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Utah Insurance

2014 Administrative Actions

Insurers

Settlement Agreement & Consent Order

Symerta Life Insurance Company and Symetra National Life Insurance Company:
Docket No. 2014-123 AD; Order effective December 1, 2014
The Department adopts and approves the Regulatory Settlement resulting from a Multi-State Market Examination of the Companies settlement practices, procedures and policies administration relating to claims, and the use of Social Security Death Master File or similar database or service, including the companies’ efforts to identify the owners and beneficiaries of unclaimed Proceeds.

Sun Life Assurance Company of Canada; Delaware Life Insurance Company (formerly known as Sun Life Assurance Company of Canada (U.S.)); Independence Life and Annuity Company; Professional Insurance Company; Sun Life Health Insurance Company (U.S.) and Delaware Life Insurance Company of New York (formerly known as Sun Life Insurance and Annuity Company of New York):
Docket No. 2014-118 AD; Order effective November 13, 2014
The Department adopts and approves the Regulatory Settlement resulting from a Multi-State Market Examination of the Companies settlement practices, procedures and policies administration relating to claims, and the use of Social Security Death Master File or similar database or service, including the companies’ efforts to identify the owners and beneficiaries of unclaimed Proceeds.

Aviva Life and Annuity Company and Aviva Life and Annuity Company:
Docket No. 2013-151 AD; Order effective January 7, 2014.
The Department adopts and approves the Regulatory Settlement resulting from a Multi-State Market Examination of the Companies settlement practices, procedures and policies administration relating to claims, and the use of Social Security Death Master File or similar database or service, including the companies’ efforts to identify the owners and beneficiaries of unclaimed Proceeds.

Midland National Life Insurance Company, and North American Company for Life and Health Insurance:
Docket No. 2013-152 AD, E-Case #3428; Order effective January 8, 2014.
The Department adopts and approves the multi-state Regulatory Settlement Agreement resulting from Multi-State Market Conduct Examination of the companies’ settlement practices, procedures and policies administration relating to claims and use of Social Security Death Master File.

Genworth Life Insurance, Genworth Life and Annuity Insurance Company and Genworth Life Insurance Company of New York:
Docket No. 2014-027 AD; Order effective March 4, 2014.
The Regulatory Settlement resulting from a Multi-State Market Examination of the Companies settlement practices, procedures and policies administration relating to claims, and the use of Social Security Death Master File or similar database or service, including the companies’ efforts to identify the owners and beneficiaries of unclaimed proceeds.

Lincoln National Life Insurance Company and Lincoln Life and Annuity Company of New York and First Penn Pacific Life Insurance Company:
Docket No. 2013-154 AD; Order effective January 31, 2014.
The Regulatory Settlement resulting from a Multi-State Market Examination of the companies settlement practices, procedures and policies administration relating to claims, and the use of Social Security Death Master File or similar database or service, including the companies’ efforts to identify the owners and beneficiaries of unclaimed Proceeds.

Midland National Life Insurance Company and North American Company for Life and Health Insurance:
Docket No. 2013-152 AD; Order effective January 8, 2014.
The Department adopts and approves the Regulatory Settlement Agreement and Consent Order from a Targeted Market Conduct Examination of respondent’s Disability Income Handling Practices

Cease and Desist Order

None

Suspension

None

Probation

1st Liberty Title LC: E-Case #3526; Order effective September 29, 2014.
Violations: 31A-23a-103 – Requirements of license.
31A-23a-302 – Agency designations.
31A-23a-402 – Unfair marketing practices. Respondent failed to file escrow rates and conducted title and escrow services. Conducted title and escrow services without an active association. Conducted closings with a reduced rate that the property did not qualify for.
Forfeiture: $9,000
Limitations: 12 Month probation

Price Bail Bonds: E-Case #3556; Order effective December 15, 2014.
Violations: 31A-2-202 – Failed to timely file necessary reports with the commissioner; R590-186-5 – Failed to timely renew insurance license.
Forfeiture: $3,000
Limitations: 24 month probation

Revocation

None

Forfeitures

Aetna Life Insurance Company: E-Case #3564; Order effective December 30, 2014.
Violation: 31A-30-106 – Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2014.
Forfeiture: $750

1st Liberty Title LC: E-Case #3526; Order effective September 29, 2014.
Violations: 31A-23a-103 – Requirements of license.
31A-23a-302 – Agency designations.
31A-23a-402 – Unfair marketing practices. Respondent failed to file escrow rates and conducted title and escrow services. Conducted title and escrow services without an active association. Conducted closings with a reduced rate that the property did not qualify for.
Forfeiture: $9,000
Limitations: 12 Month probation

Sutherland Title Company: E-Case #3534; Order effective September 29, 2014.
Violations: 31A-23a-103 – Requirements of license and 31A-23a-302 – Agency designations. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed. Conducted title and escrow services without an active association.
Forfeiture: $1,500

Commerce Land Title: E-Case #3533; Order effective September 11, 2014
Violation: 31A-2-202(4) – Failure to respond to an inquiry of the Commissioner. Respondent is order to respond within ten (10) days.
Forfeiture: $750

Transamerica Life Insurance Company: E-Case #3380; Order effective October 31, 2014.
Violations: R590-220 – 9 – Failure to file a group questionnaire for association groups and/or policy plans.
31A-23a-103(1)(c) – Utilized services of a TPA not licensed with the Utah Insurance Department.
Forfeiture: $45,000

Fidelity National Title Insurance Company & Chicago Title Insurance Company: E-Case #3376; Order effective dated September 8, 2014.
Violations: 31A-14-211 – Issuing title insurance direct to consumers without having a direct operation in the State of Utah.
31A-19-209 – Failure to file escrow rates prior to conducting escrow.
Forfeiture: $225,500

Nova Casualty Company: E-Case #3491; Order effective August 5, 2014.
Violation: 31A-25-201 & 31A-26-201 – Respondent improperly used an unlicensed entity as both an insurance adjuster and a third party administrator. The entity subsequently became licensed within the state of Utah.
Forfeiture: $23,000

On Call International, LLC: E-Case #3496; Order effective May 30, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $750

Candice Blain: E-Case #3510; Order effective June 26, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $500

Brighton Insurance Group, Judy Bigler: E-Case #3469; Order effective June 16, 2014.
Violations: 31A-23a-412 – Respondent failed to maintain accurate, thorough and organized records.
31A-23a-409 – Respondent did not fulfill the fiduciary duties of a trustee with respect to monies to be forwarded to the insured or insurer.
31A-23a-410 – Respondent received premium and failing to forward it to the insurer.
Forfeitures: $7,000

New York Life Insurance & Annuity Corp: E-Case #3468; Order effective May 29 2014.
Violations: R590-148-25 – Respondent failed to electronically file its Long Term Care Report on or before June 30, 2013.
Forfeiture: $750

First American Title Insurance Company: E-Case #3375; Order effective May 12, 2014.
Violations: 31A-14-211 – Issuing title insurance direct to consumers without using agents or direct operations in the State of Utah; 31A-19-209 – Failure to file a schedule of escrow rates.
Forfeiture: $73,000

Health Care Service Corp.: E-Case #3460; Order effective March 13, 2014.
Violation: 31A-2-202(4): Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $750

Health Care Service Corp.: E-Case #3459; Order effective March 13, 2014.
Violation: 31A-2-202(4) – Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $750

Surrender

None


Individual & Agency Licensees

Cease and Desist Order

None

Revocation

Affordable Insurance Agency: E-Case #3502; Order effective November 3, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
License Limitation: Revoked

Aaron J. Meade: E-Case #3486; Order effective May 29, 2014
Violation: 31A-2-202 – Failed to submit a timely response to an inquiry from the Commissioner.
License Limitation: Revoked

VitalCE.Com: E-Case #3471; Order effective May 14, 2014.
Violation: R590-142-9 – Plagiarizing continuing education course material.
License Limitation: Revocation of continuing education provider license

Dorathy J. Law: E-Case #3452; Order effective March 18, 2014.
Violations: 31A- 23a-107(1) – Failed to meet the character requirements to hold an insurance license; 31A-23a-111(5)(b)(xv) – Admits or is found to have committed an insurance unfair trade practice or fraud.
License Limitation: Revoked

Hilary Martin: E-Case #3365; Default and Default Order dated February 12, 2014.
Violations: 31A-23a-107(2) – In demonstrating lack of trustworthiness in the conduct of business and the use of dishonest practices, respondent is unqualified to hold an insurance license.
31A-23a-111(5)(b)(I)) – Failed to pay an outstanding judgment within 60 days of the entry of the judgment.
License Limitation: Revoked. Respondent is ordered to immediately cease doing any insurance or escrow business in the State
of Utah.

Freddie J. “Tyke” Martin: E-Case #3366; Order effective February 10, 2014.
Violations: 31A-23a-107(2) – In demonstrating lack of trustworthiness in the conduct of business and the use of dishonest practices, respondent is unqualified to hold an insurance license.
31A-23a-111(5)(b)(I)) – Failed to pay an outstanding judgment within 60 days of the entry of the judgment.
License Limitation: Revoked. Respondent is ordered to immediately cease doing any insurance or escrow business in the State of Utah.

Linda Sue Barnhart: E-Case #3438; Order effective February 28, 2014.
Violations: 31A-23a-107(2) – Respondent actions show she does not meet character requirements to hold an insurance producer license.
31A-23a-409(6) – Trust obligation for money collected
License Limitation: Revoked

Suspension

None

Probation

Jacquan Marshay Waites-Ray: E-Case #3675; Order effective November 21, 2014.
Violations: 31A-23a-107 – failure to meet the character requirements for licensing.
License Limitation: License granted conditionally with 24 month probation

Michael Franklin: E-Case #3655; Order effective December 2, 2014.
Violations: 31A-23a-107(2) – failure to meet trustworthiness character requirement.
License Limitation: License granted conditionally, 12 month probation.

Ammon Holm: E-Case #3645; Order effective August 4, 2014.
Violations: 31A-23a-111(5)(b)(xxi) – Failure to comply with an administrative or court order imposing a child support obligation.
31A-23a-111(5)(b)(iv) – Failure to pay a final judgment or judgments rendered against you in this state.
License Limitation: 24 month probation

Jason Bradley White: E-Case #3644; Order effective July 23, 2014.
Violations: 31A-23a-111(5)(b)(xxi) – Failure to comply with an administrative or court order imposing a child support obligation;
31A-23a-111(5)(b)(iv) – Failure to pay a final judgment or judgments rendered against you in this state.
License Limitation: 24 month probation

Roice Matthew Arnold: E-Case #3529; Order effective October 2, 2014.
Violations: 31A-23a-111(5)(b)(iv) and(xxi) – Failure to comply with order imposing child support.
Forfeiture: $500
License Limitation: 24 month probation. Forfeiture to be dismissed if Respondent satisfactorily completes probation.

Lesley Ann Ulibarry: E-Case #3512; Order effective October 6, 2014.
Violations: 31A-2-405 – Dual licensing; and R592-5-4 – Filing requirements.
Respondent conducted two real estate closings while licensed as a Title & Escrow producer without seeking permission from the Insurance Commissioner.
Forfeiture: $2,500
License Limitation: 12 Month Supervised Probation

Scott Barker: E-Case #3531; Order effective: September 30, 2014.
Violations: 31A-23a-409 – Failed to timely deposit premiums in a trust account. Diverted premiums for his own use.
Forfeiture: $1,000
License Limitation: 24 month probation

Blue Mountain Insurance, Inc.: E-Case #3519; Order Effective: August 11, 2014.
Violations: 31A-23a-302 – Respondent demonstrated pattern over several years of failing to designate and terminate designations of producers conducting business on behalf of the agency.
31-1-23a-409 – Failed to establish and maintain a trust account and commingling trust monies with personal and business monies.
Forfeiture: $5,000
License Limitation: 12 month probation

Joseph Aaron Corbin: E-Case #3455; Order effective June 11, 2014.
Violation: 31A-23a-111(5)(b)(iv) – Financial impairment for failure to pay a judgment within 60 days of final judgement.
Forfeiture: $500 of which $500 is suspended pending successful completion of probation and terms of probation.
License Limitation: Probation 24 months. Licensee shall satisfy the judgments. Licensee shall have no financial responsibility for any title agency, including as a signatory on trust accounts or operating accounts.

Academy Title fka Emery County Abstract & Title, Inc.: E-Case #3445; Order effective April 14, 2014.
Violation: R592-6-4(13) – Paying compensation to an employee of a title agency who is at the same time licensed as a real estate broker, real estate agent, mortgage broker, or mortgage loan officer.
Forfeiture: 1,500; $1,250 suspended pending successful completion of probation
License Limitation: Probation 6 months

Extend Insurance Services, LLC DBA Towers Watson’s OneExchange: E-Case #3467: Order Effective April 23, 2014.
Violations: 31A-23a-302, R590-244-12 – Respondent demonstrated pattern over several years of failing to designate and terminate designations of producers conducting business on behalf of the agency.
Forfeiture: $10,000
License Limitation: 12 month probation

Infiniteam Insurance, Inc.: E-Case #3462; Order Effective: April 10, 2014.
Violations: 31A-23a-402.5 – Respondent solicited HR services at a discounted rate;
31A-23a-302, R590-244-12 – Respondent failed to timely designate and terminate designations of producers conducting business on behalf of the agency.
Forfeiture: $5,000
License Limitation: 12 months probation

Amigos Insurance Agency: E-Case #3394: Order effective April 10, 2014.
Violations: 31A-23a-103, 31A-23a-302 and 408, R590-244 – Failed to reappoint its producers following a lapse of their insurance license.
31A-23a-501 – Received non-commission compensation from insureds with regards to acts being provided in order to receive commission compensation
Forfeiture: $16,500
License Limitation: 24 months requiring every six months that Respondent will provide a record of the prior months’ operating and trust account and any other business account to the Department and subject to no-notice inspections from the Department

Mountain View Title & Escrow, Inc.: E-Case #3395; Order effective January 13, 2014.
Violations: 31A-23a-103; requirements of license, 31A-23a-302 – Agency designations;
31A-23a-406 – held construction funds for payout, 31A-23a-201 – unapproved forms;
31A-23a-409 filed rates; and R592-154-7 – failure to report a branch office. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed. Conducted title and escrow services without an active association, held construction funds for payout, used unapproved rates & forms.
Forfeiture: $10,500
License Limitation: 12 month probation

Forfeiture

Shanis Donald McClellan: E-Case #3516; Order effective November 15, 2014.
Violations: 31A-2-202 – Failed to timely file necessary reports with the commissioner.
Forfeiture: $500

Liberty Bail Bonds: E-Case #3558; Order effective December 30, 2014.
Violations: 31A-2-202 – Failed to timely file necessary reports with the commissioner
R590-186-5 – Failed to timely renew insurance license.
Forfeiture: $1,000

Scott L. Steinmetz: E-Case #3560; Order effective January 22, 2014.
Violation: 31A-23a-105(2)(a) and (b) – Respondent failed to report an administrative action taken by another regulatory agency in Utah within 30 days of the final disposition. Respondent was previously fined by the Department of Commerce.
Forfeiture: $500

Price Bail Bonds: E-Case #3556; Order effective December 15, 2014.
Violations: 31A-2-202 – Failed to timely file necessary reports with the commissioner; R590-186-5 – Failed to timely renew insurance license.
Forfeiture: $3,000
Limitations: 24 month probation

B & B Bail Bonds: E-Case #3557; Order effective December 22, 2014.
Violations: 31A-2-202 – Failed to file necessary reports with the commissioner; R590-186-5 – Failed to timely renew insurance license.
Forfeiture: $1,000

James Benjamin Harte: E-Case #3544; Order effective October 21, 2014.
Violation: 31A-2-202(4) – Failure to respond to an inquiry of the Commissioner. Respondent is order to respond within ten (10) days and failure to submit replacement fees for licensure.
Forfeiture: $500

Robert Pierce: E-Case #3551; Order effective December 30, 2014.
Violation: U.C.A. 31A-23a-105 – Failure to disclose on his Utah application that he had a FINRA action taken against him in 2011.
Forfeiture: $500

Roice Matthew Arnold: E-Case #3529; Order effective October 2, 2014.
Violations: 31A-23a-111(5)(b)(iv) and(xxi) – Failure to comply with order imposing child support.
Forfeiture: $500
License Limitation: 24 month probation. Forfeiture to be dismissed if Respondent satisfactorily completes probation.

Shawn A. Parker: E-Case #3533; Order effective September 11, 2014
Violation: 31A-2-202(4) – Failure to respond to an inquiry of the Commissioner. Respondent is order to respond within ten (10) days.
Forfeiture: $500

Tyler Odenweller: E-Case #3543; Order effective November 21, 2014.
Violation: 31A-23a-105 – Respondent failed to disclose an administrative action when applying for his non-resident producer license.
Forfeiture: $500

Sean Martin Lamb: E-Case #3541; Order effective October 21, 2014.
Violation: 31A-23a-105(2)(a)(C)(b)(ii)(II) – Failed to notify the Department of a pending criminal prosecution.
Forfeiture: $500

South Eastern Utah Title Company: E-Case #3535; Order effective October 20, 2014.
Violations: 31A-23a-103 – Requirements of license, and 31A-23a-302 – Agency
designations. Respondent failed to renew agency license and conducted title and escrow
services during the time license lapsed. Conducted title and escrow services without an
active association.
Forfeiture: $1,500

Vicki Boren Anderson: E-Case #3532; Order effective October 1, 2014.
Violation: 31A-23a-402 – Failed to use legal name on advertising materials and using a name other than full legal name as filed with the Department.
Forfeiture: $500

Lesley Ann Ulibarry: E-Case #3512; Order effective October 6, 2014.
Violations: 31A-2-405 – Dual licensing; and R592-5-4 – Filing requirements.
Respondent conducted two real estate closings while licensed as a Title & Escrow producer without seeking permission from the Insurance Commissioner.
License Limitation: 12 Month Supervised Probation
Forfeiture: $2,500

Artisan Title Insurance Agency, Inc.: E-Case #3528; Order effective August 29, 2014.
Violation: 31A-23a-413 – Failure to timely file the Annual and Controlled Business reports for calendar year 2013,
due April 30, 2014.
Forfeiture: $3,000

Affordable Insurance Agency: E-Case #3502; Order effective June 13, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $500

GM-Southwest Inc.: E-Case #3497; Order effective May 30, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $750

Bloom Health Insurance Agency: E-Case #3499; Order effective May 30, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $750

Beneration LLC: E-Case #3498; Order effective May 30, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $750

Southwest Business Corporation: E-Case #3495; Order effective September 5, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $750

Scott Barker: E-Case #3531; Order effective: September 30, 2014.
Violations: 31A-23a-409 – Trust obligation for money collected.
Limitation: 24 month probation
Forfeiture: $1,000

Artisan Title Insurance Agency, Inc.: E-Case #3527; Order effective August 29, 2014.
Violation: 31A-23a-413 – Failure to timely file the Annual and Controlled Business reports for calendar year 2013,
due April 30, 2014.
Forfeiture: $3,000

Education Resource Center: E-Case #3504; Order effective September 4, 2014.
Violations: R590-142-6 (1) – Control and reporting of credit hours. Respondent failed to
report completion of Continuing Education course within 14 days.
Forfeiture: $250

Magellan Title: E-Case #3511; Order effective September 8, 2014.
Violations: 31A-23a-103 – Requirements of license.
31A-23a-302 – Agency designations.
R592-6-4(13) – Unfair methods of competition. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed. Conducted title and escrow services without an active association. Paid salary to an active real estate agent while licensed as a Title Escrow Producer.
Forfeiture: $5,000

Hy and Mike’s Bail Bonding: E-Case #3522; Order effectiveAugust 25, 2014.
Violations: 31A-23a-302 – Failed to report a terminated designation.
31A-35-607 – Failed to file forms with the Commissioner.
Forfeiture: $5,500

Hudson Douglas Public Adjusters, LLC: E-Case #3490; Order effective July 15, 2014.
Violations: 31A-26-209, – Respondent was not licensed to conduct business in the State of Utah as a public adjuster.
31A-23a-402, – Respondent utilized its web site to advertise its services in Utah which were false and misleading by implying it was licensed in Utah.
Forfeiture: $5,000

Blue Mountain Insurance, Inc.: E-Case #3519; Order Effective: August 11, 2014.
Violations: 31A-23a-302 – Respondent demonstrated pattern over several years of failing to designate and terminate designations of producers conducting business on behalf of the agency.
31-1-23a-409 – Failed to establish and maintain a trust account and commingling trust monies with personal and business monies.
Limitation: 12 month probation
Forfeiture: $5,000

Network Adjusters, Inc./dba TCS-One: E-Case #3493; Order effective July 15, 2014.
Violation: 31A-25-201 and 31A-26-201 – Respondent conducted insurance business as a Third Party Administrator without a license, and used unlicensed adjusters in Utah.
Forfeiture: $4,000

Heritage Financial Place: E-Case #3456; Order effective July 11, 2014.
Violation: 31A-23a-301 – The agency acted as a producer without an agency license.
Forfeiture: $1,500

Preston B. Leonard II: E-Case #3489; Order effective June 20, 2014.
Violations: 31A-2-202 – For failure to accurately answer a question on license application regarding to termination for cause by carrier.
Forfeiture: $500

On Call International, LLC: E-Case #3496; Order effective May 30, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $750

Tumi Insurance Services: E-Case #3472; Order effective June 19, 2014.
Violations: 31A-23a-103 & 31A-23a-106 – Respondent was not licensed as a managing general agent in the State of Utah.
31A-23a-302 – Respondent failed to designate any individual or agents to act on the agency’s behalf in order for the licensee to do business in this state.
Forfeiture: $5,500

Samantha Spenny: E-Case #3494; Order effective May 29, 2014.
Violation: 31A-2-202(4) – Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $500

Tebbs Insurance Agency, Inc.: E-Case #3473; Order effective Jun 11, 2014.
Violation: 31A-23a-402 – Providing information that is false or misleading because it was incomplete.
Forfeiture: $7,500

Cobb, Daniel Partick: E-Case #3505; Order effective June 17, 2014.
Violation: 31A-2-202(4) – Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $500

Hermosillo, Mark: E-Case #3506; Order effective June 17, 2014.
Violation: 31A-2-202(4) – Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $500

AFS Insurance Services, Inc.: E-Case #3492; Order effective May 27, 2014.
Violation: 31A-2-202(4) – Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $250

Advanced Title Company, Inc.: E-Case #3465; Order effective June 9, 2014.
Violations: 31A-23a-103 – Conducted business without an active license.
31A-23a-302 – Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed. Conducted title and escrow services without an active association.
Forfeiture: $1,500

Title West: E-Case #3458; Order effective June 9, 2014.
Violations: 31A-23a-103 – Conducted business without an active license.
31A-23a-302 – Agency designations. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed. Conducted title and escrow services without an active association.
Forfeiture: $1,500

Academy Title fka Emery County Abstract & Title, Inc.: E-Case #3445; Order effective April 14, 2014.
Violation: R592-6-4(13) – Paying compensation to an employee of a title agency who is at the same time licensed as a real estate broker, real estate agent, mortgage broker, or mortgage loan officer.
License Limitation: Probation 6 months
Forfeiture: 1,500; $1,250 suspended pending successful completion of probation

NJ Pesci School of Insurance: E-Case #3464; Order effective May 6, 2014.
Violation: R590-142-6 Controls and Reporting of Credit Hours.
Forfeiture: $1,000

Trans Global Adjusting Corp.: E-Case #3463; Order effective May 5, 2014.
Violations: 31A-23a-103 & 31A-26-102: Respondent was not licensed in the State of Utah.
Forfeiture: $9,000

Extend Insurance Services, LLC DBA Towers Watson’s OneExchange: E-Case #3467: Order Effective April 23, 2014.
Violations: 31A-23a-302, R590-244-12 – Respondent demonstrated pattern over several years of failing to designate and terminate designations of producers conducting business on behalf of the agency.
Limitation: 12 month probation
Forfeiture: $10,000

Anthony Valenti: E-Case #3449; Order effective February 18, 2014.
Violation: 31A-2-202 – Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $250

Melissa Ann Vaught: E-Case #3447; Order effective March 11, 2014.
Violations: 31A-23a-105(2): Failure to report a criminal prosecution when applying for a resident producer license.
31A-23a-111(5): Provided information on the application that was incomplete or materially untrue.
Forfeiture: $500

Bartlett Title Insurance Agency, Inc.: E-Case #3454; Order effective April 14, 2014.
Violations: 31A-23a-103: Requirements of license, and 31A-23a-302 – Agency designations. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed. Conducted title and escrow services without an active association.
Forfeiture: $3,000

Coalition Title Agency: E-Case #3431; Order effective April 14, 2014.
Violations: 31A-23a-103: Requirements of license and 31A-23a-302 – Agency designations. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed. Conducted title and escrow services without an active association.
Forfeiture: $1,500

Box Elder Land Title Insurance Agency, Inc.: E-Case #3453; Order effective April 14, 2014.
Violations: 31A-23a-103: Requirements of license, and 31A-23a-302 – Agency designations. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed. Conducted title and escrow services without an active association.
Forfeiture: $1,500

Artisan Title Insurance Agency, Inc.: E-Case #3430; Order effective April 14, 2014.
Violation: 31A-19a-209: Special provisions for title insurance. Respondent failed to file escrow rates and conducted title and escrow business.
Forfeiture: $1,500

Infiniteam Insurance, Inc.: E-Case #3462; Order Effective: April 10, 2014.
Violations: 31A-23a-402.5: Respondent solicited HR services at a discounted rate;
31A-23a-302, R590-244-12: Respondent failed to timely designate and terminate designations of producers conducting business on behalf of the agency.
Limitation: 12 months probation
Forfeiture: $5,000

Amigos Insurance Agency: E-Case #3394: Order effective April 10, 2014.
Violations: 31A-23a-103, 31A-23a-302 and 408, R590-244: Failed to reappoint its producers following a lapse of their insurance license.
31A-23a-501: Received non-commission compensation from insureds with regards to acts to acts being provided in order to receive commission compensation
Forfeiture: $16,500
Limitations: 24 months requiring every six months that Respondent will provide a record of the prior months’ operating and trust account and any other business account to the Department and subject to no-notice inspections from the Department

B & B Bail Bonds: E-Case #3466; Order effective April 8, 2014.
Violations: 31A-35-602: Failed to notify the Commissioner of its new address within 20 days of an address change.
31A-35-607: Failed to file updated forms with the Commissioner within 30 days of a change in the forms.
Forfeiture: $1,750

Kevin Bates: E-Case #3442; Order effective March 26, 2014.
Violation: 31A-2-202: Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $500

Chyreisse Bullock: E-Case #3443; Order effective March 18, 2014.
Violations: 31A-2- 202 and 31A-23a-105: Failed to disclose criminal background on license application.
Forfeiture: $250

Bangerter Insurance, LLC: E-Case #3446; Order Effective: March 3-2014.
Violations: 31A-23a-115 – Appointment of individual and agency insurance producers, limited line producer, or managing general agent; 31A-23a-302 – Agency designations; R590-244 – Individual and Agency Licensing requirements.
Forfeiture: $1,000

Insure First Insurance Agency: E-Case #3439; Order effective February 18, 2014.
Violations: 31A-23a-103(c) – Respondent employed a producer after the producer’s license was revoked.
31A-23a-302(4) – Respondent failed to designate producers as agents of the Respondent and not all producers were licensed at the time in question.
Forfeiture: $4,000

Eagle Gate Title Insurance Agency, Inc.: E-Case #3404; Order effective January 13, 2014.
Violations: 31A-23a-103 – Requirements of license; and 31A-23a-302 – Agency designations. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed.
Conducted title and escrow services without an active association.
Forfeiture: $1,500

Keystone Title Insurance Agency, LLC: E-Case #3405; Order effective January 13, 2014.
Violations: 31A-23a-103: – Requirements of license and 31A-23a-302; Agency designations.
Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed.
Conducted title and escrow services without an active association.
Forfeiture: $1,500

Mountain View Title & Escrow, Inc.: E-Case #3395; Order effective January 13, 2014.
Violations: 31A-23a-103; requirements of license, 31A-23a-302 – Agency designations;
31A-23a-406 – held construction funds for payout, 31A-23a-201 – unapproved forms;
31A-23a-409 filed rates; and R592-154-7 – failure to report a branch office. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed. Conducted title and escrow services without an active association, held construction funds for payout, used unapproved rates & forms.
License Limitation: 12 month probation
Forfeiture: $10,500

License Surrendered

Justin Marc Taylor: E-Case #3540; Order effective October 23, 2014.
Violation: 31A-23a-107 – Taylor voluntarily surrendered his insurance license in lieu of the department taking administrative action against him for not meeting character requirements for holding an insurance license.
License Limitation: Surrendered in lieu of administrative action.

Adrian Rand Robison: E-Case #3392; Order effective: April 17, 2014.
Violations: 31A-23a-111(5)(b)(i)(xvii): Resident Producer License in Idaho was revoked by pleading guilty to mail fraud.
License Limitation: Surrendered in lieu of administrative action.

A. Russell Robison: E-Case #3393; Order effective April 17, 2014
Violations: 31A-23a-111(5)(b)(i)(xvii): Resident Producer License in Idaho was revoked after pleading guilty to one count of making and subscribing a false tax return.
License Limitation: Surrendered in Lieu of Administrative Action

Brian Young Horne: E-Case #3388; Order effective: January 28, 2014.
Violations: 31A-23a-111(5)(b)(ix): Providing information in license application that is incorrect, misleading, incomplete or untrue.
31A-23a-105(2) – Failed to report administrative action by another regulatory agent in the State of Utah.
License: Surrendered in Lieu of Administrative Action

License Denied

Jaqueline Ryser: E-Case #3667; Order effective August 4, 2014.
Violation: 31A-23a-111(5)(b)(iv) – Failure to pay a final judgment rendered against you in this state.
License Limitation: License denied

Donald Bradley Stonecipher: E-Case #3676; Order effective November 21, 2014.
Violations: 31A-23a-105(2)(b)&(c) – failure to report at the time of filing the license application an administrative action taken against you in another jurisdiction;
31A-23a-111(5)(b)(ix) – providing incorrect, misleading, incomplete, or materially untrue information in the license application;
31A-23a-111(5)(b)(i) – unqualified for a license.
License Limitation: License denied

Jeremy N. Alderman: E-Case #3674; Order effective November 21, 2014.
Violations: 31A-23a-105(2)(b)&(c) – Failure to report at the time of filing the license application a criminal prosecution taken against you;
31A-23a-111(5)(b)(ix) – providing incorrect, misleading, incomplete, or materially untrue information in the license application;
31A-23a-111(5)(b)(i) – unqualified for a license.
License Limitation: License denied

Travis Cheesman: E-Case #3643; Order effective May 15, 2014.
Violations: 31A-23a-107 – failure to meet the character requirements for licensing;
31A-23-111(5)(b)(i) – unqualified for license.
License Limitation: License denied

Jonathan K Black: E-Case #3642; Order effective June 5, 2014.
Violation: 31A-23a-111(5)(b)(iv) – failure to pay final judgment rendered against you in this state.
License Limitation: License denied

JJ Best Insurance Agency, Inc.: E-Case #3641; Order effective August 25, 2014.
Violations: 31A-23a-105(2)(b)&(c) – failure to report at the time of filing the license application an administrative action taken against you by another jurisdiction;
31A-23a-111(5)(b)(ix) – providing incorrect, misleading, incomplete, or materially untrue information on the license application;
31A-23a-103 – acting as a producer without a valid agency license.
License Limitation: License denied

Alfredo Vazquez: E-Case #3640; Order effective April 21, 2014.
Violations: 31A-23a-105(2)(b)&(c) – Failure to report at the time of filing the license application an administrative action taken against you;
31A-23a-111(5)(b)(ix) – providing incorrect, misleading, incomplete, or materially untrue information on the license application;
31A-23a-107 – failure to meet the character requirements for licensing;
31A-23a-111(5)(b)(i) – unqualified for license.
License Limitation: License denied

Troy Allen Dyches: E-Case #3639; Order effective October 23, 2014.
Violation: 31A-23a-111(5)(b)(iv) – failure to pay one or more final judgments rendered against you in this state.
License Limitation: License denied

HWM Title Insurance Agency, LLC: E-Case #3638; Order effective October 15, 2014.
Violation: 31A-23a-503(6) – An applicant for qualification as a title insurer, individual title insurance producer, or agency title insurance producer may not be granted a licensed if it reasonably appears that the expected realization of financial profit or gain to be derived in whole or in part from controlled business is or will be a substantial factor in the applicant’s plan of operation or in the ownership or acquisition of financial interests in the applicant by any person who refers the title business.
License Limitation: License denied

Christi Anne Sorrels: E-Case #3637; Order effective October 2, 2014.
Violations: 31A-23a-107 – failure to meet the character requirements for licensing.
31A-23a-111(5)(b)(i) – unqualified for license.
License Limitation: License denied

Alma Milford: E-Case #3635; Order effective September 2, 2014.
Violations: 31A-23a-105(2)(b)&(c) – Failure to report at the time of filing the license application a criminal prosecution taken against you;
31A-23a-111(5)(b)(xxi)) – Failure to comply with an administrative or court order imposing child support obligation;
31A-23a-111(5)(b)(ix) – Providing incorrect, misleading, incomplete, or materially untrue information on the license application;
31A-23a-107 – Failure to meet the character requirements for licensing;
31A-23-111(5)(b)(i) – Unqualified for license.
License Limitation: License denied

Markham L Caldwell: E-Case #3633; Order effective August 11, 2014.
Violations: 31A-23a-107 – Failure to meet the character requirements for licensing.
License Limitation: License denied

Kasey Chavez: E-Case #3632; Order effective June 25, 2014.
Violations: 31A-23a-105(2): Failure to report at the time of filing the license application a criminal prosecution taken you.
31A-23a-111(5)(b)(ix) – Providing incorrect, misleading, incomplete, or materially untrue information on the license application.
31A-23a-107 – Failure to meet the character requirements for licensing.
31A-23a-111(5)(b)(i) – Unqualified for license.
License Limitation: License denied

Brandon Tuttle: E-Case #3542; Order effective December 15, 2014.
Violations: 31A-23a-105(2)(b)&(c) – Failure to report at the time of filing the license application an administrative action taken against you by another jurisdiction.
31A-23a-107 – Failure to meet requirements for licensing.
31A-23a-111 (5)(b)(ix) – Providing incorrect, misleading, incomplete, or materially untrue information in the license application.
License Limitation: License denied

Christopher M. Facer: E-Case #3546; Order effective December 15, 2014.
Violations: 31A-23a-105(2) – Failure to report a criminal prosecution when applying for a resident producer license.
31A-23a-107 – Failure to meet the character requirements for licensing.
31A-23a-111(5) – Providing incorrect, misleading, incomplete, or materially untrue information in the license application.
License Limitation: License denied

Tamera Sawyer: E-Case #3539; Order effective December 15, 2014.
Violations: 31A-23a-105(2)(b)&(c) – Failure to report at the time of filing the license application an administrative action taken against you by another jurisdiction.
31A-23a-111(5)(b)(ix) – Providing incorrect, misleading, incomplete, or materially untrue information in the license application.
31A-23a-111 (5)(b)(xiv) – Convicted of a felony.
31A-23a-111 (5)(b)(i) – Unqualified for a license.
31A-23a-111 (5)(b)(xxiii) – Convicted of a felony involving dishonesty.
License Limitation: License denied

Daniel W. Griggs: E-Case #3509; Order effective October 20, 2014.
Violation: 31A-23a-111(5) – Failure to pay an outstanding judgment within 60 days of the entry of the judgment.
License status: License denied

Gary Crosgrove: E-Case #3451; Order effective June 27, 2014.
Violations: 31A-23a-107(2) – Failure to meet character requirements for licensing.
31A-23a-111(5)(b)(i)) – Unqualified for license
License Limitation: License denied

Dienisha Wright: E-Case #3450; Order effective June 27, 2014.
Violations: 31A-23a-107(2) – Failure to meet character requirements for licensing.
31A-23a-111(5)(b)(i)) – Unqualified for license.
31A-23a-111(5)(b)(iv) – Failure to pay final judgment.
License Limitation: License denied

Laramie Gene Brinker Demott: E-Case #3474; Order effective June 27, 2014.
Violations: 31A-23a-107(2) – Failure to meet character requirements for licensing.
31A-23a-111(5)(b)(xxi)) – Failure to comply with order imposing child support.
License Limitation: License denied

Staheli, Maegan E: E-Case #3461; Order effective May 7, 2014.
Violations: 31A-23a-107 – Failed to meet the character requirements for licensing.
31A-23a-111(5)(b)(i) – Unqualified for a license.
31A-23a-111(5)(b)(iv) – Failure to pay final judgment.
31A-23a-111(5)(b)(xiv) – Convicted of a felony.
License Limitation: License denied

Tom Pitcher: E-Case #3444; Order effective: March 5, 2014
Violations: 31A-23a-105(2) – Failed to report administrative action by another regulatory agency in the State of Utah.
31A-23a-111(5)(b)(ix) – Provided information in license application that was incorrect, misleading, incomplete or untrue.
31A-23a-111(5)(b)(i) – Respondent is unqualified for a license.
31A-23a-111(5)(b)(xxii) – Failed to pay state income tax, or comply with an administrative or court order directing payment of state income tax.
Limitation: Denied

Jamie Kinyon: E-Case #3396; Order effective January 23, 2014.
Violations: 31A-23a-107 – Failed to meet the character requirements for licensing;
31A-23a-111(5)(b)(iv) – Failure to pay final judgment; and
31A-23a-111(5)(b)(i) – Is unqualified for a license.
License Limitation: License denied

Michael R. Clarke: E-Case #3377; Order effective January 9, 2014.
Violation: 31A-23a-107 – Failure to meet the character requirements.
License Limitation: License denied

Thomas Matthew Shoemake: E-Case #3384; Order effective January 9, 2014.
Violation: 31A-23a-107 – Failure to meet the character requirements.
License Limitation: License denied

Public Letter of Admonition

Christine Stephens: I-Case #64578; Dated December 23, 2014.
Violations: 31A-23a-107 – Failing to safeguard against unauthorized use of the licensees name (license) and the agency name (license) in connection with an event of a client.
Public Letter of Admonition

Susan Gallegos: I-Case #64579; Dated December 23, 2014.
Violations: 31A-23a-107 – Failing to safeguard against unauthorized use of the licensees name (license) and the agency name (license) in connection with an event of a client.
Public Letter of Admonition

Angie D. Flint: I-Case #64580; Dated December 23, 2014.
Violations: 31A-23a-107 – Failing to safeguard against unauthorized use of the licensees name (license) and the agency name (license) in connection with an event of a client.
Public Letter of Admonition

Lenders Risk Management, Inc.: I Case #63576; Dated April 14, 2014.
Violations: 31A-23a-105 – Failure to disclose an administrative action on license application.
Public Letter of Admonition

TAG Insurance: I-Case #62670; Dated February 12, 2014.
Violations: Acting or using an agency name without being licensed:
R-590-154 – Unfair Marketing Practices Rule;
R590-154-7 – Sale, Solicitation, or Negotiation of Insurance.
Public Letter of Admonition

Laurie E. Engle: I-Case #62947; Dated February 3, 2014.
Violations: Conducted services as a Notary Public in violation of:
31A-23a-103(1)(a)&(b) – Utilized the services of an unlicensed individual. A license must include at least one license type and one line of authority pertaining to that license type.
31A-23a-402(1)(a)(i) – Used advertising that would cause a Utah consumer to reasonably believe that the insurance product was state approved and from a governmental agency.
R590-130-6 – Used words or phrases in advertisements that were misleading and deceiving to the general public.
Public Letter of Admonition