Insurers
Settlement Agreement & Consent Order
None
Cease and Desist Order
Equus Fidelity Corporation – Unlicensed: E-Case #2684; Order June 22, 2010.
Violations: 31A-1-102, 31A-1-104, 31A-15-102 In advertising, soliciting, placing, receiving premiums, and issuing evidence of insurance, and in doing an unauthorized insurance business; 63G-4-502 Respondent’s actions constitutes an immediate and significant danger to the welfare of citizens of the state of Utah.
License Limitation: Cease and Desist
Suspension
Eagle Life Insurance Company: E-Case #2902; Order effective September 18, 2010.
Violations: 31A-3-103(2) – Failed to pay renewal fee when due;
31A-2-202(4) – Failed to properly respond to an inquiry from the commissioner.
Forfeiture: $1,500
License Limitation: Suspended 24 months
Probation
None
Revocation
National States Insurance Company: E-Case #2740; Effective Date: December 7, 2010.
Violation: 31A-14-217, Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer’s license.
License Limitation: Certificate of Authority revoked
Benicorp Insurance Company: E-Case #2719; Order effective September 27, 2010.
Violation: 31A-14-217, Financial Impairment.
License Limitation: Revoked
The Insurance Corporation of New York: E-Case #2700; Order Effective September 27, 2010.
Violation: 31A-14-217, Financial Impairment.
License Limitation: Revoked.
Imerica Life & Health Insurance Company: E-Case #2686; Order effective September 27, 2010.
Violation: 31A-14-217, Financial impairmnet.
License Limitation: Revoked.
Imperial Casualty & Indemnity Company: E-Case #2685; Order effective September 27, 2010.
Violation: 31A-14-217 Financial impairment.
License Limitation: Revoked
Forfeitures
Regence BlueCross BlueShield of Utah: E-Case #2751; Order effective December 15, 2010.
Violation: 31A-22-607 Respondent failed to pay 355 claims submitted during the 30-day grace period.
Forfeiture: $87,500
Security National Life Insurance Company: E-Case #2669; Order effective September 14, 2010.
Violations: 31A-23a-205(a)-Failing to pay examination invoices within 10 days after date of the invoice.
Forfeiture: $15,000
Utah Business Insurance Company; E-Case #2680; Order effective September 28, 2010.
Violation: 31A-23a-115 Failing to maintain current and accurate information regarding its agency and individual producer appointments with the Utah Insurance Department.
Forfeiture: $1,500
Gerber Life Insurance Company: E-Case #2715; Order effective August 12, 2010.
Violation: 31A-2-202(4) Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $ 1,500
Americo Financial Life & Annuity Insurance Company; E-Case #2636; Order effective June 15, 2010.
Violation: R590-79-6 Failing to include the disclosure on policies written before January 7, 2010.
Forfeiture: $7,000
Humana Insurance Company; E-Case #2675; Order effective June 15, 2010.
Violation: 31A-22-607 Respondent was in violation on six occasions from April 2008 through November 2009 when it denied claims for services during the 30-day grace period.
Forfeiture: $3,000
Surrender
Midwest Security Life Insurance Company: E-Case #2655; Order effective September 27, 2010.
Violation: 31A-14-216; Order of release from regulation in the State of Utah.
License Limitation: COA Surrendered
Individual & Agency Licensees
Cease and Desist Order
Timothy Vest; E-Case #2753; Order effective December 28, 2010.
Violation: 31A-34-104 (1) A person must be licensed as an alliance pursuant to this chapter to directly or indirectly make available or otherwise arrange for health insurance through multiple unaffiliated insurers through the use of coordinated actuarial models, coordinated underwriting, or coordinated marketing methodologies.
License Limitation: Cease and Desist
MLM Group; E-Case #2753; Order effective December 28, 2010.
Violation: 31A-34-104 (1) A person must be licensed as an alliance pursuant to this chapter to directly or indirectly make available or otherwise arrange for health insurance through multiple unaffiliated insurers through the use of coordinated actuarial models, coordinated underwriting, or coordinated marketing methodologies.
License Limitation: Cease and Desist
Athalon TPA Group; E-Case #2753; Order effective December 28, 2010.
Violation: 31A-15-102 Respondent acted as a third party administrator for Respondent MLM, an unlicensed, unauthorized insurer.
License Limitation: Cease and Desist
Denise Nielsen; E-Case #2753; Order effective December 28, 2010.
Violations: 31A-2-308(10) and 31A-15-102(5) – Any person who knowingly provides or assists in placing unauthorized insurance in the State of Utah is guilty of a felony.
License Limitation: Cease and Desist
Adam J. Bennett; E-Case #2753; Order effective December 28, 2010.
Violations: 31A-2-308(10) and 31A-15-102(5) – Any person who knowingly provides or assists in placing unauthorized insurance in the State of Utah is guilty of a felony.
License Limitation: Cease and Desist
Sean T. Vest; E-Case #2753; Order effective December 28, 2010.
Violations: 31A-2-308(10) and 31A-15-102(5) – Any person who knowingly provides or assists in placing unauthorized insurance in the State of Utah is guilty of a felony.
License Limitation: Cease and Desist
Aaron Davis – Unlicensed: E-Case #2684. Order June 22, 2010.
Violations: 31A-1-102, 31A-1-104, 31A-15-102 In advertising, soliciting, placing, receiving premiums, and issuing evidence of insurance, and in doing an unauthorized insurance business. 63G-4-502 Respondent’s actions constitutes an immediate and significant danger to the welfare of citizens of the state of Utah.
License Limitation: Cease and Desist
John Sawyer – Unlicensed: E-Case #2684. Order June 22, 2010.
Violations: 31A-1-102, 31A-1-104, 31A-15-102 In advertising, soliciting, placing, receiving premiums, and issuing evidence of insurance, and in doing an unauthorized insurance business. 63G-4-502 Respondent’s actions constitutes an immediate and significant danger to the welfare of citizens of the state of Utah.
License Limitation: Cease and Desist
Revocations
Tyran Pierre Pippen; E-Case #2446; Order effective: April 1, 2010.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
License Limitation: Revoked
Melanie Mannos: E-Case #2683; Order effective November 3, 2010.
Violations: 31A-23a-105(2)(b) – Failing to report criminal activity to the Commissioner;
31A-23-107(2) – Respondent actions show she does not meet character requirements to hold an insurance producer’s license.
License Limitation: Revoked
Cameron H. Cox; E-Case #2710; Order effective: September 16, 2010.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
License Limitation: Revoked
Atlantic Mutual Insurance Company: E-Case #2698; Order effective August 10, 2010.
Violation: 31A-14-217, Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer’s license.
License Limitation: Revoked
Johnny E Maestas; E-Case #2679; Order effective October 14, 2010
Violation: G63-4-209, Respondent failed to respond or file an answer to the default.
License Limitation: Revoked
Utah Trust Insurance Agency, Inc; E-Case #2679; Order effective October 14, 2010
Violation: G63-4-209, Respondent failed to respond or file an answer to the default.
License Limitation: Revoked
Lenders First Choice Agency of Utah, Inc: E-Case #2501; Order Effective September 13, 2010.
Violation: 31A-2-202(4): Failure to appear at hearing for an Order to Show Cause. Default Order.
License Limitation: Revoked
Shanna Lynn Stone aka Shanna Holman Sheppard; E-Case #2592 Order effective September 13, 2010.
Violations: 31A-23a-105(2) Failed to provide information in the license application.
31A-23a-111(5)(b)(i) Unqualified for license. 31A-23a-111(5)(b)(iv) Failed to pay a final judgment rendered against her in that state within 60 days after the judgment became final.
License Limitation: Revoked
Bryon Latrent Bradley; E-Case #2696; Order effective September 13, 2010
Violation: Violation: G63-4-209 Respondent failed to respond or file an answer to the default.
License Limitation: Revoked
Jacqueline Ann Germain; E-Case #2656; Order effective September 13, 2010
Violation: G63-4-209 Respondent failed to respond or file an answer to the default.
License Limitation: Revoked
Heather M. Hill; E-Case #2524; Order effective June 29, 2010.
Violations: 31A-23a-105 Failed to report an administrative action taken by another state;
31A-23a-111(5)(b)(i) Failed to timely respond to an inquiry of the commissioner.
License Limitation: Revoked
Julio A. Briceno; E-Case #2546. Order effective July 27, 2010.
Violations: 31A-23a-107(2) Failed to notify Commissioner of other state action;
31A-23a-111(5)(b)(i) Unqualified for license; 31A-23a-111(5)(b)(i)(A) Violated an insurance statute; 31A-23a-111(5)(b)(xviii) Forges another’s name to an application for insurance; 31A-23a-111(5)(b)(xxiv) Engaged in methods or practice in the conduct of business that endangered the public.
License Limitation: Revoked
Briceno Insurance Agency; E-Case #2546. Order effective July 27, 2010.
Violations: 31A-23a-107(2) Failed to notify Commissioner of other state action;
31A-23a-111(5)(b)(i) Unqualified for license; 31A-23a-111(5)(b)(i)(A) Violated an insurance statute; 31A-23a-111(5)(b)(xviii) Forged another’s name to an insurance application; 31A-23a-111(5)(b)(xxiv) Engaged in methods or practices in the conduct of business that endangers the public.
License Limitation: Revoked
Derrick Dewayne Roy: E-Case #2747; Order effective July 27, 2010.
Violation: 31A-2-202(4) Failed to submit a timely response to an inquiry from the Commissioner.
License Limitation: Revoked
Justin L Hatton: E-Case #2756; Order effective July 27, 2010.
Violation: 31A-2-202(4) Failed to submit a timely response to an inquiry from the Commissioner.
License Limitation: Revoked
Kevin Di Stefano; E-Case #2659; Order effective July 12, 2010.
Violations: 31A-23a-409-(6) Diverting funds held in his trust to his own benefit;
31A-23a-409-(1)(d) Failing to forward funds held in trust to the intended payee or deposit them into a trust account by the close of the next business day; 31A-23a-107(2)
Actions demonstrate that the licensee does not meet character requirements.
License Limitation: Revoked
All American Bail Bonds; E-Case #2670; Order effective June 15, 2010.
Violation: G63-4-209 Respondent failed to respond or file an answer to the default.
License Limitation: Revoked
Christopher Alan De Martini; E-Case #2670; Order effective June 15, 2010.
Violation: G63-4-209 Respondent failed to respond or file an answer to the default.
License Limitation: Revoked
Howard Faber; E-Case #2474; Order effective May 11, 2010.
Violations: 31A-23a-105(5)(b)(ii)(A)-Failed to report an administrative action taken by another state.
31A-2-202(4) Failed to timely respond to an inquiry of the commissioner.
License Limitation: Revoked
Bronson Insurance Agency: E-Case #2639; Order effective May 18, 2010.
Violations: 31A-23a-103(a) & 301 In acting as an insurance agency without a license.
License Limitation: Revoked
Darrin M. Bronson: E-Case #2640; Order effective May 18, 2010.
Violations: 31A-23a-103(a) In acting as an insurance agent when not licensed as such.
31A-23a-402(1)(a)(i) Providing false or misleading information in connection with the insurance policy. 31A-23a-408 Acting as an agent for insurers to whom he is not contracted. 31A-23a-409 Failing to forward premiums received to the intended payee or to deposit them into trust account.
License Limitation: Revoked
Shannon Riche-Bronson: E-Case #2641; Order effective May 18, 2010.
Violations: 31A-23a-103(a) In acting as an insurance agent when not licensed as such.
31A-23a-409 Failing to forward premiums received to the intended payee or to deposit them into trust account.
License Limitation: Revoked
Kara Marie Dunning; E-Case #2443; Order effective April 1, 2010.
Violations: 31A-23a-202(4) Failure a timely respond. 31A-23a-308 Respondent failed to obey the Order of the Commissioner in failing to pay administrative forfeiture.
License Limitation: Revoked
Gary L. Karns, Jr; E-Case #2589; Order effective April 1, 2010.
Violation: 31A-23a-202(4) Failure a timely respond.
License Limitation: Revoked
Gay Chung; E-Case #2445; Order effective April 1, 2010.
Violations 31A-23a-202(4) Failure a timely respond. 31A-23a-308 Respondent failed to obey the Order of the Commissioner in failing to pay administrative forfeiture
License Limitation: Revoked
Suspension
None
Probation
James Scott Noorda: E-Case #2731; Order effective November 29, 2010.
Violation: 31A-23a-105 – Respondent failed to report criminal charges to the Commissioner.
Forfeiture: $3,000
License Limitation: 24 months probation
Utah Standard Title Insurance Agency: E-Case #2564; Order effective November 23, 2010.
Violations: 31A-23a-201, 31A-23a-207= Respondent was in violation when it conducted 43 closings without a valid license.
License Limitation: Probation 24 months
Forfeiture: $5,000
Kenneth Owen Monson; E-Case #2713; Order effective: September 28, 2010.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
License Limitation: 24 months probation
Forfeiture: $250
Matthew A Newman: E-Case #2727; Dated December 14, 2010.
Violation: 31A-23a-301(1) – Respondent failed to license his agency.
31A-23a-408 – Respondent acted on behalf of an insurer without an appointment.
31A-23a-409 – Respondent failed to establish a proper trust account, commingling personal and business monies with trust monies.
31A-23a-412(1) – Respondent failed to update his business address within 30 days of change.
R590-154-7(3) – Respondent used variations of his recorded name on advertising, email and American Family website.
Forfeiture: $6,500
License Limitation: 18 months probation
Rodney Tiet Jen; E-Case #2721; Order effective November 17, 2010.
Violation: 31A-23a-105(2) and 31A-2-202(6) – Respondent failed to report criminal charges and prosecution within 30 days.
Forfeiture: $2,000
License Limitation: 24 months Probation
Eric Colter Cannon; E-Case #2716 Effective Date: December 6, 2010.
Violations: 31A-23a-111(5)(b)(ix) Provided false or misleading information on a license application.
31A-23a-107(2) Respondent actions show he does not meet character requirements to hold an insurance producer’s license.
License Limitation: 12 months probation
Richard P. Atkin; E-Case #2556; Order effective November 29, 2010.
Violation: 31A-23a-105(2) and 31A-2-202(6) – Respondent failed to disclose pending
criminal proceedings on his resident application for a producer license.
License Limitation: 12 Months Probation served
Forfeiture: $750
Heather M. Barton; E-Case #2717; Order effective November 29, 2010.
Violation: 31A-23a-111(5)(b)(xxii) Failure to pay state income tax, or comply with an administrative or court order of the state income tax.
License Limitation: License granted conditionally. 12 Months probation
Arthur Ruggero; E-Case #2728; Stipulation and Order effective November 30, 2010.
Violation: 31A-23a-105(2); Failure to disclose criminal charges on initial application.
Forfeiture: $500
License Limitation: 12 Months Probation
Entitle Insurance Company; E-Case #2691; Order effective September 27, 2010.
Violation: 31A-23a-106 – In conducting seven (7) escrow closings without having a title producer’s license with the lines of title and escrow.
Forfeiture: $21,000
License Limitations: 3 months probation
American Family Mutual Insurance Company: E-Case #2714; Order effective: September 27, 2010.
Violations: 31A-23a-115(1)(a); R590-244-9, Failure to appoint producer conducting business on its behalf.
Forfeiture: $3000
Hamza Osman Harun; E-Case #2722; Order effective October 12, 2010
Violations: 31A-23a-409; Respondent failed to establish a trust account and commingled insurer and insureds monies with his own monies; R590-170-4(3); Failed to maintain a trust account that was separate and distinct from his personal account.
License Limitation: 18 months probation
Forfeiture: $2000
BW Insurance Agency, Inc; E-Case #2707; Order effective September 14, 2010
Violation: UCA 31a-23A-409 & UCA R590-170-4, Respondent failed in its responsibility to establish and maintain a trust account.
Forfeiture: $40,000
License Limitation: 12 months probation.
Todd Michael Smithson; E-Case #2575; Order effective April 26, 2010.
Violations: 31A-23a-119(1)(a) Respondent used the existence of the Guaranty Association as part of his sales presentation; 31A-23a-401-(1)(a) Respondent directed consumer to sign incomplete documents.
Forfeiture: $1,000
License Limitation: 12 months probation
Capitol Title Insurance: E-Case #2651; Order effective July 12, 2010.
Violations: 31A-23a-302(1) Utilizing the services of an insurance producer and a consumer service representative that are not designated on its license; 31A-23a-402(1)(a)(i) Falsely answering the question regarding any criminal convictions.
Forfeiture: $2,500
License Limitation: 12 Months probation
Real Bail Bonds; E-Case #2472: Order effective July 15, 2010.
Violation: 31A-35-401 In continuing to act as a bail bond surety when its license had lapsed.
Forfeiture: $3,500
License Limitation: 24 months probation
Pablo A. Alcalde: E-Case #2471: Order effective July 15, 2010.
Violation: 31A-2-202(6) Falsely answering the question regarding any criminal convictions.
License Limitation: 24 months probation
Corey J. Morgan; E-Case #2673 Order effective May 20, 2010
Violations: 31A-2-202(6) Failed to report criminal prosecution take against him.
31A-23a-105(2)(b)(ii) Failure to disclose to the Commissioner within 30 days of administrative actions taken against him by other states.
Forfeiture: $500
License Limitation: 12 months probation
Bryan Kim Johnson: E-Case #2644 Order effective June 23, 2010.
Violation: R590-154-11(A) marketing violation, advertised a $10 gas coupon to public in exchange for calling or visiting the agency for an insurance quote.
Forfeiture: $2,000
License Limitation: Probation 12 months
Bryan Johnson Insurance Agency, Inc.: E-Case #2644 Order effective June 23, 2010.
Violation: R590-154-11(A) marketing violation, advertised a $10 gas coupon to public in exchange for calling or visiting the agency for an insurance quote.
Forfeiture: $2,000
License Limitation: Probation 12 months
Clyde L. Price: E-Case #2569 Order effective July 13, 2010.
Violations: 31A-23a-402(1) & 31A-31-103 Respondents actions for which he entered guilty pleas constituted a violation; 31A-12a-107(2) Respondent’s actions call into question whether he meets the character requirements of being competent and trustworthy.
Forfeiture: $2500
License Limitation: 24 months probation
One For the Money Financial, Inc.; E-Case #2647 Order effective June 22, 2010.
Violations: 31A-23a-202(2)(a)(i) Issued checks for payment or reimbursement of taxes to clients. 31A-23a-302(1) & (2)(a) Failing to designate two individuals who acted as producers or agents for respondent.
Forfeiture: $13,000
License Limitation: 24 months
Joseph Benjamin Ross; E-Case #2531; Order effective April 10, 2010.
Violations: 31A-23a-105(2)(b)(ii) Requires than an applicant for a pending individual producer license to report to the commissioner a criminal prosecution taken against the person in any jurisdiction;
31A-2-202(6) Mandates that all information submitted to the commissioner shall be accurate and complete.
Forfeiture: $500
License Limitation: 12 months probation
Dragan Djordjevic; E-Case #2528; Order effective May 19, 2010.
Violation: 31A-23a-105-Failed to report an administrative action taken by another state.
Forfeiture: $ 1,000
License Limitation: 24 months
Andrew George Vidal IV; E-Case #2465; Order effective May 18, 2010.
Violation: 31A-23a-105-Failed to report an administrative action taken by another state.
Forfeiture: $750
License Limitation: 12 months
Nicholas Charles Lorence; E-Case #2583; Order effective April 13, 2010.
Violations: 31A-23a-412(1) (c) – Failing to notify the Department of his Utah residence and Utah office location. 31A-23a-105(4) (a) Failed to obtain a resident producers license within 90 days in July 2008 from Nevada to Utah. 31A-23a-110(2) Failed to notify the commissioner that he is doing business under an assumed name from July 2008 to November 2009. 41A-23a-301(a), 41A-23a-301(1), 31A-23a-302(1)(2) Failing to obtain an agency license, designating an individual to act on behalf of the agency.
31A-23a-412 Acting on behalf of American Home Life Insurance Company without an appointment from July 2008 to November 2009.
License Limitation: Probation 12 months
Forfeiture: $3,500
Forfeitures
Surety Title Company; E-Case #2638; Order effective October 21, 2010.
Violations: 31A-23a-302 Agency Designations: A title agency is held responsible for the actions of its title producer. 31A-23a-402 and R592-6 Unfair marketing practices: Respondent waived all or part of an established fee for escrow services which is subject to escrow charges filed with the commissioner.
Forfeiture: $500
Utah Standard Title Insurance Agency: E-Case #2564; Order effective November 23, 2010.
Violations: 31A-23a-201, 31A-23a-207 Respondent was in violation when it conducted 43 closings without a valid license.
License Limitation: Probation 24 months
Forfeiture: $5,000
Kenneth Owen Monson; E-Case #2713; Order effective: September 28, 2010.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
License Limitation: 24 months Probation
Forfeiture: $250
Donald E. Bennett: E-Case #2738; Dated December 14, 2010.
Violation: 31A-23a-409(2)(a)(i) – Respondent failed to establish a proper trust account at a financial institution in this state.
Forfeiture: $250
Michael R. Anderson: E-Case #2737; Dated December 14, 2010
Violation: 31A-23a-408 – Respondent conducted insurance business on behalf of Farmers Insurance without an appointment.
Forfeiture: $500
Kristin E. Anderson: E-Case #2736; Dated December 14, 2010.
Violation: 31A-23a-409(2)(a)(i) – Respondent failed to establish a proper trust account at a financial institution in this state.
Forfeiture: $250
Jon D. Christopher: E-Case #2735; Dated December 14, 2010.
Violation: 31A-23a-110(2) & R590-154-7(A)- Respondent used a name other than its legal name, and failed to notify the commission before using the assumed name.
31A-23a-402(1)(a)(I) & R590-154-5(A) – Respondent used misleading information in mailed advertisements.
Forfeiture: $2,000
Intermountain Insurance Advisory Group, Inc: E-Case #2735; Dated December 14, 2010.
Violation: 31A-23a-110(2) & R590-154-7(A)- Respondent used a name other than its legal name, and failed to notify the commission before using the assumed name.
31A-23a-402(1)(a)(I) & R590-154-5(A) – Respondent used misleading information in mailed advertisements.
Forfeiture: $2,000
Matthew A Newman: E-Case #2727; Dated December 14, 2010.
Violations: 31A-23a-301(1) – Respondent failed to license his agency.
31A-23a-408 – Respondent acted on behalf of an insurer without an appointment.
31A-23a-409 – Respondent failed to establish a proper trust account, commingling personal and business monies with trust monies.
31A-23a-412(1) – Respondent failed to update his business address within 30 days of change.
R590-154-7(3) – Respondent used variations of his recorded name on advertising, email and American Family website.
Forfeiture: $6,500
License Limitation: 18 months probation
AA Insurance LLC; E-Case #2668: Dated November 17, 2010.
Violation: Rule R590-154-7(A) Respondent used a name other than its legal name, and failed to notify the commission before using the assumed name.
Forfeiture: $650
Trent D Ferguson; E-Case #2668: Dated November 17, 2010.
Violation: Rule R590-154-7(A); Respondent used a name other than its legal name, and failed to notify the commission before using the assumed name.
Forfeiture: $650
Mays Financial Services LLC dba Van Mays Allstate: E-Case #2739; Dated December 16, 2010.
Violations: UCA 31A-23a-110(2), UAC R590-154-5(1), R590-154-7(A)(3) Respondent used a name other than its legal name, and failed to notify the commission before using the assumed names, “The Shonie Insurance Group” and “Extra Mile Insurance;” UCA 31A-23a-301(1) Operated “The Shonie Insurance Group” and “Extra Mile Insurance”, without a valid agency license; UCA 31A-23a-302(1)(2)&(5) Failed to license “The Shonie Insurance Group,” and “Extra Mile Insurance” as agencies and to designate Shonie Christensen and Ryan Bishop to the agencies.
Forfeiture: $6,000
Van A. Mays: E-Case #2739: Dated December 16, 2010.
Violations: UCA 31A-23a-110(2), UAC R590-154-5(1), R590-154-7(A)(3) Respondent used a name other than its legal name, and failed to notify the commission before using the assumed names, “The Shonie Insurance Group,” and “Extra Mile Insurance”. UCA 31A-23a-301(1) Operated “The Shonie Insurance Group” and “Extra Mile Insurance” without a valid agency license. UCA 31A-23a-302(1)(2)&(5) Failed to license “The Shonie Insurance Group” & “Extra Mile Insurance” as agencies and to designate Shonie Christensen and Ryan Bishop to the agencies.
Forfeiture: $6,000
Rodney Tiet Jen; E-Case #2721; Order effective Nov. 17, 2010.
Violation: 31A-23a-105(2) and 31A-2-202(6) – Respondent failed to report criminal charges and prosecution within 30 days.
Forfeiture: $2,000
License Limitation: 24 months Probation
Casandra A. Sazama; E-Case #2732; Order effective December 16, 2010.
Violation: 31A-23a-105 – Respondent failed to disclose criminal history when applying for a resident producer license.
Forfeiture: $500
Richard P. Atkin; E-Case #2556; Order effective November 29, 2010.
Violation: 31A-23a-105(2) and 31A-2-202(6) – Respondent failed to disclose pending
criminal proceedings on his resident application for a producer license.
License Limitation: 12 Months Probation served
Forfeiture: $750
Arthur Ruggero; E-Case #2728; Stipulation and Order effective November 30, 2010.
Violation: 31A-23a-105(2); Failure to disclose criminal charges on initial application.
Forfeiture: $500
License Limitation: 12 Months Probation
Entitle Insurance Company; E-Case #2691; Order effective September 27, 2010.
Violation: 31A-23a-106 – In conducting seven (7) escrow closings without having a title producer’s license with the lines of title and escrow.
Forfeiture: $21,000
License Limitation: 3 months probation
Jodie Green; E-Case #2720; Order effective November 17, 2010.
Violation: 31A-23a-105 – Respondent failed to disclose criminal history when applying for a resident producer license.
Forfeiture: $500
Hamza Osman Harun; E-Case #2722; Order effective October 12, 2010
Violations: 31A-23a-409; Respondent failed to establish a trust account and commingled insurer and insureds monies with his own monies; R590-170-4(3); Failed to maintain a trust account that was separate and distinct from his personal account.
License Limitation: 18 months probation
Forfeiture: $2,000
Intermountain Claims Inc: E-Case #2536; Order effective September 22, 2010.
Violation: 31A-26-213(6) Conducting insurance business without a valid license.
Forfeiture: $3,000
Teresa Ann Cordell; E-Case #2597; Order effective July 27, 2010.
Violations: 31A-23a-105 – Respondent failed to disclose to the Commissioner administrative actions taken against her by other states.
Forfeiture: $250
Richmond Title Insurance Agency: E-Case #2718. Order effective August 31, 2010.
Violations: 31A-23a-413, Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30;
31A-2-202(4), Respondent failed to submit a timely response to an inquiry of the commissioner.
Forfeiture: $1,750
Phillips-Hansen Land Title Company: E-Case #2702; Order effective July 6, 2010.
Violation: 31A-23a-413, Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Forfeiture: $2,000
Morgan Title and Escrow Inc.: E-Case #2704; Order effective September 14, 2010.
Violation: 31A-23a-402 and Administrative Rule R592-6-5 – Respondent distributed poinsettia plants with an attached greeting card to a client which meets the criteria of “self-promotional” as contemplated by the Rule.
Forfeiture: $2,500
BW Insurance Agency, Inc; E-Case #2707; Order effective September 14, 2010
Violations: 31a-23A-409 & R590-170-4, Respondent failed in its responsibility to establish and maintain a trust account.
Forfeiture: $40,000
License Limitation: 12 months probation.
Livingston Wealth Strategies; E-Case #2604 Order effective July 27, 2010.
Violations: 31A-23a-301, Respondent marketed insurance using an unlicensed agency. R590-154-7, Used name other than the one on the license for business cards, letterhead, signage, written communications and other forms of advertising.
Forfeiture: $1,500
Rodney G. Livingston; E-Case #2603 Order effective July 27, 2010.
Violations: 31A-23a-301, Respondent marketed insurance using an unlicensed agency. R590-154-7, In using name other than the one licensed under on business cards, letterhead, signage, written communications and other forms of advertising.
Forfeiture: $1,500
Ryan Hoskins; E-Case #2637; Order effective August 9, 2010.
Violations: 31A-23a-406 Furnishing escrow services pursuant to section.
31A-19a-209(5) Charging less than the charges filed with the state.
Forfeiture: $500
Todd Michael Smithson; E-Case #2575 Order effective April 26, 2010.
Violations: 31A-23a-119(1)(a) Respondent used the existence of the Guaranty Association as part of his sales presentation; 31A-23a-401-(1)(a) Respondent directed consumer to sign incomplete documents.
Forfeiture: $1,000
License Limitation: 12 months probation
Beneficial Life Insurance: E-Case #2371 & E-Case #2657: Order effective July 13, 2010.
Violations: 31A-23a-402(1)(a)(i) & R590-79-6(F) Providing a narrative summary that was inconsistent with policy value pages; 31A-23a-115 (1) Failing to appoint agents with the department; 590-191-4(5) Failing to provide a written claim settlement and to pay claims due within 15 days of proof of loss.
Forfeiture: $47,000
Capitol Title Insurance: E-Case #2651: Order effective July 12, 2010.
Violations: 31A-23a-302(1) Utilizing the services of an insurance producer and a consumer service representative that are not designated on its license; 31A-23a-402(1)(a)(i) Falsely answering the question regarding any criminal convictions.
Forfeiture: $2500
License Limitation: 12 Months probation
Corey J. Morgan; E-Case #2673: Order effective May 20, 2010
Violations: 31A-2-202(6) Failed to report criminal prosecution take against him.
31A-23a-105(2)(b)(ii) Failure to disclose to the Commissioner within 30 days of administrative actions taken against him by other states.
Forfeiture: $500
License Limitation: 12 months probation
Dixie Title Company; E-Case #2701: Order effective July 6, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual Report and Controlled Business Reports due annually by April 30.
Forfeiture: $2,000
Trinity Group Resources, Inc: E-Case #2690: Order effective July 13, 2010.
Violations: 36A-23a-110 Requires a licensee doing business under a name other than the licensee’s legal name to notify the Commissioner before using the assumed name of the State; 31A-23a-401-(1)(a) Respondent directed consumer to sign documents, which were incomplete and had blank spaces; R590-154-5 Prohibits a licensee from using a name that is deceptive; R590-154-7 Prohibits a licensee from using a name other than the exact name appearing on the agency’s in any promotional materials; R590-244-10 Failing to designate Melissa Moss to the commissioner in a timely manner.
Forfeiture: $2,000
Bryan Kim Johnson: E-Case #2644: Order effective June 23, 2010.
Violations: R590-154-11(A) marketing violation, advertised a $10.00 gas coupon to public in exchange for calling or visiting the agency for an insurance quote.
Forfeiture: $2,000
License Limitation: Probation 12 months
Bryan Johnson Insurance Agency, Inc.: E-Case #2644: Order effective June 23, 2010.
Violation: R590-154-11(A) marketing violation, advertised a $10.00 gas coupon to public in exchange for calling or visiting the agency for an insurance quote.
Forfeiture: $ 2,000
License Limitation: Probation 12 months
Clyde L. Price: E-Case #2569: Order effective July 13, 2010.
Violations: 31A-23a-402(1) & 31A-31-103 Respondents actions for which he entered guilty pleas constituted a violation; 31A-12a-107(2) Respondent’s actions call into question whether he meets the character requirements of being competent and trustworthy.
Forfeiture: $2500
License Limitation: 24 months probation
Michael Bruce Beckman: E-Case #2497; Order effective June 21, 2010.
Violations: 31A-23a-105(2) Failed to report an administrative action taken by another state.
31A-2-202(4) Failed to timely respond to an inquiry of the commissioner.
Forfeiture: $250
Nicholas Charles Lorence; E-Case #2583; Order effective April 13, 2010.
Violations: 31A-23a-412(1) (c) – Failing to notify the Department of his Utah residence and Utah office location. 31A-23a-105(4) (a) Failed to obtain a resident producers license within 90 days in July 2008 from Nevada to Utah. 31A-23a-110(2) Failed to notify the commissioner that he is doing business under an assumed name from July 2008 to November 2009. 41A-23a-301(a), 41A-23a-301(1), 31A-23a-302(1)(2) Failing to obtain an agency license, designating an individual to act on behalf of the agency.
31A-23a-412 Acting on behalf of American Home Life Insurance Company without an appointment from July 2008 to November 2009.
Forfeiture: $3,500
License Limitation: Probation 12 months
License Surrendered
None
License Denied
John Joseph Hansen; E-Case #2541. Effective date December 6, 2010.
Violations: 31A-23a-107 Respondent actions show he does not meet character requirements to hold an insurance producer’s license. 31A23a-111 Failure to pay judgments rendered against him within 60 days
License Limitation: License Denied
Jacob L. Panhorst; E-Case #2653. Effective date December 6, 2010.
Violation: 31A-23a-107(2) Respondent’s actions show he does not meet character requirements to hold an insurance producer’s license.
License Limitation: License denied
Preston Rick Dixon; E-Case #2599. Effective date December 8, 2010.
Violation: 31A-23a-107(2) Respondent’s actions show he does not meet character requirements to hold an insurance producer’s license.
License Limitation: License Denied
Steven Nicholas Burgess; E-Case #2570. Effective date December 6, 2010.
Violation: 31A-23a-111(5)(b)(i) Failed to timely respond to an inquiry of the commissioner.
License Limitation: License Denied
John M. Stecki; E-Case #2571. Effective date December 6, 2010.
Violations: 31A-23a-111(5)(b)(ix) Provided false or misleading information on a license application.
31A-23a-107(2) Respondent’s actions show he does not meet character requirements to hold an insurance producer’s license.
License Limitation: License Denied
Robert P. Loveless; E-Case #2660. Effective date December 6, 2010.
Violations: 31A-23a-107 Respondent’s actions show he does not meet character requirements to hold an insurance producer’s license. 31A23a-111 Failure to pay judgments rendered against him within 60 days
License Limitation: License Denied
Lonnie Jake Morrell; E-Case #2667. Effective December 6, 2010.
Violation: 31A-23a-107 Respondent’s actions show he does not meet character requirements to hold an insurance producer’s license.
License Limitation: License Denied
Don Alton Mathews, II; E-Case #2708; Effective date December 6, 2010.
Violation: 31A-23a-107 Respondent’s actions show he does not meet character requirements to hold an insurance producer’s license.
License Limitation: License Denied
Eugene Echiverria; E-Case #2515; Stipulation and Order effective November 30, 2010.
Violation: 31A-23-107(2) Actions demonstrate that he does not meet the requirements.
License Limitation: License denied.
Jake L. Landell; E-Case #2509; Stipulation and Order effective November 30, 2010.
Violation: 31A-23a-107(2) Respondent does not meet the character requirements.
License Limitation: License denied
Rebecca Lee Naylor; E-Case #2533; Order effective May 18, 2010.
Violations: 31A-23-107(2) Actions demonstrate that he does not meet the requirements;
31A-23a-111(5)(b)(i) Unqualified for license.
License Limitation: License denied.
Ronald Lee Thomas: E-Case #2661; Order effective October 19, 2010.
Violations: 31A-23a-111(5)(b)(iv); Failed to pay final judgment rendered against him in this state within 60 days of the judgment becoming final; 31A-23a-111(5)(b)(ix); Provided information on application that was incorrect, misleading or materially untrue.
License Limitation: License denied
Jason A. Jafari; E-Case #2648; Order effective September 9, 2010.
Violation: 31A-23a-107, Respondent failed to meet the character requirements for licensing.
31A-23a-111(5)(b)(iv) Failing to pay judgment rendered against him in this state within 60 days of the judgments becoming final. 31A-23a-111(5)(b)(xxii) Failing to pay tax liens against him in this state. 31A-23a-111(5)(b)(ix) Provided information on his application that was incorrect, misleading or materially untrue.
License Limitation: License Denied
Zurmyles Mulvey; E-Case #2634 Order effective September 9, 2010.
Violation: 31A-23a-107, Respondent failed to meet the character requirements for licensing.
License Limitation: License Denied
Erin Loy; E-Case #2602 Order effective September 9, 2010.
Violations: 31A-23a-107 Respondent failed to meet the character requirements for licensing.
31A-23a-111(5)(b)(ix) Provided information on application that was incorrect, misleading or materially untrue.
License Limitation: License Denied
Brandon Guzzo; E-Case #2650; Order effective September 9, 2010.
Violations: 31A-23a-111(5)(b)(ix) Provided information on his application that was incorrect, misleading or materially untrue. 31A-23a-111(5)(b)(iv) Failing to pay judgment rendered against him in this state within 60 days of the judgments becoming final. 31A-23a-111(5)(b)(xxii) Failing to pay tax liens against him in this state.
License Limitation: License Denied
James Lee Yurek; E-Case #2705; Order effective August 13, 2010.
Violations: 31A-2-202(4) – Failure to submit a timely response to an inquiry from the Commissioner; 31A-23a-105(2) – Failure to report an administrative action against his license.
License Limitation: Surrender In Lieu of Administrative Actions
Barbara Lynn Pytlak; E-Case #2671. Order effective July 13 2010.
Violation: 31A-23a-105(2) – failed to report an administrative action taken against her by another state.
License Limitation: License surrendered in lieu of administration action.
Public Letter of Admonition
John R Metcalf; I-Case #58944; Effective date December 7, 2010.
Violation: UAC R590-170-4 Respondent failed in his responsibility to ensure all records relating to a trust account be identified with the wording “Trust Account” or words of similar import.
Public Letter of Admonition
David D Jaramillo; I-Case #58942; Effective date December 7, 2010.
Violation: UAC R590-170-4 Respondent failed in his responsibility to ensure all records relating to a trust account be identified with the wording “Trust Account” or words of similar import.
Public Letter of Admonition
Kenneth E Tisor; I-Case #58941; Effective date December 7, 2010.
Violation: UAC R590-170-4 Respondent failed in his responsibility to ensure all records relating to a trust account be identified with the wording “Trust Account” or words of similar import.
Public Letter of Admonition
Automobile Club of Utah; I-Case 58144 – Dated June 28, 2010.
Violations: 31A-23a-103(1)(a)&(c) A person may not perform, offer to perform, or advertise any service as a producer, limited line producer without a valid individual or agency license.
31A-23a-302(1) & (2) An agency shall designate an individual producer, limited line producer to act on the agency’s behalf in order for the licensee to do business for the agency in this state.
R590-244-10(1) & (2) An agency shall electronically designate a licensed individual to do business on behalf of the agency in this state.
Public Letter of Admonition
Travel Services dba Columbus Travel; I-Case 58239 – Dated June 28, 2010.
Violation: 31A-23a-103(1)(a)&(c) A person may not perform, offer to perform, or advertise any service as a producer, limited line producer without a valid individual or agency license.
31A-23a-302(1) & (2) An agency shall designate an individual producer, limited line producer to act on the agency’s behalf in order for the licensee to do business for the agency in this state.
R590-244-10(1) & (2) An agency shall electronically designate a licensed individual to do business on behalf of the agency in this state.
Public Letter of Admonition
Anderson-Oliver Title Insurance Agency, Inc; I-Case 58492; Dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
Cedar Land Title, Inc.; I-Case 58493; Dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
Charger Title Insurance Agency, Inc.; I-Case 58495; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
Draper Title Insurance Agency, LLC; I-Case 58496; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
Emery County Abstract & Title, Inc.; I-Case 58497; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
First Heritage Title Insurance Agency, LLC; I-Case 58498; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
Highland Title Agency, Inc.; I-Case 58500; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
Lenderlive Title Insurance Agency of Utah, LLC; I-Case 58503; Dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
NTN Title Agency; I-Case 58504; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
Patriot Title Insurance Agency, LLC; I-Case 58505; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
Premium Settlements of UT, LLC; I-Case 58506; Dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
Prestige Title Insurance Agency, Inc.; I-Case 58507; PUBLIC LETTER OF ADMONITION/DEMAND FOR FILING effective June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
Richmond Title Insurance Agency; I-Case 58508; PUBLIC LETTER OF ADMONITION/DEMAND FOR FILING effective June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
Titan Title Insurance Agency, LLC; I-Case 58509; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING effective June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
The Title Insurance Agency, Inc.; I-Case 58510; Dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
TitleFirst Title Insurance Agency, LLC; I-Case 58511; Dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
United Title Services of Utah, Inc; I-Case 58512; Dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Public Letter of Admonition
United Title Services of Utah, Inc; I-Case 58139; Dated June 28, 2010.
Violation: Utah Administrative Code Insurance Rule R590-154-11(A). Inducements, Gifts and Merchandise Given in Connection with Solicitation or Sale of Insurance, “A licensee may not give or offer to give any prizes, goods, wares, merchandise or item of value as an inducement to enter into any insurance or annuity contract or as an inducement to receive a quote, submit an application or in connection with any other solicitation for the sale of an insurance or annuity contract. However, anything with an acquisition cost of $3 or less shall not be considered an inducement”
Public Letter of Admonition
Morris Murdock Travel; I-Case 57957 – Dated June 21, 2010.
Violation: 31A-23a-103 Failing to ensure that all your employees involved in the solicitation, negotiation and/or sales of travel insurance were properly licensed and designated to your agency.
Public Letter of Admonition
Sundance Title Insurance Agency, Inc.; I-Case 57821: Administrative Demand for filing of required reports.
Violation: 31A-23a-413, R592-11 -Failure to file the 2008 Annual and Controlled Business Reports by April 30, 2009.
Public Letter of Admonition
Franklin Title Insurance Agency, LLC; I-Case 57655: Administrative Demand to file required reports.
Violation: 31A-23a-413, R590-136-5, and R590-136-5 Failure to file the 2008 Annual and Controlled Business Reports by April 30, 2009.
Public Letter of Admonition
South Eastern Utah Title Company; I-Case 57810; Administrative Demand to file required reports.
Violation: 31A-23a-413, R592-11 – Failure to timely file the 2008 Annual and Controlled Business Reports by April 30, 2009.
Public Letter of Admonition
