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Utah Insurance

The Role of the Export List

The export list is not exclusionary. It does not affect what may or may not be placed through surplus lines insurers. It is a procedural tool. For those items on the list, some of the procedures for surplus lines placements are eliminated — simplifying the process. If a coverage or class is included on this list, the diligent search of admitted insurers is not required. If a coverage or class is not included on the list, the normal diligent search will still be necessary.

It is not the role of the export list to include every possible surplus lines exposure. Its role is to list the obvious coverages and classes that in almost every case will only be written by a surplus lines company. If a coverage or exposure is not on the list, it may still be written through surplus lines if the procedures included in Rule R590-171 are followed.

EXPORT LIST — Effective April 2016

General Liability

Code Category
0401 Adult day care centers
0402 Air meets – spectator liability
0464 Alcohol/drug rehabilitation – centers/programs
0403 Amusement rides/devices 
0404 Amusement parks/carnivals 
0405 Anhydrous ammonia dealers/haulers/applicators (fertilizer/herbicide/pesticide) 
0406 Animal rides/racing 
0407 Applicators – chemical 
0408 Athletic camps – short term 
0465 Automobile wrecking yards 
0409 Blasting contractors 
04027 Boiler installation & service 
0410 Building demolition 
0411 Building moving 
0467 Carriage rides (horse drawn) 
0412 Child day care centers 
0494 Collection agency 
04019 Computer software development
0489 Courier service 
0468 Crane rental 
04020 Dance/gymnastics studios 
0413 Detective agencies (with firearms) 
0414 Developmentally disabled day care centers 
04028 Driving school 
0464 Drug/alcohol rehabilitation – centers/programs 
0415 Dude ranches
04035 EFIS contractors 
0495 Employment agencies – temporary 
0416 Employment practices liability (discrimination/harassment/ADA violations/wrongful termination/sexual abuse) – monoline 
0417 Environmental impairment – pollution
0418 Environmental remediation 
0419 Excess limits 
0420 Exhibitions/concerts 
0421 Fairgrounds/fairs 
0422 Firearms liability – gunsmithing 
0423 Fire suppression systems/alarm systems – installation/service contractors   
04022 Foodborne illness   
0469 Fraternities
0431 Freight handlers (lumpers)
04021 Freight forwarders
0424 Fuel tank testers
0470 Furniture repair/woodworking operations 
0474 Garage service risk 
0498 Garbage collection 
0496 General contractors (residential) 
0471 Go-cart tracks 
04010 Gravel pit 
0427 Group homes 
0444 Habitational (apartments, condominiums, residential) prior to 1980 
0466 Habitational materials – manufacturers 
0428 Health/exercise club/spa/fitness centers liability 
04015 Home health care/hospice care 
0482 Homeowners’ association (developer controlled) 
0472 Horse boarding/stables 
0429 Horse shows 
04017 Hunting liability
04026 Irrigation/water companies 
0483 Karate school 
0432 Liquor liability – monoline
0433 Loggers property damage liability 
0434 Mining – contractors 
0490 Mobile home parks 
0474 Motorized vehicle repair shops 
0435 New products general liability 
0473 New ventures – no experience and no prior insurance 
0497 Nursing homes 
0436 Outfitters/guides/whitewater rafters 
0430 Paint remediation/removal 
0484 Pawn shop 
04036 Pet rescue/adoption 
0437 Pollution/contamination 
0438 Private investigators (with firearms) 
04018 Products manufactured overseas 
0488 Pushcart vendors 
04010 Quarries 
0499 Railroad protective 
0439 Rafting – whitewater 
0476 Real estate development/vacant land 
0440 Recreational vehicles/ATVs/jetskis/snowmobiles/bicycles – daily rental 
0477 Recycling centers 
0478 Residential care facility/retirement home 
0441 Rodeos 
0442 Roofers
04029 Scaffolding contractors 
0443 Security guards (with firearms) 
0479 Shooting ranges 
0445 Skating rinks – roller/ice/skateboard/rollerblade 
0446 Slides – giant/super/mountain/water 
04023 Slaughter houses 
0480 Snow removal (part-time independent contractors)
0447 Snow ski operations 
0448 Spectator liability 
04011 Special events 
04031 Steel erectors 
0449 Tanning salons 
04013 Tattoo parlors/body piercing 
0485 Tavern/bar/private club
0486 Tire recapping
0463 Toy manufacturing 
04014 Traffic control/barricades/signals 
0492 Tree trimming 
0493 Truckers – monoline GL 
0450 Tunneling 
0451 Vacant buildings 
0452 Welding operations – monoline 
0475 Window washers 
0470 Woodworking operations 

Products/Completed Operations

Code Category
0453 Aircraft and aircraft parts manufacturing
0454 Ammunition reloading
0403 Amusement rides/devices – manufacturing/installation/repair 
04032 Auto parts manufacturing 
04024 Chemical manufacturing/sales 
0455 Discontinued products 
04025 Elevator sales/distribution or installation 
0456 Explosives manufacturing 
04016 Fiberglass products manufacturing 
0422 Firearms
0400 Fitness/health & exercise equipment
0424 Fuel tank testers
0466 Habitational materials – manufacturers
0457 Heavy equipment manufacturing/repair
0458 Infant furniture manufacturing
04033 Infant products manufacturing (other than clothes)
0459 Medical equipment/products manufacturing
04034 Nutraceuticals manufacturing
0460 Pharmaceutical manufacturers/distributors
0461 Playground equipment – manufacturing/installation/repair
0462 Product recall
0442 Roofers
0485 Tavern/bar/private club
0486 Tire recapping
04027 Tow hitch manufacturing
0463 Toy manufacturing
0487 Vitamin manufacturing/distribution

Professional Liability (including Errors & Omissions)

Code Category
0501 Accountants – doing SEC work
0502 Actuaries
0503 Ambulance personnel/EMT – monoline
0543 Appraisers
0504 Architects
0505 Auctioneers
0506 Blood/plasma banks
0507 Chiropodists/podiatrists
0508 Chiropractors
0509 Clinical laboratories
0510 Collection for drug testing
0533 Computer consultants
0552 Computer software development contractors
0534 Counseling programs
0538 Cyber liability 
0511 Directors and officers liability 
0513 Employment practices liability – monoline 
0504 Engineers and architects 
0514 Environmental consultants 
0516 Foster care agencies 
0541 Freight forwarders 
0517 Healing arts 
0560 Health and beauty 
0518 Insurance agents and brokers 
0519 Investment advisors 
0535 Lawyers 
0520 Midwives 
0521 Medical labs/blood labs 
0540 Medical malpractice 
0522 Mortgage brokers/bankers 
0539 Nursing homes 
0523 Police officers 
0524 Psychologists/sociologists/counselors 
0525 Property management 
0526 Public officials 
0537 Real estate agents 
0527 Real estate appraisers 
0528 Residential home inspectors 
0529 Shelters – social service 
0530 Social service agencies 
0531 Surveyors 
0512 Testing laboratories 
0536 Title and escrow insurance agents 
0542 Travel agents 
0532 X-ray specialists/technicians 

Automobile Liability

Code Category
0111 Ambulance service
0112 Bus or livery
0113 Butane/propane hauling
0132 Contingent truck liability
0133 Drive away coverage
0114 Driving school
0115 Excess limits
0116 Explosive hauling
0128 Long haul trucking – fleet/non-fleet
0117 Go-carts/midget autos
0134 HAZMAT
0126 Home delivery (i.e. pizza)
0129 Non-owned auto and/or hired auto – monoline
0118 Private patrol services
0119 Racing
0120 Rental – daily/short-term/u-drive
0135 Repossessors
0121 Senior citizen transportation
0122 Taxicabs
0127 Tow truck operations
0123 Used automobile dealers
0136 Valet service

Automobile Physical Damage

Code Category
0113 Butate/propane hauling
0132  Contingent liability
0137  Drive away coverage
0130  Fleet – monoline
0124  Motor homes – leased short-term
0125  Logging trucks
0131 Long-haul trucks – fleet/non-fleet
0119 Racing
0120 Rental – daily/short-term/u-drive
0127 Tow truck operations
0123 Used automobile dealers

Aviation Liability

Code Category
0201 Air ambulance
0202 Air meet liability
0203 Antique aircraft
0204 Balloon – hot air/gas
0205 Charter services
0206 Chemical spray and/or drift
0207 Excess limits
0208 Experimental aircraft
0209 Flight training
0210 Gliders – commercial
0211 Hanger-keepers legal liability
0212 Helicopters
0213 Parachute clubs and skydiving
0214 Racing
0215 Skyjack
0216 Slung cargo
0217 UAV – unmanned aerial vehicle (drone)

Fire & Allied Lines

Code Category
0310 Amusement rides/devices
0311 Amusement parks/carnivals
0312 Bars/taverns/private club
0335 Collection agency
0313 Difference-in-conditions – commercial risks
0314 Difference-in-conditions – personal risks
0315 Earthquake
0316 Explosive manufacturing/storage/sales
0323 Fraternity house
0324 Furniture repair/woodworking operations (no dust collecting systems)
0317 Greenhouses – wind and hail
0318 Nuclear energy property
0325 Older buildings (build prior to 1980)
0319 Restaurants – without automatic fire supression system
0320 Sawmills
0321 Unprotected seasonal operations
0322 Vacant buildings

Inland Marine

Code Category
0338 Auto haulers
0330  Boats/house boat – multiple owners 
0331  Bridges 
0337  Contingent cargo 
0332  Jewelers block 
0326  Mining and/or underground equipment 
0327 Motorboats – high-powered/high-speed 
0336  Motor truck cargo – new venture 
0334  Riggers/on-hook 
0328 Tunneling equipment
0339 Warehousemen’s legal
0329 Water pumping equipment – electrical/agricultural

Personal Lines Coverage

Code Category
0610 Difference-in-conditions coverage – homeowners
0611  Dwelling fire – vacant/tenant occupied/over 25 years old
0612  Personal umbrella – excess of $5 million
0613 Recreational vehicles – excess limits
0615 Renters insurance for military housing
0614 Three-wheel ATVs
0616 Unprotected dwellings such as 8, 9 & 10 protection class

Miscellaneous Special Lines

Code Category
0710 Asbestos – all coverages
0711 Explosive manufacturing/sales/storage/transport
0713 International exposures
0714 Kidnap/ransom
0715 Mortality – livestock and pets
0716 Oil and gas – all coverages
0717 Patent infringement
0712 Prize indemnification (i.e. hole-in-one insurance)
0719 Rain insurance
0720 Short-term events
0721 Tenants discrimination liability
0723 Terrorism
0722 Worldwide major medical