Auto Claims Information

Claims Related Laws and Rules – Property and Casualty

This information applies to claims occurring in Utah and involving Utah residents.

Laws

The insurance laws listed are not meant to be inclusive of all claims related property & casualty insurance statutes.

• 31A-19a-212 Premium increases prohibited for certain claims or inquiries
• 31A-21-104 Insurable interest and consent – Scope
• 31A-21-202 Explicit approval required
• 31A-21-307 Other insurance
• 31A-21-308 Limitations on loss to be borne by insurer
• 31A-21-312 Notice and proof of loss
• 31A-21-313 Limitation of actions
• 31A-21-314 Prohibited provisions
• 31A-22-319 Prohibition on insurer requiring certain parts – Disclosure (Aftermarket crash parts). Other related statutes include:
  • 31A-22-316 Title
  • 31A-22-317 Definitions
  • 31A-22-318 Identification
• 31A-22-321 Use of arbitration in third party motor vehicle accident cases
• 31A-26-103 Workers’ compensation claims
• 31A-26-301 Timely payment of claims
• 31A-26-303 Unfair claim settlement practices
• 31A-26-305 Request for accepted check
• 31A-26-307 Claim reports to commissioner
• 31A-26-308 Settlement of liability insurance claim not admission of liability

A complete list of Utah’s insurance laws can be found on our Current Rules page.

Rules

R590-190 Unfair Property, Liability and Title Claims Settlement Practices. This includes auto, homeowner and business policies.

Find insurance information for other states by visiting the NAIC’s State Map.