Auto Insurance

All automobiles in Utah are required to be covered by at least bodily injury and property damage liability insurance coverage. Other options include comprehensive coverage, personal injury, uninsured driver, and other endorsements that cover different risks.

In addition to automobile coverages, this section includes information about coverage for recreational vehicles, GAP coverage, etc.

You can also find tips about what to do if you need to make a claim on your policy, how to prevent auto theft, and other car-related topics.

Note that personal and financial situations change over time. Review your policies with your insurance professional to ensure your needs are met.

Contact the Division

Can't find what you're looking for? Contact the division directly via phone or email.
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10 Things To Know

Get the ten most helpful tips and tricks before buying auto insurance.
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After An Accident

Get the general guidelines to follow after being involved in an auto accident.
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Insurance Comparison Reports

For comparison reports, please visit our Forms page and use the filters.
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Auto Accident Property Damage

Understanding the legislation passed in 2013 regarding auto accidents and small claims court.
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Auto Claims

This information applies to claims occurring in Utah and involving Utah residents.
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Business Use of Your Auto

Using your vehicle for your business, deliveries, or for other work reasons? Make sure your policy covers you.
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Filing with the Other Party's Insurance

After an auto accident, one of the first things you may have to do is file an insurance claim for damages.
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GAP Waiver & Insurance

Learn more about Guaranteed Asset Protection (GAP) waivers.
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A glossary of commonly used terms in auto insurance.
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Outdoor Recreation & Insurance

Assess insurance needs for the property you own, rent, or borrow when enjoying the great outdoors.
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Preventing Auto Theft

Law enforcement agencies have helped bring auto theft down about 5 percent nationally.
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Insuring Your Teen Driver

Insuring a teen driver is an additional cost for many parents.
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Rental Car Coverage

Drivers should educate themselves before they reach the auto rental counter.
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Disclaimer – Links to Other Websites
As a convenience to our users, the Utah Insurance Department offers links to certain websites created and maintained by other public and/or private entities. The Department has no control over linked sites and cannot guarantee, or be held responsible for materials found on any non-departmental site. A link to another website is NOT a Department endorsement of that site.