Credit Life & Health
Filing instructions
General statement
The Utah statutory provisions for filing insurance policy forms, rates, and rating plans vary by type and line of insurance. Refer to the “Filing Procedure Instructions” section included in the appropriate rules and bulletins listed below.
Filing electronically
Effective July 1, 2007, the Utah Insurance Department will only accept electronic filings. All filers, except those specifically exempted in Bulletin 2007-3, must file using SERFF.
Filing submission rule
- Rule R590-228: Submission of Credit Life and Credit Accident & Health Insurance Form & Rate Filings
Credit content standards
Content standards are now available for insurers to use as a resource when preparing credit life insurance and credit accident and health insurance rates and forms for filing in Utah. The standards are a compilation of Utah insurance code and rule requirements for provisions in credit life insurance and credit accident and health insurance policies.
These standards are not intended to be all-inclusive. Insurers must refer to the specific code and rule citations for the complete references. As required by Utah Code 31A-21-201(2), the insurer is responsible for assuring that forms and rates submitted comply with Utah Insurance Code and Rules.