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Utah Insurance

2008 Administrative Actions

Insurers

Settlement Agreement & Consent Order

None

Cease and Desist Order

Consolidated Workers Association, Inc
Walter R Cecchini Jr
Claims & Benefits Management Inc
Brad Wessler
E-Case #2134; Order Effective 05-02-08.
Violations: 31A-1-104(1) and 31A-4-102(1) – In providing insurance without obtaining a certificate of authority from the Utah Insurance Department, Respondents Consolidated Workers Associations and Walter Cecchini are providing unauthorized insurance;
31A-15-102- By marketing and servicing of unauthorized insurance, Respondents Walter Cecchini, Claims & Benefit Management Inc, and Brad Wessler are in violation of assisting in the marketing and placement of health insurance in the State of Utah by an unauthorized insurer.
Additional Activity: Cease and Desist Order issued on 5-02-2008. Promptly pay any claims for benefits which may be incurred prior to this order.
Cease and Desist

HealthShare America
ChamberHealth U.S.A.
W.I.N. Association
Michael Bianchi
HealthShare Marketing
Edwin D. Wells
E-Case #2117; Cease and Desist; Order Effective 03-07-08.
Violations: 31A-1-104 and 31A-4-106- In doing an insurance business and providing health insurance without obtaining a certificate of authority from the Utah Insurance Department, Respondents are providing unauthorized insurance; 31A-15-102-Respondents HealthShare Marketing and Edwin D. Wells assisted in the marketing and placement of health insurance in the State of Utah by an unauthorized insurer;31A-23a-103 Respondents HealthShare Marketing and Edwin D. Wells acted as insurance producers in the State of Utah, when not licensed to do so.
Additional Activity: Cease and Desist Order issued on 3-07-08.
Cease and Desist

Suspension

None

Probation

None

Revocation

None

Forfeitures

None

Surrender

None


Individual & Agency Licensees

Cease and Desist Order

None

Revocations

Dana Sue Proft; E-Case #2317; Order effective December 17, 2008.
Violation: UCA 31A-2-308, in failing to obey an order of the commissioner.
License Limitation: Revoked

Kym Jemes; E-Case #2263; Effective December 18, 2008.
Violations:31A-23a-105(2) – Respondent failed to disclose other states administrative action taken against her license. 31A-23a-412(1)(c) – The Respondent failed to notify the office of the Commissioner of address change. 31A-2-202(4)(a) – The Respondent failed to respond to the office of the Commissioner.
License Limitation: Revoked

William Bland; E-Case #2264; Effective December 18, 2008.
Violations: 31A-23a-105(2) – Respondent failed to disclose other states administrative action taken against his license. 31A-23a-412(1)(c) – The Respondent failed to notify the office of the Commissioner of address change. 31A-2-202(4)(a) – The Respondent failed to respond to the office of the Commissioner.
License Limitation: Revoked

James E. Henrichsen; E-Case #2309; Order effective December 17, 2008.
Violations: 31A-23a-105(2) – Respondent failed to disclose criminal history. 31A-23a-111(5)(b)(ix) – Respondent provided information in an insurance application that is incorrect, misleading, incorrect, or materially untrue. 31A-23a-107(2) – Respondent fails to meet the character requirements to hold a license.
License Limitation: Revoked

Around the Clock Bail Bonds; E-Case #2205; Order effective November 4, 2008.
Violations: 31A-35-601(2) – The acts or conduct of any bail bond producer who acts in the scope of the authority delegated to him by the bail bond surety. Are considered to be the acts or conduct of the bail bond surety for which the bail bond producer is acting as agent; 31A-23a-402(1)(a)(i) – Respondent made a communication relating to an insurance contract that contains false and misleading information; 31A-23a-409 – Respondent violated trust obligations for funds collected; R590-186-7(8)- The Respondent failed to return collateral taken as security.
License Limitation: Revoked

Hometown Bail Bonds; E-Case #2205; Order effective November 4, 2008.
Violations: 31A-35-601(2) – The acts or conduct of any bail bond producer who acts in the scope of the authority delegated to him by the bail bond surety. Are considered to be the acts or conduct of the bail bond surety for which the bail bond producer is acting as agent; 31A-23a-402(1)(a)(i) – Respondent made a communication relating to an insurance contract that contains false and misleading information; 31A-23a-409 – Respondent violated trust obligations for funds collected; R590-186-7(8) – The Respondent failed to return collateral taken as security.
License Limitation: Revoked

Thomas Scott Hatrick; E-Case #2205; Order effective November 4, 2008.
Violations: 31A-23a-402(1)(a)(i) – Respondent made a communication relating to an insurance contract that contains false and misleading information; 31A-23a-409 – Respondent violated trust obligations for funds collected; R590-186-7(8) – The Respondent failed to return collateral taken as security.
License Limitation: Revoked
Forfeiture: $35,000 is suspended if all the collateral and premiums are returned in the Sahatvalieyev matter within 30 days.

Katrina Mullins; E-Case #2251; Order effective October 20, 2008.
Violation: R590-102-12(2) – Respondent failed to pay paper processing fee.
License Limitation: Revoked

Gary Brockett; E-Case #2214; Order effective October 20, 2008.
Violation: 31A-23a-202(3)(b)(i)(A) – Respondent failed to provide the Department of proof the continuing education hours were met.
License Limitation: Revoked

Akilah Williams; E-Case #2146; Order effective October 20, 2008.
Violation: 31A-23a-105(2)(b) Respondent failed to disclose criminal history and an administrative action taken against her by another state on her license application;
License Limitation: Revoked

Philip J. Timothy; E Case #2233; Effective September 22, 2008
Violation: Philip J Timothy was convicted of multiple felonies in the conduct of doing the business of insurance. Respondent’s conviction demonstrates that he no longer meets character requirements of UCA 31A-23a-107(2).
License Limitation: Revoked

Kieu My Wong; E-Case #2105; Order effective: 9-22-2008
Violations: 31A-23a-105(2) and 31A-2-202(6) – Respondent knowingly made a misstatement on a renewal application by failing to report actions taken by other states against Respondent’s insurance agent’s licenses in those states. 31A-23a-111(5)(b)(i) – Respondent is unqualified for a license; 31A-23a-111(5)(b)(ii)(A) – has violated an insurance statute; 31A-23a-111(5)(b)(ix) – has provided information in a license application that is incorrect, misleading or materially untrue; 31A-23a-111(5)(b)(xi) – has obtained a license through misrepresentation or fraud; and 31A-23a-111(5)(b)(xvii) – has had an insurance license denied or revoked in any other state.
License Limitation: Revoked

Jeffrey Robert O’Brien; E-Case #2175; Order effective September 17, 2008.
Violation: Default & Default Order, pursuant to Utah Code Annotated Section 63G-4-209, and more than 30 days having lapsed since the mailing of the Complaint and Notice of Formal Adjudicative Proceeding in this matter, and no response having been received, the default of the Respondent is hereby entered.
License Limitation: Revoked

Mike Padilla; E-Case #2141; Order effective September 17, 2008.
Violation: Default & Default Order, pursuant to Utah Code Annotated Section 63G-4-209, and more than 30 days having lapsed since the mailing of the Complaint and Notice of Formal Adjudicative Proceeding in this matter, and no response having been received, the default of the Respondent is hereby entered.
License Limitation: Revoked

Dee L. Magleby; E-Case #2113; Order effective June 30, 2008.
Violations: 31A-23a-105(2) – Respondent failed to disclose criminal activity at the time he applied for a license; 31A-23a-111(5)(b)(i) ?“ Respondent no longer is qualified for a license. 31A-23a-111(5)(b)(xi)- Respondent obtained a license through misrepresentation or fraud.
License Limitation: Revoked

Ava Gardner; E-Case #2054; Order effective July 1, 2008.
Violations: R590-102-15(7) & 31A-2-308: Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee.
License Limitation: Revoked

Steven D Brantley; E-Case #2028; Order effective 7-14-2008.
Violation: 31A-23a-111(5)(b)(i) Unqualified for a license and 111(5)(b)(ii)(a) has violated an insurance statue. Numerous violations of his fiduciary duties.
License Limitation: Revoked

Robert Wilcoxen; E-Case #2110; Order effective August 6, 2008.
Violations: 31A-23a-111 (5)(b)(i) – is unqualified for a license; -111(5)(b)(ii)(A), has violated an insurance statute; -111(5)(b)(xiii)(B), has intentionally misrepresented the terms of an application for insurance; -111(5)(b)(xi), has admitted or has been found to have committed any insurance fraud; -111(5)(b)(xvi), in the conduct of business has demonstrated untrustworthiness or financial irresponsibility; -111(5)(b)(xviii), has forged another’s name to an application of insurance; and -111(5)(b)(xxiv), has engaged in methods and practices in the conduct of business that endangers the legitimate interests of his customers and the public.
License Limitation: Revoked

Marla M Hall; E Case #2073; Effective August 13, 2008.
Violation: 31A-23a-107(2) – Respondent’s conviction of 2nd and 3rd degree felonies in the conduct of her insurance business demonstrate that she does not meet the character requirements to hold an insurance license.
License Limitation: Revoked

Marla’s Insurance; E Case #2073; Effective: August 13, 2008.
Violation: 31A-23a-111(5)(d) – The owner of Marla’s Insurance, Marla Hall, was convicted of several felonies in the conduct of her insurance business. Hall’s license was revoked.
If a natural person named on the agency license commits an act that is grounds for revoking the natural person’s license, the commissioner may revoke the agency license.
License Limitation: Revoked

Kristia Madison Barrow; E-Case #2204; Order effective August 12, 2008.
Violations: R590-102-12(2) – Respondent failed to pay a paper processing fee.
License Limitation: Revoked

Jason L Patterson; E-Case #2154; Order effective July 28, 2008.
Violations: 31A-23a-401(1)(a)(i) – Respondent made false or misleading information relating to an insurance policy. 31A-31-103(1) – Respondent committed a fraudulent insurance act. 31A-23a-409 – Respondent failed to forward premium received.
License Limitation: Revoked

Kenneth D. Dorris; E-Case #2071; Order effective July 1, 2008.
Violations: R590-102-15(7) – Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 – Mr. Dorris failed to obey an order of the commissioner.
License Limitation: Revoked
Forfeiture: $135

Joshua L. Bradshaw: E-Case #2137; Order effective July 8, 2008
Violations: Utah Administrative Rule R590-102-12(2) – Respondent failed to pay a paper processing fee. 31A-2-308 – failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revoked
Forfeiture: $125

Bonnie Lue Bartlett; E-Case #2050; Order effective: 7-1-08
Violations: R590-102-12(2) – Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and paper processing fee; 31A-2-308 – Ms. Bartlett failed to obey an order of the commissioner.
License Limitation: Revoked

Mark D. Foley: E-Case #2109; Order effective date July 8, 2008
Violations: Respondent was convicted of one count False/Fraudulent Insurance Claims, a 2nd degree felony, one count 3rd degree felony, Unlawful Dealing by a Fiduciary and a 2nd degree felony all dealing with the issuance of fraudulent surety bonds.
Respondent’s conviction demonstrates that he no longer meets character requirements of UCA 31A-23a-107(2). Issuing fraudulent surety bonds violates 31A-23a-402(1)(a)(i)
License Limitation: Revoked

Michael J Carreon; E-Case #2149; Order effective July 1, 2008.
Violations: R590-102-15(7) – Respondent failed to obey the Order of the commissioner in failing to disclose criminal history at the time the Respondent applied for a license; 31A-2-308 – Mr. Carreon failed to obey an order of the commissioner.
License Limitation: Revoked

Wendy Evertsen; E-Case #1845; Formal Order of Hearing effective 3-31-08.
Violations: 31A-23a-402(1)(a)(i) – Made false and misleading statements relating to an insurance product; 31A-23a-107(2) – Actions demonstrated that Respondent does not meet the character requirements to hold an insurance producer’s license.
License Limitation: Revoked
Additional Activity: Formal Hearing was held 9/12/07.

Theresa Christine Miller; E-Case #2058; Order effective 02-19-08.
Violations: R590-102-15(7) – Respondent failed to obey the Order of the commissioner; 31A-2-308 – In failing to pay the address correction fee when due.
License Limitation: Revoked

Laurina Hardin; E-Case #2067; Order effective 02-19-08.
Violations: R590-102-15(7) – Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 – Ms. Hardin failed to obey an order of the commissioner.
License Limitation: Revoked

Michelle Gonzales; E-Case #2066; Order effective 02-19-08.
Violations: R590-102-15(7) – Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 – Ms. Gonzales failed to obey an order of the commissioner.
License Limitation: Revoked

Paula Houlot; E-Case #2064; Order effective 02-19-08.
Violations: R590-102-15(7) – Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 – Ms. Houlot failed to obey an order of the commissioner.
License Limitation: Revoked

Aaron Sanders; E-Case #2052; Order effective 02-19-08.
Violations: R590-102-15(7) – Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 – Mr. Sanders failed to obey an order of the commissioner.
License Limitation: Revoked

Brian Eighmy; E-Case #2048; Order effective 02-19-08.
Violations: R590-102-15(7) – Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 – Mr. Eighmy failed to obey an order of the commissioner.
License Limitation: Revoked

Lynn Michaels; E-Case #2046; Order effective 02-19-08.
Violations: R590-102-15(7) – Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 – Ms. Michaels failed to obey an order of the commissioner.
License Limitation: Revoked

Amanda Brammer; E-Case #2040; Order effective 02-19-08.
Violations: R590-102-15(7) – Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 – Ms. Brammer failed to obey an order of the commissioner.
License Limitation: Revoked

Timothy Tressy; E-Case #2039; Order effective 02-19-08.
Violations: R590-102-15(7) – Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 – Mr. Tressy failed to obey an order of the commissioner.
License Limitation: Revoked

Thomas Cavalari; E-Case #1993; Order effective 02-19-08.
Violation: U.C.A. 31A-2-308 for failing to obey an order of the Commissioner.
License Limitation: Revoked

Guy G. Cardinale; E-Case #2081; Order effective 01-16-08.
Violations: 31A-23a-111, 31A-23a-105(2) – Respondent having been convicted of a felony involving dishonesty or breach of trust, Respondent may not lawfully engage in the business of insurance. Respondent failed to report his convictions to the commissioner.
License Limitation: Revoked

Suspension

2nd Chance Bail Bonds; E-Case #2325; Order effective December 16, 2008.
Violation: 31A-35-504(3) Failure to pay judgment of bail bond forfeiture.
License Limitation: 63G-3-504 Emergency Order to suspended license for 15 days. Order lifted December 31, 2008.

Steven D Shemwell; E-Case #2018; Order effective 04-01-08
Violation: 31A-23a-402(1)(a)(i)- Respondent made or caused to be made, a communication that contained false or misleading information relating to an insurance policy;
License Limitation: Suspension 90 days
Forfeiture: $5,000 to be paid within 90 days after the termination of the suspension of his license. Respondent is to be placed on probation for a period of 24 months, beginning with the termination of the suspension.

Barbara Rufener; E-Case #2021; Order effective 02-28-08.
Violations: 31A-23a-402(1)(a)(i) ?“ Respondent made, caused to be made, or facilitated a communication that contained false or misleading information relating to an insurance policy; 31A-23a-111(5)(b)(xvi)(A) ?“ Respondent used fraudulent or dishonest practices in the conduct of business; 31A-23a-111(5)(xvi)(B)- Respondent demonstrated incompetence or untrustworthiness in the conduct of business.
License Limitations: 30 day suspension beginning March 1, 2008; 2 year probation to immediately follow the suspension.
Forfeiture: $1,000 to be paid by certified check within 45 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.

Probation

Ross Erwin Goodman; E-Case #2339; Order effective March 23, 2008.
Violations: 31A-23A-402(1)(a)(i), R590-154-11(A) – Unfair inducement.
Forfeiture: $500
License Limitations: 12 months probation

Forfeitures

Lloyd Gale Fairbourn; E-Case #2458; Order effective February 17, 2008.
Violation: 31A-23a-105(2)(b) Respondent failed to disclose criminal history and an administrative action taken against him by another state on her license application.
Forfeiture: $250

Utah Title and Abstract Co. of Central Utah: E-Case #2550; Order effective November 18, 2008.
Violation: R590-11-4, R590-11-5 and 31A-23A-413. – Failure to timely file an Annual Report
Forfeiture: $2,000

Trinity Financial Services, LLC; E-Case #2246; Order effective December 15, 2008.
Violation: 31A-23a-105(2) – failed to report an administrative action taken against it by another state.
Forfeiture: $500

Maynard G. Steffens; E-Case #2287; Effective December 30, 2008.
Violation: 31A-23a-105(2) – Respondent failed to disclose an administrative action taken against him in another jurisdiction.
License Limitation: 12 months probation
Forfeiture:$500

Linda Dian Nielson; E-Case #2304; Effective December 30, 2008.
Violations: 31A-2-202(6) and 31A-23a-105(2) – The Respondent failed to disclose her criminal history at the time she filed her application for a license.
License Limitation: 24 months probation
Forfeiture: $500.

Nancy Marie Acevedo; E-Case #2279; Effective December 16, 2008.
Violations: 31A-23a-105(2) – Respondent failed to disclose criminal prosecution taken against her in another jurisdiction. 31A-2-202(6) – Respondent failed to provide accurate and complete information to the office of the Commissioner
License Limitation: 12 months probation
Forfeiture: $250

Thomas L. Makin; E-Case #2291; Order effective December 16, 2008.
Violation: 31A-23a-105(2) – Respondent failed to disclose a previous administrative action taken against him
Forfeiture: $500.

Trinity Financial Services, LLC; E-Case #2246; Order effective 12-15-2008.
Violation: 31A-23a-105(2) – failed to report an administrative action taken against it by another state.
Forfeiture: $500

Atlas Title Insurance Agency Inc; E-Case #2155; Order effective 11-12-2008.
Violations: 31A-23a-406(1)(c) – Respondent entered into escrow agreements where no real estate transaction was in process and title insurance was to be issued.
31A-19a-209(3) & R590-153-5(c) – Respondent failed to charge filed escrow rates in connection with escrow agreements.
License Limitation: Probation
Forfeiture: $2500.

Mountain View Title & Escrow Inc.; E-Case #2260; Order effective December 15, 2008.
Violation: 31A-23a-103(1)(c) – Respondent utilized the services of an unlicensed title escrow producer.
Forfeiture: $6,000

Utah First Title Insurance Agency Inc; E-Case #2150; Order effective October 14, 2008.
Violation: 31A-23a-406(1)(c) – Conducted a real estate escrow without issuing a title policy.
Forfeiture: $1,000.

Courtney K Taylor; E-Case #2151; Order effective October 14, 2008.
Violation: 31A-23a-406(1)(c) – Conducted a real estate escrow without issuing a title policy.
License Limitation: Probation for 6 months
Forfeiture: $1,500.

Mountain View Title & Escrow, Inc: E-Case #2114; Order effective October 14, 2008.
Violation: 31A-23a-402(1)(a)(i) – by making a communication relating to an insurance policy that contained false or misleading information, including information that is false or misleading because it is incomplete.
Forfeiture: $2,000

Rick D Hendry: E-Case #2115; Order effective October 14, 2008.
Violation: 31A-23a-402(1)(a)(i) – By making a communication relating to an insurance policy that contained false or misleading information, including information that is false or misleading because it is incomplete.
Forfeiture: $2,000

Thomas Scott Hatrick; E-Case #2288; Order effective November 4, 2008.
Violations: 31A-23a-402(1)(a)(i) – Respondent made a communication relating to an insurance contract that contains false and misleading information; 31A-23a-409 – Respondent violated trust obligations for funds collected; R590-186-7(8) – The Respondent failed to return collateral taken as security.
License Limitation: Revoked
Forfeiture: $35,000 is suspended if all the collateral and premiums are returned in the Sahatvalieyev matter within 30 days.

Brandon James Nelson; E-Case #2222; Order effective August 21, 2008.
Violation: 31A-23a-105(2) – Respondent provided false information in his application for license.
License Limitation: Probation
Forfeiture: $500

Maxim Insurance Service; E-Case #2176; Order effective September 8, 2008.
Violation: 31A23a-105(2) – Respondent failed to notify the department of an administrative action taken against it in another state within 30 days of the action becoming final.
Forfeiture: $750

Paul R. Wosnig; E-Case #2276; Order effective October 9, 2008.
Violation: 31A-2-202(4) – Respondent failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $250

Erik Jacobsen; E-Case #2244; Order effective October 07, 2008
Violation: 31A-23a-105(2) – Respondent failed to disclose criminal history on license application.
License Limitation: 2 year probation
Forfeiture: $500

Ross Erwin Goodman; E-Case #2339; Order effective March 23, 2008.
Violations: 31A-23A-402(1)(a)(i), R590-154-11(A) – Unfair inducement.
Forfeiture: $500
License Limitation: 12 months probation

Robert James Walters; E-Case #2355; Order effective October 20, 2008.
Violation: 31A-23a-105(2)(b) Respondent failed to disclose criminal history and an administrative action taken against her by another state on her license application.
Forfeiture: $250

New World Title Insurance Company; E-Case #2198; Order effective June 18, 2008.
Violations: 31A-23a-413 and R590-136-4 and R590-135-5 – Failed to file an Annual Report with the Commissioner when due.
31A-2-202(4) Failed to timely respond to an inquiry of the commissioner.
Forfeiture: $1,000

Joe Edward Arregui; E-Case #2240; Order effective September 5, 2008.
Violation: 31A-23a-105(2) – Respondent failed to disclose criminal history and administrative action taken against him on his application.
License Limitation: 12 month probation
Forfeiture: $500

John Yearsley; E-Case #2239; Order effective August 19, 2008.
Violation: 31A-23a-105(2) – The Respondent failed to disclose his criminal history at the time he filed his application.
License Limitation: 2 year probation
Forfeiture: $500

Patrick Richards Malin; E-Case #2216; Order effective Aug. 29, 2008.
Violations: U.C.A. 31A-23a-105(2)(b)(ii) – Respondent failed to report criminal prosecution to the Department; U.C.A. 31A-2-202 – Respondent did not provide accurate and complete information on licensing application.
License Limitation: Probation
Forfeiture: $250

Chad Huntsman; E-Case #2220; Order effective August 25, 2008.
Violation: 31A-23a-105(2) – Respondent failed to disclose criminal history on producer application.
License Limitation: One year probation.
Forfeiture: $250

Gifford Steven Baugh; E-Case #2118; Order effective July 14, 2008.
Violation: R590-153-6 B(2) – Respondent advertised in a publication that was published, produced for, distributed by on or behalf of a client.
Forfeiture: $500

Premier Title Insurance Agency; E-Case #2153; Order effective July 14, 2008
Violation: R590-153-6E – Respondent distributed self-promotional items that were edible to its clients.
Forfeiture: $500

Kimberly Sanborn; E-Case #2145; Order effective July 16, 2008.
Violation: 31A-23a-105(2) – Respondent failed to disclose criminal history on license application and failed to disclose an administrative action from another state.
License Limitation: Probation 1 year
Forfeiture: $500

Candace Phelps; E-Case #2165; Order effective June 26, 2008.
Violation: 31A-23a-105(2) – Respondent failed to disclose criminal history at the time she applied for her license application.
Forfeiture: $250

The Frank Gates Service Company; E-Case #2152; Order effective June 3, 2008.
Violation: 31A-23a-105(2) – Respondent failed to report an administrative action by another jurisdiction within 30 days of the final disposition of the administrative action.
Forfeiture: $250

Crossland Title; E-Case #2107; Order effective: 4-8-08
Violation: 31A-19a-209(6) Conducted closings prior to filing its rates with the department.
License Limitation: Probation of License for 12 months.
Forfeiture: $8,000

Arthur Raymond Enos; E-Case #2133; Order effective April 3, 2008.
Violation: 31A-23a-105(2)(b)(i)(A) – Respondent failed to disclose an administrative action taken against him in another jurisdiction at the time he filed his application.
License Limitation: Probation; One year
Forfeiture: $250 to be paid within 30 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.

First Automotive Service Corporation; E-Case #2116; Order effective 03-24-08.
Violations: 31A-23a-105(2) & (3) – Respondent failed to notify the Department of any administrative action within 30 days in another jurisdiction.
Forfeitures: $250 paid within 30 days of the date of the Order

Barbara Rufener; E-Case #2021; Order effective 02-28-08.
Violations: 31A-23a-402(1)(a)(i) – Respondent made, caused to be made, or facilitated a communication that contained false or misleading information relating to an insurance policy; 31A-23a-111(5)(b)(xvi)(A) – Respondent used fraudulent or dishonest practices in the conduct of business; 31A-23a-111(5)(xvi)(B) – Respondent demonstrated incompetence or untrustworthiness in the conduct of business.
License Limitations: 30 day suspension beginning March 1, 2008; 2 year probation to immediately follow the suspension.
Forfeiture: $1,000

Advantage Title Company; E-Case #2122; Informal Adjudicative Proceeding; Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $3,000

Direct Title Insurance Agency, Inc.; E-Case #2130; Informal Adjudicative Proceeding; Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to timely file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $500

Lenders First Choice Agency of Utah, Inc.; E-Case #2127; Informal Adjudicative Proceeding; Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $1,000

Liberty Title Insurance Agency and Escrow, Inc.; E-Case #2128; Informal Adjudicative Proceeding; Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $1,000

National Title Agency; E-Case #2129; Informal Adjudicative Proceeding; Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $1,000

Nations Title Insurance Agency of Utah, Inc.; E-Case #2125; Informal Adjudicative Proceeding; Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $1,000

Professional Title Services; E-Case #2131; Informal Adjudicative Proceeding; Order Effective 2-19-08
Violations: 31A-23a-413 and R590-136 – Failure to timely file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $3,500

Summit Escrow & Title Insurance Agency, LLC; E-Case #2123; Informal Adjudicative Proceeding; Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $1,000

Utah Mountain Title & Escrow Insurance Agency; E-Case #2126; Informal Adjudicative Proceeding; Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $1,000

Utah Standard Title Insurance Agency; E-Case #2124; Informal Adjudicative Proceeding; Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $2,000

Erik Jacobsen; E-Case #2244; Order effective October 07, 2008
Violation: 31A-23a-105(2) – Respondent failed to disclose criminal history on license application.
License Limitation: 2 year probation
Forfeiture: $500 to be paid by October 17, 2008

John Yearsley; E-Case #2239; Order effective August 19, 2008.
Violation: 31A-23a-105(2) – The Respondent failed to disclose his criminal history at the time he filed his application.
License Limitation: 2 year probation
Forfeiture: $500 to be paid within 15 days of the date of the Order.

William J. Moore; E-Case #2031; Order effective 05-13-2008.
Violations: 31A-23a-411.1 failed to forward to the insurer premium received from insured; 31A-23a-402(1)(a)(i) gave false and misleading information to the insured
License Limitation: Individual license placed on probation for 24 months (05-13-2008 to 05-13-2010).
Forfeiture: $5,000.

Freedom Insurance Agency; E-Case #2031; Order effective 05-13-2008
Violation: 31A-23a-411.1 failed to forward to the insurer premium received from insured;
License Limitation: Agency license placed on probation for 24 months (5-13-2008 to 05-13-2010)
Forfeiture: $5,000

Joe Edward Arregui; E-Case #2240; Order effective September 5, 2008.
Violation: 31A-23a-105(2) – Respondent failed to disclose criminal history and administrative action taken against him on his application.
License Limitation: 12 month probation
Forfeiture: $500 to be paid by September 15, 2008.

Patrick Richards Malin; E-Case #2216; Order effective Aug. 29, 2008.
Violation: U.C.A. 31A-23a-105(2)(b)(ii) – Respondent failed to report criminal prosecution to the Department; U.C.A. 31A-2-202 – Respondent did not provide accurate and complete information on licensing application.
License Limitation: Probation
Forfeiture: $250

Chad Huntsman; E-Case #2220; Order effective August 25, 2008.
Violation: 31A-23a-105(2) – Respondent failed to disclose criminal history on producer application.
License Limitation: One year probation.
Forfeiture: $250 to be paid within 30 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.

Kimberly Sanborn; E-Case #2145; Order effective July 16, 2008.
Violation: 31A-23a-105(2) – Respondent failed to disclose criminal history on license application and failed to disclose an administrative action from another state.
License Limitation: Probation 1 year
Forfeiture: $500 to be paid within 30 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.

Maynard G. Steffens; E-Case #2287; Effective December 30, 2008.
Violation: 31A-23a-105(2) – Respondent failed to disclose an administrative action taken against him in another jurisdiction.
License Limitation: 12 months probation
Forfeitures: $500

Linda Dian Nielson; E-Case #2304; Effective December 30, 2008.
Violations: 31A-2-202(6) and 31A-23a-105(2) -The Respondent failed to disclose her criminal history at the time she filed her application for a license.
License Limitation: 24 months probation
Forfeiture: $500

Nancy Marie Acevedo; E-Case #2279; Effective December 16, 2008.
Violations: 31A-23a-105(2) – Respondent failed to disclose criminal prosecution taken against her in another jurisdiction. 31A-2-202(6) – Respondent failed to provide accurate and complete information to the office of the Commissioner
License Limitation: 12 months probation
Forfeiture: $250

Atlas Title Insurance Agency Inc; E-Case #2155; Order effective 11-12-2008.
Violations: 31A-23a-406(1)(c) ?“ Respondent entered into escrow agreements where no real estate transaction was in process and title insurance was to be issued.
31A-19a-209(3) & R590-153-5(c) – Respondent failed to charge filed escrow rates in connection with escrow agreements.
License Limitation: Probation
Forfeiture: $2,500

Michelle McGuire Jensen; E-Case #2250; Order effective December 15, 2008.
Violation: 31A-23a-406; 31A-23a-103(1)(a) – Respondent acted as a title escrow producer without being licensed.
License Limitation: Probation
Forfeiture: $5,000

Brandon James Nelson; E-Case #2222; Order effective August 21, 2008.
Violation: 31A-23a-105(2) – Respondent provided false information in his application for license.
License Limitation: Probation
Forfeiture: $500.

McKay Lee Vercimak; E-Case #2223; Order effective September 10, 2008.
Violation: 31A-23a-105(2) – Respondent provided false information in his application for a license.
License Limitation: Probation; One year
Forfeiture: $500 to be paid within 30 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.

Ronald Fuller; E-Case #2120; Order effective 03-13-08.
Violation: R590-23a-105(2)(b)(ii) – Respondent failed to report to the commissioner any criminal prosecution taken against him.
License Limitation: Probation; One year
Forfeiture: $250 payable within 30 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.

Crossland Title; E-Case #2107; Order effective: 4-8-08
Violation: 31A-19a-209(6) Conducted closings prior to filing its rates with the department.
License Limitations: Probation of License for 12 months.
Forfeiture:$8,000

Arthur Raymond Enos; E-Case #2133; Order effective April 3, 2008.
Violation: 31A-23a-105(2)(b)(i)(A) – Respondent failed to disclose an administrative action taken against him in another jurisdiction at the time he filed his application.
License Limitation: Probation; One year
Forfeiture: $250 to be paid within 30 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.

License Surrendered

Aaron C. Crandall; E-Case #2051; Order effective: 4-10-08.
Violation: R590-102-15(7) – Respondent failed to pay address correction fee which was due on October 6, 2006.
License Limitation: Surrendered in Lieu of Administrative Action

Gladys Mary Brecht; E-Case #2139; Order effective 03-31-08.
Violation: R590-102-12(2) – Respondent failed to pay the paper application processing fee which was due by August 10, 2007.
License Limitation: Surrendered in Lieu of Administrative Action

Tonda Lea Davis; E-Case #2290; Effective December 7, 2008.
Violation: 31A-23a-105(2) – Respondent failed to disclose an administrative action taken against the person in another jurisdiction.
License Limitation: Surrendered in Lieu of Administrative Action

Ashley N. Pedersen; E-Case #2041; Order effective: 1-30-08
Violation: R590-102-15(7) – Respondent failed to pay address correction fee which was due on November 29, 2006.
License Limitation: Surrendered in Lieu of Administrative Action

Scott Anthony Tesar; E-Case #2252; Agreement effective October 13, 2008.
Violation: R590-102-12(2) – Respondent failed to pay the paper application processing fee which was due by December 31, 2007.
License Limitation: Surrendered in Lieu of Administrative Action

Linda Torres; E-Case #2231; Agreement effective October 20, 2008.
Violation: 31A-23a-105(2) – Respondent failed to disclose criminal history on license application.
License Limitation: Surrendered in Lieu of Administrative Action

Jared Michael Johnson; E-Case #2206; Order effective July 2, 2008.
Violation: R590-102-12(2) – Respondent failed to obey the Order of the commissioner in failing to pay a non-electronic application fee.
License Limitation: Surrendered in Lieu of Administrative Action

Julie V. Cloutier; E-Case #2173; Order effective May 23, 2008.
Violations: R590-102-12(2) – Respondent failed to obey the Order of the commissioner in failing to pay a paper application processing fee; 31A-2-308 – Mrs. Cloutier failed to obey an order of the commissioner.
License Limitation: Surrendered in Lieu of Administrative Action

License Denied

None

Letters of Admonition

None