberts: E-Case #3598; Order effective March 6, 2015.
Violation: 31A-2-202(4) – Failure to respond to an inquiry of the Commissioner.
Forfeiture: $500

Beehive Title Insurance Agency, LCE-Case #3597; Order effective March 6, 2015.
Violations:  31A-2-202(4) – Failure to respond to an inquiry of the Commissioner.
31A-23a-413 – Failure to file the Annual and Controlled Business reports for calendar year 2013.
31A-23a-415 – Failure to pay the annual title assessment due October 9, 2014.
Forfeiture: $3,250

First American Title Insurance Company: E-Case #3547; Order effective April 13, 2015.
Violation: R592-6 – Title producer cannot provide a client access to any software accounts that utilized to access real property information that the insurer, agency title producer or individual title insurance producer pays for, develops or pays to maintain. Respondent provided clients access to software that accessed real property information.
Forfeiture: $32,500

Scott D. Barker: E-Case #3594; Order Effective March 12, 2015.
Violation: 31A-23a-105 – Failed to report an action taken by another regulatory agency.
Forfeiture: $500

Cory Parker Kennah: E-Case #3565; Order effective: March 19, 2015.
Violations: 31A-23a-402 – Respondent provided false or misleading information relating to an insurance contract to a Utah consumer;
R590-230-5 – Respondent made an unsuitable annuity recommendation that financially harmed the consumer.
Forfeiture: $6,278.00, with $5,278.00 stayed pending reimbursement to consumer for surrender charges incurred.
License Limitations: 12 Month Probation (effective April 4, 2014 to April 4, 2015)

Michelle Collup: E-Case # 3595; Order effective March 30, 2015.
Violations: 31A-23a-105 – Failed to report an administrative action taken by another state.
Forfeiture: $1,000.00.

Hailey F. Eagan: E-Case #3589; Order effective March 16, 2015.
Violations: 31A-23a-103. Requirements of license; Respondent failed to renew individual license and conducted title and escrow services during the time license lapsed.
Forfeiture: $750.00

Inwest Title Services: E-Case #3588; Order effective March 16, 2015.
Violations: 31A-23a-103 – Requirements of license; 31A-23a-302 – Agency Designations. Respondent allowed an unassociated producer with lapsed license to conduct escrow services on behalf of agency during the time license lapsed.
Forfeiture: $1,500

Patricia Randall: E-Case #3581; Order effective March 4, 2015.
Violation: U.C.A. 31A-23a-103 – Utilized the services of another in the solicitation and sale of insurance.
Forfeiture: $2,500

Rebel Bail Bonds: E-Case #3555; Order effective March 3, 2015.
Violations: 31A-2-202 – Failed to timely file necessary reports with the commissioner.
R590-186-5 – Failed to timely renew insurance license.
Forfeiture: $1,000

Rebel Bail Bonds, Inc.: E-Case #3579; Order effective February 11, 2015.
Violations: 31A-23a-302 – Failed to designate an individual to an agency.
R590-186-6 – Failed to issue bail bonds only through a licensed bail agent appointed to the insurer.
Forfeiture: $10,000

Thad R. Ellis: E-Case #3572; Order effective February 11, 2015.
Violations: 31A-23a-205 (2) – Respondent was operating in this state without an appointment from one or more authorized bail bond surety insurers of licensed bail bond surety companies.
31A-23a-402 – Respondent executed or issued bail bonds in this state without holding a current appointment from a bail bond surety or current designation from a bail bond company.
Forfeiture: $2,500

Liberty Bail Bonds: E-Case #3558; Order effective December 30, 2014.
Violations: 31A-2-202 – Failed to timely file necessary reports with the commissioner
R590-186-5 – Failed to timely renew insurance license.
Forfeiture: $1,000

Aladdin Bail Bonds Utah, LLC: E-Case #3563; Order effective January 29, 2015.
Violations: 31A-23a-105(2) – Failed to report an administrative action taken by another state; R590-244-4 – Failed to submit electronically to the Department all documents related to reporting the administrative action taken against respondent.
Forfeiture: $750
Limitations: 24 month probation

Scott L. Steinmetz: E-Case #3560; Order effective January 22, 2014.
Violation: 31A-23a-105(2)(a) and (b) – Respondent failed to report an administrative action taken by another regulatory agency in Utah within 30 days of the final disposition. Respondent was previously fined by the Department of Commerce.
Forfeiture: $500

Price Bail Bonds: E-Case #3556; Order effective December 15, 2014.
Violations: 31A-2-202 – Failed to timely file necessary reports with the commissioner; R590-186-5 – Failed to timely renew insurance license.
Forfeiture: $3,000
Limitations: 24 month probation

B & B Bail Bonds: E-Case #3557; Order effective December 22, 2014.
Violations: 31A-2-202 – Failed to file necessary reports with the commissioner; R590-186-5 – Failed to timely renew insurance license.
Forfeiture: $1,000.00

Peter Edward Morse: E-Case #3548; Order effective: January 22, 2015
Violation: 31A-2-308 – Violated terms of 24-month probation by failing to comply with terms of 2012 Stipulation and Order in a timely manner.
Forfeiture: $2,500

James Benjamin Harte: E-Case #3544; Order effective October 21, 2014.
Violation: 31A-2-202(4) – Failure to respond to an inquiry of the Commissioner. Respondent is order to respond within ten (10) days and failure to submit replacement fees for licensure.
Forfeiture: $500

Robert Pierce: E-Case #3551; Order effective December 30, 2014.
Violation: U.C.A. 31A-23a-105 – Failure to disclose on his Utah application that he had a FINRA action taken against him in 2011.
Forfeiture: $500

Roice Matthew Arnold: E-Case #3529; Order effective October 2, 2014.
Violations: 31A-23a-111(5)(b)(iv) and(xxi) – Failure to comply with order imposing child support.
Forfeiture: $500
License Limitation: 24 month probation. Forfeiture to be dismissed if Respondent satisfactorily completes probation.

Shawn A. Parker: E-Case 3533; Order effective September 11, 2014
Violation: 31A-2-202(4) – Failure to respond to an inquiry of the Commissioner. Respondent is order to respond within ten (10) days.
Forfeiture: $500

Tyler Odenweller: E-Case #3543; Order effective November 21, 2014.
Violation: 31A-23a-105 – Respondent failed to disclose an administrative action when applying for his non-resident producer license.
Forfeiture: $500

Sean Martin Lamb: E-Case #3541; Order effective October 21, 2014.
Violation: 31A-23a-105(2)(a)(C)(b)(ii)(II) – Failed to notify the Department of a pending criminal prosecution.
Forfeiture: $500

South Eastern Utah Title Company: E-Case #3535; Order effective October 20, 2014.
Violations: 31A-23a-103 – Requirements of license, and 31A-23a-302 – Agency
designations. Respondent failed to renew agency license and conducted title and escrow
services during the time license lapsed. Conducted title and escrow services without an
active association.
Forfeiture: $1,500

Vicki Boren Anderson: E-Case #3532; Order effective October 1, 2014.
Violation: 31A-23a-402 – Failed to use legal name on advertising materials and using a name other than full legal name as filed with the Department.
Forfeiture: $500

Lesley Ann Ulibarry: E-Case #3512; Order effective October 6, 2014.
Violations: 31A-2-405 – Dual licensing; and R592-5-4 – Filing requirements.
Respondent conducted two real estate closings while licensed as a Title & Escrow producer without seeking permission from the Insurance Commissioner.
License Limitation: 12 Month Supervised Probation
Forfeiture: $2,500

Artisan Title Insurance Agency, Inc.: E-Case #3528; Order effective August 29, 2014.
Violation: 31A-23a-413 - Failure to timely file the Annual and Controlled Business reports for calendar year 2013,
due April 30, 2014.
Forfeiture: $3,000​

AFFORDABLE INS. AGENCY: E-Case #3502; Order effective June 13, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $500

GM-Southwest Inc.:  E-Case #3497; Order effective May 30, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $750

Bloom Health Ins. Agency: E-Case #3499; Order effective May 30, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $750

Beneration LLC.: E-Case #3498; Order effective May 30, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $750

Southwest Business Corporation: E-Case #3495; Order effective September 5, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $750

Scott Barker: E- Case #3531; Order effective: September 30, 2014.
Violations: 31A-23a-409 – Trust obligation for money collected.
Limitation: 24 month probation
Forfeiture: $1,000

Artisan Title Insurance Agency, Inc.: E-Case 3527; Order effective August 29, 2014.
Violation: 31A-23a-413 - Failure to timely file the Annual and Controlled Business reports for calendar year 2013,
due April 30, 2014.
Forfeiture: $3,000​

Education Resource Center: E-Case #3504; Order effective September 4, 2014.
Violations: R590-142-6 (1) – Control and reporting of credit hours. Respondent failed to
report completion of Continuing Education course within 14 days.
Forfeiture: $250

Magellan Title: E-Case #3511; Order effective September 8, 2014.
Violations: 31A-23a-103 – Requirements of license.
31A-23a-302 – Agency designations.
R592-6-4(13) – Unfair methods of competition. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed. Conducted title and escrow services without an active association. Paid salary to an active real estate agent while licensed as a Title Escrow Producer.
Forfeiture: $5,000

Hy and Mike's Bail Bonding: E-Case # 3522; Order effectiveAugust 25, 2014.
Violations: 31A-23a-302 – Failed to report a terminated designation.
31A-35-607 – Failed to file forms with the Commissioner.
Forfeiture: $5,500.

Hudson Douglas Public Adjusters, L.L.C: E-Case #3490; Order effective July 15, 2014.
Violations: 31A-26-209, – Respondent was not licensed to conduct business in the State of Utah as a public adjuster.
31A-23a-402, – Respondent utilized its web site to advertise its services in Utah which were false and misleading by implying it was licensed in Utah.
Forfeiture: $5,000

Blue Mountain Insurance, Inc.: E-Case 3519; Order Effective: August 11, 2014.
Violations: 31A-23a-302 – Respondent demonstrated pattern over several years of failing to designate and terminate designations of producers conducting business on behalf of the agency.
31-1-23a-409 – Failed to establish and maintain a trust account and commingling trust monies with personal and business monies.
Limitation: 12 month probation
Forfeiture: $5,000

Network Adjusters, Inc./dba TCS-One: E-Case #3493; Order effective July 15, 2014.
Violation: 31A-25-201 and 31A-26-201 - Respondent conducted insurance business as a Third Party Administrator without a license, and used unlicensed adjusters in Utah.
Forfeiture:
$4,000

Heritage Financial Place: E-Case #3456; Order effective July 11, 2014.
Violation: 31A-23a-301 – The agency acted as a producer without an agency license.
Forfeiture: $1,500

Preston B. Leonard II: E-Case #3489; Order effective June 20, 2014.
Violations: 31A-2-202 – For failure to accurately answer a question on license application regarding to termination for cause by carrier.
Forfeiture: $500

On Call International, LLC: E-Case #3496; Order effective May 30, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture:
$750

TUMI INSURANCE SERVICES; E-Case #3472; Order effective June 19, 2014.
Violations: 31A-23a-103 & 31A-23a-106  - Respondent was not licensed as a managing general agent in the State of Utah.
31A-23a-302 - Respondent failed to designate any individual or agents to act on the agency’s behalf in order for the licensee to do business in this state.
License Limitation: none
Forfeiture: $5,500

Samantha Spenny: E-Case #3494; Order effective May 29, 2014.
Violation: 31A-2-202(4) - Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $500

Tebbs Insurance Agency, Inc.: E-Case #3473; Order effective Jun 11, 2014.
Violation: 31A-23a-402 – Providing information that is false or misleading because it was incomplete.
Forfeiture: $7,500

Cobb, Daniel Partick: E-Case #3505; Order effective June 17, 2014.
Violation: 31A-2-202(4) - Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $500

Hermosillo, Mark: E-Case #3506; Order effective June 17, 2014.
Violation: 31A-2-202(4) - Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $500

AFS Insurance Services, Inc.: E-Case #3492; Order effective May 27, 2014.
Violation: 31A-2-202(4) - Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $250

Advanced Title Company, Inc.: E-Case #3465; Order effective June 9, 2014.
Violations: 31A-23a-103 – Conducted business without an active license.
31A-23a-302 – Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed.  Conducted title and escrow services without an active association.
Forfeiture: $1,500

Title West: E-Case #3458; Order effective June 9, 2014.
Violations: 31A-23a-103 – Conducted business without an active license.
31A-23a-302 – Agency designations.  Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed.  Conducted title and escrow services without an active association.
Forfeiture: $1,500

Academy Title fka Emery County Abstract & Title, Inc.: E-Case #3445; Order effective April 14, 2014.
Violation: R592-6-4(13) – Paying compensation to an employee of a title agency who is at the same time licensed as a real estate broker, real estate agent, mortgage broker, or mortgage loan officer.
License Limitation: Probation 6 months
Forfeiture: 1,500; $1,250 suspended pending successful completion of probation

NJ Pesci School of Insurance: E-Case # 3464; Order effective May 6, 2014.
Violation: R590-142-6 Controls and Reporting of Credit Hours.
Forfeiture: $1,000

Trans Global Adjusting Corp.: E-Case #3463; Order effective May 5, 2014.
Violation: 31A-23a-103 & 31A-26-102: Respondent was not licensed in the State of Utah.
Forfeiture: $9,000

A-Affordable Bail Bonds, Jody Gutierres; E-Case 3087: Order effective September 5, 2012.
Violations: 31A-35-603(2) - Failed to secure collateral security;
31A-23a-409(1)(b)(ii) - Failed to have a trust account ledger to account for trust funds;
31A-23a-409(1)(d) - Failed to reconcile trust account on a monthly basis;
31A-23a-409(1)(d)(i) - Failed to deposit funds held in trust into a trust account by the close of the next business day.
31A-23a-103(1)(a) & (c) &, 31A-23a-110(2) - Used names in the conduct of business that were not licensed or registered with the commissioner as an assumed name
Probation: 24 month probation.
Forfeiture: $10,000

Extend Insurance Services, LLC DBA Towers Watson's OneExchange: E-Case 3467: Order Effective April 23, 2014.
Violations: 31A-23a-302, R590-244-12 – Respondent demonstrated pattern over several years of failing to designate and terminate designations of producers conducting business on behalf of the agency.
Limitation: 12 month probation
Forfeiture: $10,000

Anthony Valenti: E-Case # 3449; Order effective February 18, 2014.
Violation: 31A-2-202 - Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $250

Melissa Ann Vaught: E-Case # 3447; Order effective March 11, 2014.
Violations: 31A-23a-105(2): Failure to report a criminal prosecution when applying for a resident producer license.
31A-23a-111(5): Provided information on the application that was incomplete or materially untrue.
Forfeiture: $500

Bartlett Title Insurance Agency, Inc.: E-Case #3454; Order effective April 14, 2014.
Violations: 31A-23a-103: Requirements of license, and 31A-23a-302 - Agency designations. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed.  Conducted title and escrow services without an active association.
Forfeiture: $3,000

Coalition Title Agency: E-Case #3431; Order effective April 14, 2014.
Violations: 31A-23a-103: Requirements of license and 31A-23a-302 - Agency designations. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed.  Conducted title and escrow services without an active association.
Forfeiture: $1,500

Box Elder Land Title Insurance Agency, Inc.: E-Case #3453; Order effective April 14, 2014.
Violations: 31A-23a-103: Requirements of license, and 31A-23a-302 - Agency designations. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed.  Conducted title and escrow services without an active association.
Forfeiture: $1,500

Artisan Title Insurance Agency, Inc.: E-Case #3430; Order effective April 14, 2014.
Violation: 31A-19a-209: Special provisions for title insurance.  Respondent failed to file escrow rates and conducted title and escrow business.
Forfeiture: $1,500

Infiniteam Insurance, Inc.: E-Case 3462; Order Effective: April 10, 2014.
Violations: 31A-23a-402.5: Respondent solicited HR services at a discounted rate;
31A-23a-302, R590-244-12: Respondent failed to timely designate and terminate designations of producers conducting business on behalf of the agency.
Limitation: 12 months probation
Forfeiture: $5,000

Amigos Insurance Agency; E-Case #3394: Order effective April 10, 2014.
Violations: 31A-23a-103, 31A-23a-302 and 408, R590-244: Failed to reappoint its producers following a lapse of their insurance license.
31A-23a-501: Received non-commission compensation from insureds with regards to acts to acts being provided in order to receive commission compensation
Forfeiture: $16,500
Limitations: 24 months requiring every six months that Respondent will provide a record of the prior months' operating and trust account and any other business account to the Department and subject to no-notice inspections from the Department

B & B Bail Bonds: E-Case 3466; Order effective April 8, 2014.
Violations: 31A-35-602: Failed to notify the Commissioner of its new address within 20 days of an address change.
31A-35-607: Failed to file updated forms with the Commissioner within 30 days of a change in the forms.
Forfeiture: $1,750

Kevin Bates; E-Case #3442; Order effective March 26, 2014.
Violation: 31A-2-202: Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $500

Chyreisse Bullock: E-Case# 3443; Order effective March 18, 2014.
Violations: 31A-2- 202 and 31A-23a-105: Failed to disclose criminal background on license application.
Forfeiture: $250

Bangerter Insurance, LLC: E-Case 3446; Order Effective: March 3-2014.
Violations: 31A-23a-115 – Appointment of individual and agency insurance producers, limited line producer, or managing general agent; 31A-23a-302 – Agency designations; R590-244 - Individual and Agency Licensing requirements.
Forfeiture: $1,000

Insure First Insurance Agency: E-Case #3439; Order effective February 18, 2014.
Violation(s): 31A-23a-103(c) - Respondent employed a producer after the producer’s license was revoked.
31A-23a-302(4) - Respondent failed to designate producers as agents of the Respondent and not all producers were licensed at the time in question.
Forfeiture: $4,000

First American Title Insurance Agency, LLC: E-Case #3180; Order effective August 20, 2012.
Violations: 31A-23a-103 - Requirements of license; 31A-23a-302 - Agency Designations. Respondent allowed an unassociated producer with lapsed license to conduct escrow services on behalf of agency.
Forfeiture: $3,000

Eagle Gate Title Insurance Agency, Inc.: E-Case #3404; Order effective January 13, 2014.
Violations: 31A-23a-103 - Requirements of license; and 31A-23a-302 - Agency designations.  Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed.
Conducted title and escrow services without an active association.
Forfeiture: $1,500

Keystone Title Insurance Agency, LLC: E-Case #3405; Order effective January 13, 2014.
Violations: 31A-23a-103: - Requirements of license and 31A-23a-302; Agency designations.
Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed.
Conducted title and escrow services without an active association.
Forfeiture: $1,500

Mountain View Title & Escrow, Inc.: E-Case #3395; Order effective January 13, 2014.
Violations: 31A-23a-103; requirements of license, 31A-23a-302 - Agency designations;
31A-23a-406 - held construction funds for payout, 31A-23a-201 - unapproved forms;
31A-23a-409 filed rates; and R592-154-7 - failure to report a branch office.  Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed. Conducted title and escrow services without an active association, held construction funds for payout, used unapproved rates & forms.
License Limitation: 12 month probation
Forfeiture: $10,500

Pioneer Title Insurance Agency, LC: E-Case #3410; Order effective November 26, 2013.
Violations: 31A-23a-413 – Failure to timely file the Annual and Controlled Business reports for 2012 due April 30, 2013.
Forfeiture: $1,000

Cedar Land Title, Inc.: E-Case #3406; Order effective November 26, 2013.
Violation: 31A-23a-413: – Failure to timely file the Annual and Controlled Business reports for 2012 due April 30, 2013.
Forfeiture: $1,000

1st National Title Insurance: E-Case #3408; Order effective November 26, 2013.
Violations: 31A-23a-413 – Failure to timely file the Annual and Controlled Business reports for 2012 due April 30, 2013 and 2011 due April 30, 2012; 31A-23a-415 - Failure to pay the annual title assessment for calendar years 2012 and 2013; and 31A-2-308 – Failure to respond to an inquiry of the commissioner.
Forfeiture: $6,500

Community Title: E-Case #3356; Order effective August 22, 2013.
Violations: 31A-23a-413 – Failure to timely file the Annual and Controlled Business Reports for 2012 due April 30, 2013.
31A-23a-414 – Failure to pay the annual title assessment due November 30, 2012.
Forfeiture: $1,750

Robert L. Harrington: E-Case 3356;Order effective August 22, 2013
Violations:31A-2-308: Failure to respond to an inquiry of the commissioner.
Forfeiture: $500

Bret E. Harding and Utah Insurance Solutions: E-Case 3370; Order effective November 4, 2013.
Violations: 31A-23a-402, R590-130, R590-154 – Respondents violated statute and rules related to unfair marketing practices and advertisements of insurance.
Forfeiture: $3,750
License Limitation: 24 month probation, 3 additional hours of continuing education.

Michael Paul Ippolito:E-Case #3286; Order effective April 23, 2013.
Violations:31A-2-202(4) - Failed to submit a timely response to an inquiry of the commissioner.
Forfeiture:$500
Requirement:Provide a substantive response to the Commissioner's inquiry within 10 days after the date the order becomes final.

Full Spectrum Insurance Agency: E-Case 3347; Order effective November 05, 2013.
Violations: 31A-23a-103 – Requirement of License. Agency license lapsed and the business of
insurance was still being conducted. 31A-23a-408 – Representations of agency. When agency
license lapsed, agency affiliations and appointments lapsed also. 31A-23a-302 – Agency
Designations. All individual associations were terminated when agency license lapsed.
Forfeiture: $1,500

Rodney K. Bingham: E-Case #3277; Order effective: April 30, 2013.
Violation: 31A-23a-402 – Respondent provided false or misleading communication and
made a false entry on an insurance application submitted to an Insurer with intent to
deceive.
Violation: 31A-31-103(1)(a) – Respondent made a written statement to an Insurer that he
knew to be false with intent to deceive.
License Limitations: 24 Month Probation
Forfeiture: $2,000

Meri E. Egan: E-Case #3270; Order effective March 27, 2013.
Violation: 31A-23a-103 – Respondent conducted business without being properly licensed.
Forfeiture: $1,500

Freedom National Insurance Services Inc.: E-case 3359; Order effective September 24, 2013
R590-154-7; Sale, Solicitation, or Negotiation of Insurance. Respondent utilized an unapproved
name to conduct Insurance business. Respondent failed to file escrow rates. Respondent
conducted title escrow services while unlicensed/un-associated producer.
31A-23a-302(1) - Acted as a bail bond producer without being appointed.
Forfeiture: $4,500

Steven Michael Albrecht: E-Case 3199; Order effective July 10, 2013
Violations: 31A-23a-402(1)(a)(i), – Respondent violated Utah Code Annotated by issuing
an invalid bond; providing false evidence of insurance.
31A-23a-409 – By failing to forward premiums received to the appropriate payee, respondent
Violated Utah Code Annotated.
License Limitation: 24 months probation
Forfeiture: $1,000

Garner D. Jensen Insurance Group: E-Case 3199; Order effective July 10, 2013.
Violation: 31A-23a-302(7) – Respondent is responsible for the acts of Respondent Albrecht
acting as its agent.
Forfeiture: $2,000

Andrew Laszlo Pjeter; E-Case #3368; Order effective December 2, 2013.
Violations: U.C.A. 31A-21-104 – Proposing a transaction in which the intended eventual owner and beneficiary did not have an insurable interest in the life of the insured.
U.C.A. 31A-23a-402.5 – Inducing a person to enter into or continue a policy by offering a benefit not specified in the insurance contract.
U.C.A. 31A-23a-402(I)(a)(I) – Providing false or misleading information.
Forfeiture: $120,919.50

IHC Health Solutions, Inc.: E-Case #3321; Order effective July 29, 2013.
Violation: 31A-23a-103 Requirements of license; Respondent conducted business without being properly licensed.
License Limitation: 12 month Probation
Forfeiture: $3,000

Thomas A. Wood: E-Case #3369; Order effective: November 4, 2013.
Violation: 31A-22-409 – Respondent delivered insurance contracts in the State of Utah that did not meet Utah’s Standard Non-Forfeiture Law for individual annuities.
Violation: 31A-21-201(1) – Using, selling or offering for sale insurance contracts not filed in the State of Utah.
Violation: 31A-23a-402(1)(a)(i) – Providing false or misleading information in applications for insurance contracts.
License Limitations: 24 Month Probation
Forfeiture: $4,000

Artisan Title Insurance Agency, Inc.:  E-Case #3386; Order effective October 22, 2013.
Violations: 31A-23a-413: – Failure to timely file the Annual and Controlled Business reports for 2012 due April 30, 2013.
Forfeiture: $1,500

Kent Squire Rollins: E-Case 3383; Order effective November 12, 2013.
Violations: 31A-23a-10 – Character requirements.
31A-23a-402 – Unfair marketing practices.
R590-154.1 – Marketing practices rule.
License limitations: 24 month probation and one hour of continuing education every six months during this period. The continuing education shall be directly related to ethics. These four hours shall be separate and apart
from the 24 continuing education hours (and 3 ethics hours) that are required to maintain a producer license.
Forfeiture of: $1,500

Wyatt, Josette M.: E-Case #3324; Order effective October 28, 2013.
Violation: 31A-2-202Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $250

Right Answer Insurance Agency, LLC: E-Case #3374; Order effective March 13, 2013.
Violation: 31A-2-202Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $250

Steven Robert Peterson: E-Case #3292; Order effective June 4, 2013.
Violations: 31A-23a-103 Requirements of license; Respondent conducted property & casualty business without being properly licensed.
Forfeiture: $500

Bart Brimley/Truepointe Insurance: E-Case #3234; Order effective July 30, 2013.
Violation: 31A-23a-103 – A person may not perform, offer to perform, or advertise any services as a producer without an agency license.
Forfeiture: $1,000

Berkshire Creek Ins.: E-Case #3350; Order effective Aug. 13, 2013.
Violation: 31A-37-302 – Failed to receive prior written approval from the Commissioner for two separate loans.
Forfeiture: $6,000

Millenium Auto Network: E-Case #3248; Order effective March 6, 2013.
Violation: 31A-6b-201 – A person may not sell, offer to sell, or otherwise provide a guaranteed asset protection waiver to a borrower in this state unless licensed.
Forfeiture: $3,000

Alliance Group, Inc.: E-Case #3319; Order effective July, 10 2013.
Violation: 31A-23a-103 – A person may not utilize the services of another as a producer if that person is not licensed.
Forfeiture: $1,000

James Arbon: E-Case #3249; Order effective March 6, 2013.
Violation: 31A-6b-201 – A person may not sell, offer to sell, or otherwise provide a guaranteed asset protection waiver to a borrower in this state unless licensed.
Forfeiture: $2,000

Mark L. Peterson: E-Case #3291; Order effective June 4, 2013.
Violations: 31A-23a-103 – Requirements of license. 31A-23a-302 – Agency
Designations. Respondent allowed an unassociated producer with lapsed license to
conduct escrow services on behalf of agency.
Forfeitures: $1,000

Advanced Title Insurance Agency, LC: E-Case #3316; Order effective June 4, 2013.
Violations: 31A-23a-103 – Requirements of license. 31A-23a-302 – Agency Designations.  Respondent allowed unassociated producer with lapsed license to conduct escrow services on behalf of agency.
Forfeiture: $1,500

Laren L. Nalder: E-Case #3315; Order effective June 4, 2013.
Violations: 31A-23a-103 – Requirements of license.  Respondent failed to renew individual license and conducted title and escrow services during the time license lapsed.
Forfeitures:  $1,500.

1st Liberty Title: E-Case #3323; Order effective July 8, 2013.
Violations: 31A-23a-103 – Requirements of license.  31A-23a-302 – Agency Designations.  Respondent allowed an unassociated producer with lapsed license to conduct escrow services on behalf of agency.
Forfeitures:  $2,500.

Jax Hale Pettey: E-Case #3322; Order effective July 8, 2013.
Violations: 31A-23a-103 – Requirements of license.  Respondent failed to renew individual license and conducted title and escrow services with a lapsed license.
Forfeitures:  $1,500.

Eastwood Title Insurance Agency, Inc.: E-Case 3219; Default and Default Order dated June 15, 2013. Respondent failed to appear either in person or through counsel. Default revocation is entered.
Violation: 31A-2-308(2) Respondent failed to comply with an order of the commissioner. Respondent was order to pay a forfeiture of $3,750, file all reports not previously filed, pay any assessment not paid, and update the business and mailing addresses for the agency. Respondent failed to comply and an Order to Show Cause hearing was commenced. Respondent failed to appear either in person or through counsel.
Violation: 31A-2-202 – Failure to respond to an inquiry of the commissioner.
Violation: 31A-23a-412 – Failure to updated business records within 30 days.
Violation: 31A-23a-413 – Failure to file the Annual and Controlled Business reports by April 30.
Violation: 31A-23a-415 – Failure to pay an assessment when due.
License Limitations: License revoked. Respondent is ordered to immediately cease doing any insurance or escrow business in the State of Utah.
Forfeiture: $3,750

Interstate Specialty Marketing, Inc.: E-Case #3145; Order effective March 13, 2013.
Violation: 31A-2-202Failed to submit a timely response to an inquiry from the Commissioner.
License Limitation: Probation 12 months
Forfeiture: $1,250

Dick Speechly Insurance Agency, Inc.: E-Case 3300; Order Effective: June 4-2013.
Violations: 31A-23a-409, R590-170-4 - Failed to establish and maintain a trust account and commingling trust monies with personal and business monies.
31A-23a-115(1)(b)& R590-244-9, - Did not maintaining current agency appointments
License Limitation: 12 month probation
Administrative Forfeiture: $5,000

Dynamic Insurance Agency: E-Case #2876; Order effective July 20, 2011.
Violations: 31A-23a-103 & 31A-23a-302 – Respondent violated provisions when it utilized unlicensed individuals as customer service representatives and/or producers in its two Utah offices
Forfeiture: $ 9,000

Martin J. Erzinger: E-Case# 3285; Order effective April 30, 2013.
Violation: 31A-23a-103. Respondent solicited insurance business without a nonresident license.
Forfeiture: $1,000
Limitations: 12 month probation

Uintah Basin Bail Bonds / Reed, Jack Lynn: E-Case #3259; Order effective May10, 2013.
Violations: 31A-23a-409 and 31A-35-603(2) - Failed to establish and maintain a trust account; commingled collateral trust funds with personal funds; converted trust monies for personal use; and failed to properly secure collateral monies in the bail bond producer’s fiduciary capacity.
R590-170-5 - Failed to retain all collateral funds in a trust account, and commingled trust monies with business monies.
R590-196-6 - Failed to use the disclosure form on file with the Department.
License Limitation: 24 month probation
Forfeiture: $2,500

Rodney K. Bingham: E-Case #3277; Order effective: April 30, 2013
Violation: 31A-23a-402 – Respondent provided false or misleading communication and made a false entry on an insurance application submitted to an Insurer with intent to deceive.
Violation: 31A-31-103(1)(a) – Respondent made a written statement to an Insurer that he knew to be false with intent to deceive.
License Limitation: 24 Month Probation
Forfeiture: $2,000

Lee Ann Hollister: E-Case #3256; Order effective January 10, 2013.
Violation: 31A-2-202(4) – Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $500

Eagle Gate Title Insurance Agency, Inc.: E-Case #3268; Order effective April 1, 2013.
Violation: 31A-19a-209 – Special provisions for title insurance.  Respondent failed to file escrow rates and conducted title and escrow business.
Forfeiture: $1,000

Wasatch Title Insurance Agency: E-Case #3267; Order effective March 27, 2013.
Violations: 31A-23a-103 – Requirements of license and 31A-23a-302 – Agency designations. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed.  Conducted title and escrow services without an active association.
Forfeiture: $4,500

Premium Settlements of Utah, LLC.: E-Case#3220; Order effective February 19, 2013.
Violations: 31A-23a-413: – Failure to file an Annual and Controlled Business reports timely; 31A-23a-415: – Failure to pay an assessment timely.
Forfeiture: $1,750
Compliance requirement: File past due reports and pay outstanding assessments within 10 days of the effective date of the order.

Artisan Title Insurance Agency, Inc.:  E-Case #3257; Order effective February 26, 2013.
Violations: 31A-23a-103 - Requirements of license and 31A-23a-302 - Agency designations. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed.  Conducted title and escrow services without an active association.
Forfeiture: $1,500

Affiliated First Title Insurance Agency, LLC: E-Case #3237; Order effective March 27, 2013.
Violations: 31A-23a-103 - Requirements of license and 31A-23a-302  - Agency designations. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed.   Conducted title and escrow services without an active association.
Forfeiture: $3,500

National Title Agency: E-Case #3269; Order effective March 27, 2013.
Violations: 31A-23a-103 - Requirements of license and 31A-23a-302 - Agency designations. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed.  Conducted title and escrow services without an active association.
Forfeiture: $7,500

Paul J. Anderson: E-Case #3250 – Order effective March 6, 2013.
Violation: 31A-6b-201; Selling guaranteed asset protection waivers without a license.
Administrative Forfeiture: $1,000

Armed Forces Insurance Exchange; E-Case #3258; Order effective April 4, 2013.
Violations: 31A-23a-402.5 and 31A-23a-402: - Required a quote for insurance in order for the solicitation recipient to receive a $10 gift card; and the solicitation was not clear and complete regarding the identity of the sender.
License Limitation: None
Forfeiture: $1,000

LSI Title Insurance Agency of Utah, Inc.: E-Case 3015; Order effective March 26, 2013.
Violations: 31A-23a-409-Failed to establish and maintain a trust account with a banking institution in the state of Utah; failed to establish and maintain trust account with the licensees’ federal employee identification number; failed to have signatories on trust accounts who were licensees or employees with specific responsibility;
31A-23a-103 - had insurance products issued by non-licensees.
Forfeiture: $100,000

Tim A. Krueger: E-Case 3015; Order effective March 26, 2013.
Violation: 31A-23a-302 – Failed to assure that the title agency he was designated with, complied with Utah insurance laws and rules.
Forfeiture: $3,750

 

License Surrendered

Michael E. Logan: E-Case #3649; Order effective August 4, 2014.
Violations: 31A-23a-111 – Revocation, suspension, surrender, lapsing, limiting, or otherwise terminating a license -- Rulemaking for renewal or reinstatement.
License Limitation: Surrendered in lieu of administrative action.

Keith Richard Duncan: E-Case #3627; Order effective July 30, 2015.
Violations: 31A-23a-107 – Failure to meet character requirements for licensing.
31A-23a-402.5 – Inducements.
31A-23a-402.8 – Unfair marketing practices.
License Limitation: Surrendered in lieu of administrative action.

Brandon Michael Wenerstrom: E-Case #3629; Order effective July 22, 2015.
Violation: 31A-23a-105(2) Failure to report a criminal prosecution when applying for a resident producer license.
License Limitation: Surrendered in lieu of administrative action.

Nelson Madrill: E-Case #3590; Order effective May 13, 2015.
Violations: 31A-23a-107 – By failing to fill out the required paperwork and collect and maintain records.
License Limitation: Surrendered in lieu of administrative action.

Justin Marc Taylor: E-Case #3540; Order effective October 23, 2014.
Violation: 31A-23a-107 - Taylor voluntarily surrendered his insurance license in lieu of the department taking administrative action against him for not meeting character requirements for holding an insurance license.
License Limitation: Surrendered in lieu of administrative action.

Adrian Rand Robison: E-Case #3392; Order effective: April 17, 2014.
Violations: 31A-23a-111(5)(b)(i)(xvii): Resident Producer License in Idaho was revoked by pleading guilty to mail fraud.
License Limitation: Surrendered in iieu of administrative action.

A. Russell Robison: E-Case #3393; Order effective April 17, 2014
Violations: 31A-23a-111(5)(b)(i)(xvii): Resident Producer License in Idaho was revoked after pleading guilty to one count of making and subscribing a false tax return.
License Limitation: Surrendered in Lieu of Administrative Action

Brian Young Horne: E-Case #3388; Order effective: January 28, 2014.
Violations: 31A-23a-111(5)(b)(ix): Providing information in license application that is incorrect, misleading, incomplete or untrue.
Violations: 31A-23a-105(2) – Failed to report administrative action by another regulatory agent in the State of Utah.
License: Surrendered in Lieu of Administrative Action

Truckers on the Run, & Lillie Coburn: E-Case #3266; Order effective December 9, 2013.
Violation: 31A-23a-409: Respondent failed to forward premium to insured’s or insurers.
Respondent breached the fiduciary duty owed to the insured.
License Limitations: Surrender in Lieu of Administrative Action, respondent may not apply for
any insurance license in the State of Utah within 5 years unless specific written permission has
been received from the Commissioner.

Courtney Morris: E-Case# 3352; Order effective October 4, 2013.
Violation: 31A-23a-105 - Failure to disclose an administrative action on license application.
Limitations: License surrendered

Zachary B. Hancock: E-Case #3235; Order effective August 13, 2013.
Violations: 31A-23a-107 – Respondent does not meet the character requirements;
31A-31-103(1)(a) – Respondent made a written statement to an Insurer that he knew to be false with intent to deceive.
License: Surrendered in Lieu

Alexander Bruce Petereit: E-Case # 3212; Order effective June 18, 2013
Violation: 31A-23a-105(2) Failure to report a criminal prosecution when applying for a resident producer license.
License limitation: License Surrendered in lieu of administration action


License Denied

Travis Cheesman: E-Case #3643; Order effective May 15, 2014.
Violations: 31A-23a-107 - failure to meet the character requirements for licensing;
31A-23-111(5)(b)(i) – unqualified for license.
License Limitation: License denied

Jonathan K Black: E-Case #3642; Order effective June 5, 2014.
Violation: 31A-23a-111(5)(b)(iv) – failure to pay final judgment rendered against you in this state.
License Limitation: License denied

JJ Best Insurance Agency, Inc.: E-Case #3641; Order effective August 25, 2014.
Violations: 31A-23a-105(2)(b)&(c) – failure to report at the time of filing the license application an administrative action taken against you by another jurisdiction;
31A-23a-111(5)(b)(ix) – providing incorrect, misleading, incomplete, or materially untrue information on the license application;
31A-23a-103 - acting as a producer without a valid agency license.
License Limitation: License denied

Alfredo Vazquez: E-Case #3640; Order effective April 21, 2014.
Violations: 31A-23a-105(2)(b)&(c) – Failure to report at the time of filing the license application an administrative action taken against you;
31A-23a-111(5)(b)(ix) – providing incorrect, misleading, incomplete, or materially untrue information on the license application;
31A-23a-107 - failure to meet the character requirements for licensing;
31A-23a-111(5)(b)(i) – unqualified for license.
License Limitation: License denied

Troy Allen Dyches: E-Case #3639; Order effective October 23, 2014.
Violation: 31A-23a-111(5)(b)(iv) – failure to pay one or more final judgments rendered against you in this state.
License Limitation: License denied

HWM Title Insurance Agency, LLC: E-Case #3638; Order effective October 15, 2014.
Violation: 31A-23a-503(6) – An applicant for qualification as a title insurer, individual title insurance producer, or agency title insurance producer may not be granted a licensed if it reasonably appears that the expected realization of financial profit or gain to be derived in whole or in part from controlled business is or will be a substantial factor in the applicant’s plan of operation or in the ownership or acquisition of financial interests in the applicant by any person who refers the title business.
License Limitation: License denied

Christi Anne Sorrels: E-Case #3637; Order effective October 2, 2014.
Violations: 31A-23a-107 - failure to meet the character requirements for licensing.
31A-23a-111(5)(b)(i) – unqualified for license.
License Limitation: License denied

Alma Milford: E-Case #3635; Order effective September 2, 2014.
Violations: 31A-23a-105(2)(b)&(c) – Failure to report at the time of filing the license application a criminal prosecution taken against you;
31A-23a-111(5)(b)(xxi)) – Failure to comply with an administrative or court order imposing child support obligation;
31A-23a-111(5)(b)(ix) – Providing incorrect, misleading, incomplete, or materially untrue information on the license application;
31A-23a-107 - Failure to meet the character requirements for licensing;
31A-23-111(5)(b)(i) – Unqualified for license.
License Limitation: License denied

Markham L Caldwell: E-Case #3633; Order effective August 11, 2014.
Violations: 31A-23a-107 - Failure to meet the character requirements for licensing.
License Limitation: License denied

Kasey Chavez: E-Case #3632; Order effective June 25, 2014.
Violations: 31A-23a-105(2): Failure to report at the time of filing the license application a criminal prosecution taken you.
31A-23a-111(5)(b)(ix) – Providing incorrect, misleading, incomplete, or materially untrue information on the license application.
31A-23a-107 - Failure to meet the character requirements for licensing.
31A-23a-111(5)(b)(i) – Unqualified for license.
License Limitation: License denied

Maegan E. Staheli: E-Case #3616; Order effective May 29, 2015.
Violations: 31A-23a-107(1)(2)(a)(I)(A) – Failed to meet character requirements for licensing
31A-23a-111(5)(b)(xiv) – Convicted of a felony
31A-23a-111(5)(b)(ix) – Providing incorrect, misleading, incomplete, or untrue information on the license application
31A-23a-105(2)(b)(&(c) – Failure to report criminal prosecution
31A-23a-111(5)(b)(iv) – Failure to pay final judgment in this state
31A-23a-111(5)(b)(i) – Unqualified for a license
License Limitation: License denied

Spencer S. Carver: E-Case #3582; Order effective February 26, 2015.
Violations: 31A-23a-111(5)(b)(iv) and(xxi) – Failure to comply with order imposing child support.
31A-23a-111(5)(b)(iv) – Failure to pay final judgment rendered against you in this state.
31A-23a-111(5)(b)(xxii) – Failure to pay state income tax.
License Limitation: License denied

Renelle Smith: E-Case #3566; Order effective February 2, 2015.
Violations: 31A-23a-107 – Failed to meet the character requirements for licensing.
31A-23a-111(5)(b)(i) – Is unqualified for a license.
License Limitation: License denied

Brandon Tuttle: E-Case #3542; Order effective December 15, 2014.
Violations: 31A-23a-105(2)(b)&(c) – Failure to report at the time of filing the license application an administrative action taken against you by another jurisdiction.
31A-23a-107 – Failure to meet requirements for licensing.
31A-23a-111 (5)(b)(ix) – Providing incorrect, misleading, incomplete, or materially untrue information in the license application.
License Limitation: License denied

Christopher M. Facer: E-Case #3546; Order effective December 15, 2014.
Violations: 31A-23a-105(2) – Failure to report a criminal prosecution when applying for a resident producer license.
31A-23a-107 – Failure to meet the character requirements for licensing.
31A-23a-111(5) – Providing incorrect, misleading, incomplete, or materially untrue information in the license application.
License Limitation: License denied

Tamera Sawyer: E-Case #3539; Order effective December 15, 2014.
Violations: 31A-23a-105(2)(b)&(c) – Failure to report at the time of filing the license application an administrative action taken against you by another jurisdiction.
31A-23a-111(5)(b)(ix) – Providing incorrect, misleading, incomplete, or materially untrue information in the license application.
31A-23a-111 (5)(b)(xiv) – Convicted of a felony.
31A-23a-111 (5)(b)(i) – Unqualified for a license.
31A-23a-111 (5)(b)(xxiii) – Convicted of a felony involving dishonesty.
License Limitation: License denied

Daniel W. Griggs: E-Case 3509; Order effective October 20, 2014.
Violation: 31A-23a-111(5) – Failure to pay an outstanding judgment within 60 days of the entry of the judgment.
License status: License denied

Gary Crosgrove: E-Case 3451; Order effective June 27, 2014.
Violations: 31A-23a-107(2) – Failure to meet character requirements for licensing.
31A-23a-111(5)(b)(i)) – Unqualified for license
License Limitation: License denied

Dienisha Wright: E-Case 3450; Order effective June 27, 2014.
Violations: 31A-23a-107(2) – Failure to meet character requirements for licensing.
31A-23a-111(5)(b)(i)) – Unqualified for license.
31A-23a-111(5)(b)(iv) – Failure to pay final judgment.
License Limitation: License denied

Laramie Gene Brinker Demott: E-Case 3474; Order effective June 27, 2014.
Violations: 31A-23a-107(2) – Failure to meet character requirements for licensing.
31A-23a-111(5)(b)(xxi)) – Failure to comply with order imposing child support.
License Limitation: License denied

Staheli, Maegan E: E-Case #3461; Order effective May 7, 2014.
Violations: 31A-23a-107 - Failed to meet the character requirements for licensing.
31A-23a-111(5)(b)(i) – Unqualified for a license.
31A-23a-111(5)(b)(iv) – Failure to pay final judgment.
31A-23a-111(5)(b)(xiv) – Convicted of a felony.
License Limitation: License denied

Tom Pitcher: E-Case #3444; Order effective: March 5, 2014
Violations: 31A-23a-105(2) – Failed to report administrative action by another regulatory agency in the State of Utah.
31A-23a-111(5)(b)(ix) – Provided information in license application that was incorrect, misleading, incomplete or untrue.
31A-23a-111(5)(b)(i) Respondent is unqualified for a license.
31A-23a-111(5)(b)(xxii) – Failed to pay state income tax, or comply with an administrative or court order directing payment of state income tax.
Limitation: Denied

Jamie Kinyon: E-Case #3396; Order effective January 23, 2014.
Violations: 31A-23a-107 - Failed to meet the character requirements for licensing;
31A-23a-111(5)(b)(iv) – Failure to pay final judgment; and
31A-23a-111(5)(b)(i) – Is unqualified for a license.
License Limitation: License denied

Adhis G. Ruiz: E-Case # 3239; Order effectiveApril 2, 2013.
Violation: 31A-23a-111(5)(b)(xxii) – Having outstanding tax obligations is unqualified for a license.
License Limitation
: License denied

Michael R. Clarke: E-Case # 3377; Order effective January 9, 2014.
Violation: 31A-23a-107 – Failure to meet the character requirements.
License Limitation: License denied

Thomas Matthew Shoemake: E-Case # 3384; Order effective January 9, 2014.
Violation: 31A-23a-107 – Failure to meet the character requirements.
License Limitation: License denied

Jimmy Ren Pearson: E-Case # 3246; Order effective March 25, 2013.
Violation: 31A-23a-107 – Failure to meet the character requirements.
License: License denied

Johansson, Kurt H: E-Case #3245; Order effective April 2, 2013.
Violation: 31A-23a-107 – Failure to meet the character requirements.
License: License denied.

Celeste Johnson: E-Case # 3232; Order effective March 25, 2013.
Violations: 31A-23a-107 – Failure to meet the character requirements.
31A-23a-111 – Unqualified for license
License: License denied

John Archibald Breivik: E-Case #3327; Order effective August 1, 2013.
Violation: 31A-23a-107 - Failed to meet the character requirements for licensing.
License Limitation: License denied

Mandi Dawn Avila: E-Case #3326; Order effective August 1, 2013.
Violation: 31A-23a-107 - Failed to meet the character requirements for licensing.
License Limitation: License denied

Lawrence M. Law: E-Case #3301; Order effective July 11, 2013.
Violations: 31A-23a-111(5)(b)(iv) – Failure to pay final judgment.
31A-23a-111(5)(b)(xxi) – Failure to comply with an administrative or court order imposing a child support obligation.
License Limitation: License denied

 

Public Letter of Admonition

Dan J. Hall: I-Case 65512; Dated June 29, 2015.
Violations: 31A-23a-413/Admin. Rule R592-11 – Failure to timely file the 2015 Annual and Controlled Business reports for calendar year 2014 by the annual due date of April 30.  Pursuant to U.C.A. 31A-23a-302(7) an individual producer is held responsible for the actions of the title agency.
Public Letter of Admonition

Teresa Freeland: I-Case 65511; Dated June 29, 2015.
Violations: 31A-23a-413/Admin. Rule R592-11 – Failure to timely file the 2015 Annual and Controlled Business reports for calendar year 2014 by the annual due date of April 30.  Pursuant to U.C.A. 31A-23a-302(7), an individual producer is held responsible for the actions of the title agency.
Public Letter of Admonition

Security Title Insurance Agency of Utah, Inc.: I-Case; 64727; Dated January 21, 2015.
Violations: 31A-23a-302 – Agency designations.
31A-23a-103 – Requirements of license.
Public Letter of Admonition

Christine Stephens: I-Case 64578; Dated December 23, 2014.
Violations: 31A-23a-107 – Failing to safeguard against unauthorized use of the licensees name (license) and the agency name (license) in connection with an event of a client.
Public Letter of Admonition

Susan Gallegos: I-Case 64579; Dated December 23, 2014.
Violations: 31A-23a-107 – Failing to safeguard against unauthorized use of the licensees name (license) and the agency name (license) in connection with an event of a client.
Public Letter of Admonition

Angie D. Flint: I-Case 64580; Dated December 23, 2014.
Violations: 31A-23a-107 – Failing to safeguard against unauthorized use of the licensees name (license) and the agency name (license) in connection with an event of a client.
Public Letter of Admonition

Lenders Risk Management, Inc.: I Case 63576 - Dated April 14, 2014.
Violations: 31A-23a-105 - Failure to disclose an administrative action on license application.

TAG Insurance: I-Case 62670 - Dated February 12, 2014.
Violations: Acting or using an agency name without being licensed:
R-590-154 - Unfair Marketing Practices Rule;
R590-154-7 Sale, Solicitation, or Negotiation of Insurance.
Public Letter of Admonition

Laurie E. Engle: I-Case 62947 - Dated February 3, 2014.
Violations: Conducted services as a Notary Public in violation of:
31A-23a-103(1)(a)&(b) – Utilized the services of an unlicensed individual. A license must include at least one license type and one line of authority pertaining to that license type.
31A-23a-402(1)(a)(i) – Used advertising that would cause a Utah consumer to reasonably believe that the insurance product was state approved and from a governmental agency.
R590-130-6 – Used words or phrases in advertisements that were misleading and deceiving to the general public.
Public Letter of Admonition


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