Bulletins
This page contains the bulletins and orders issued by the commissioner in regulating the insurance industry.
- Bulletins are informational and provide guidance about how the Department enforces the Title 31A, Insurance Code.
- Orders of the Commissioner have the force of law. They provide additional requirements and guidance for licensees to follow.
You can filter the database using the dropdown menus, or search for part of a file name. Please note that you can select more than one option in the filters.
| Document | Description | Category | Year | Notes and attachments |
|---|---|---|---|---|
| 2024-11 | Filing a Complaint Against Another Title Licensee | Title | 2024 | Title Complaint Form (Agency/Agent) |
| 2024-10 | Title Licensees' Questions Regarding Rule R592-6 | Title | 2024 | |
| 2024-9 | Motorboat Reporting Requirement in HB 184 | Property & Casualty | 2024 | |
| 2024-8 | Short-Term Limited Duration Insurance and Fixed Indemnity Excepted Benefits Coverage | Health | 2024 | |
| 2024-7 | Communicating With Policyholders About Premium Increases | Property & Casualty | 2024 | |
| 2024-6 | PY2025 Health Benefit Plan and Stand-Alone Dental Plan Filing Requirements | Health, Health Reform | 2024 | |
| 2024-5 | Calendar Year 2025 Insulin Prescription Caps | Health, Health Reform | 2024 | |
| 2024-4 | Cyberattack on Change Healthcare | Health | 2024 | |
| 2024-3 | Insurance Department’s Duty to Suspend a License for Not Paying a Forfeiture Judgment | Bail Bond | 2024 | |
| 2024-2(a) | Clarification on Bulletin 2024-2 | Title | 2024 | |
| 2024-2 | Application of Title Insurance Laws to Affiliated Title Insurance Businesses | Title | 2024 | |
| 2024-1 | Reporting Motor Vehicle Policies to Insure-Rite | Property & Casualty | 2024 | |
| 2023-6 | Duty to Give Notice of Termination for Cause | Title | 2023 | |
| 2023-5 | Large Employer Health Benefit Plan Report | Health | 2023 | |
| 2023-4 | PY2024 Health Benefit Plan and Stand-Alone Dental Plan Filing Requirements | Health, Health Reform | 2023 | |
| 2023-3 | Calendar Year 2024 Insulin Prescription Caps | Health, Health Reform | 2023 | |
| 2023-2 | Settling Loans That Utilize an Attorney Opinion Letter | Title | 2023 | |
| 2023-1(a) | Health Insurance Identification Cards | Health | 2023 | Health Identification Card Standard v1.2 |
| 2023-1: | Health Insurance Identification Cards | 2023 | SUPERSEDED BY 2023-1(a) | |
| 2022-5 | Required Appointments and Designations | All | 2022 | |
| 2022-4 | Requesting Exemption from the Requirements of a Principle-Based Valuation | Life | 2022 | Life PBR Statement of Exemption |
| 2022-3(a) | PY2023 Health Benefit Plan and Stand-Alone Dental Plan Filing Requirements | Health, Health Reform | 2022 | |
| 2022-3 | PY2023 Health Benefit Plan and Stand-Alone Dental Plan Filing Requirements | 2022 | SUPERSEDED BY 2022-3(a) | |
| 2022-2 | Patient Protection Against Surprise Billing Notice | Health, Health Reform | 2022 | Your Rights and Protections Against Surprise Medical Bills |
| 2022-1 | Calendar Year 2023 Insulin Prescription Caps | Health, Health Reform | 2022 | |
| 2021-4 | Calendar Year 2022 Insulin Prescription Caps | Health, Health Reform | 2021 | |
| 2021-3(a) | Proof of Delivery for Termination of Life Insurance | Life | 2021 | |
| 2021-3 | Proof of Delivery for Termination of Life Insurance | 2021 | SUPERSEDED BY 2021-3(a) | |
| 2021-2 | PY2022 Health Benefit Plan and Stand-Alone Dental Plan Filing Requirements | Health, Health Reform | 2021 | |
| 2021-1 | Coverage for COVID-19 Testing and Vaccination | Health, Health Reform | 2021 | |
| 2020-17 | Filing Procedures for Compliance with the Provisions of the Terrorism Risk Insurance Program Reauthorization Act of 2019 | Property & Casualty | 2020 | Policyholder Notice of Terrorism Insurance Coverage Disclosures #1 and #2 |
| 2020-16 | Coverage for COVID-19 Testing | 2020 | SUPERSEDED BY 2021-1 | |
| 2020-15 | Types of Service Contracts to be Filed | Service Contract Providers | 2020 | |
| 2020-14 | Using Raffles in Marketing Non-Title Insurance Products | All | 2020 | |
| 2020-13 | Coverage for COVID-19 Testing | 2020 | SUPERSEDED BY 2020-16 | |
| 2020-12 | Requesting Exemption from the Requirements of a Principle-Based Valuation | 2020 | SUPERSEDED BY 2022-4 | |
| 2020-11 | Telehealth Considerations and R590-267, Personal Injury Protection Relative Value Study Rule | Health, Property & Casualty | 2020 | |
| 2020-10(b) | Utah Code Section 31A-48-103 – Pharmacy Drug Manufacturer and Health Insurer Reporting | Health, Pharmacy Drug Manufacturers | 2020 | Pharmacy Drug Manufacturer Registration Form |
| 2020-10(a) | Utah Code Section 31A-48-103 – Pharmacy Drug Manufacturer Reporting | 2020 | SUPERSEDED BY 2020-10(b) | |
| 2020-10 | Utah Code Section 31A-47-103 – Pharmacy Drug Manufacturer Reporting | 2020 | SUPERSEDED BY 2020-10(a) | |
| Order 2020-3 | Amended Order Eliminating Application Process for Issuing a Temporary Resident Individual Producer License | All | 2020 | Order of the Commissioner |
| 2020-9 | Utah Mental Health and Substance Abuse Parity Attestation | Health | 2020 | Utah Mental Health and Substance Abuse Parity Attestation |
| Order 2020-2 | Order Eliminating Application Process for Issuing a Temporary Resident Individual Producer License | 2020 | SUPERSEDED BY ORDER 2020-3 | |
| 2020-8 | Suspension of Enforcement of Utah’s Vehicle, Vessel, and Trailer Registration Laws | Property & Casualty | 2020 | |
| Order 2020-1 | Order Establishing Standards for Obtaining and a Process for Issuing a Temporary Resident Individual Producer License | All | 2020 | Order of the Commissioner |
| 2020-7 | Plan Year 2021 Filing Requirements for Health Benefit Plans and Stand-Alone Dental Plans | Health, Health Reform | 2020 | 2021 Plan Year Rate Filing Submission Requirements for Health Benefit Plans. As required by Utah Code 31A-22-626(10) the cost of insulin under the Utah Insulin Savings Program is provided at www.utahinsulin.net. |
| 2020-6 | Complying with Regulatory Requirements During the Public Health Emergency | All | 2020 | |
| 2020-5 | Opioid Prescribing Policy Reporting | Health, Workers Compensation | 2020 | REPEALED |
| 2020-4 | Helping Clients and Finding New Opportunities in Coronavirus Changes | Property & Casualty | 2020 | |
| 2020-3 | Premium Holiday for Employers that have Closed Due to the Coronavirus but Continue to Pay Employees | Workers Compensation | 2020 | |
| 2020-2 | Guidance for Business Interruption Claims Related to COVID-19 or the March 18 Earthquake | Property & Casualty | 2020 | |
| 2020-1 | Coverage for COVID-19 | Health | 2020 | |
| 2019-3 | Suggested Framework for Corporate Governance Annual Disclosures | All | 2019 | |
| 2019-2 | Laws that are Unaffected by the Passage of Senate Bill 121 | 2019 | SUPERSEDED BY 2024-2 | |
| 2019-1 | Plan Year 2020 Filing Requirements for Health Benefit Plans and Stand-Alone Dental Plans | Health, Health Reform | 2019 | |
| 2018-5 | Association Health Plans | Health | 2018 | |
| 2018-4 | Premium Increases Prohibited for Certain Claims or Inquiries | Property & Casualty | 2018 | |
| 2018-3 | Application and Renewal Fee Exemption for Certain Military Individuals and Spouses | All | 2018 | |
| 2018-2 | Health Benefit Plan and Stand-Alone Dental Plan Filing Requirements for 2019 Plan Year | Health, Health Reform | 2018 | |
| 2018-1 | Producer Compensation | Health | 2018 | |
| 2017-4 | Title Insurance Industry Receipt and Disbursement of Earnest Money | Title | 2017 | ULTA’s Joint Escrow Instructions Regarding Earnest Money. ULTA’s Release of Earnest Money Agreement |
| 2017-3 | Opioid Prescribing Policy Reporting | 2017 | SUPERSEDED BY 2020-5 | |
| 2017-2 | Submission of Rate Service Organization Informational Filings | Property & Casualty | 2017 | |
| 2017-1(a) | 2018 Plan Year Requirements for Health Benefit Plan and Stand-Alone Dental Plan Filings Subject to PPACA | Health, Health Reform | 2017 | Market Stabilization regulation has prompted 3 changes to Bulletin 2017-1: Network Adequacy — All insurers shall make their access plan and criteria available, upon request, to the Department, to demonstrate the insurer has standards and procedures in place to maintain an adequate network, pursuant to UCA § 31A-2-202. Actuarial Values — The AV de minimus range for metal levels is a variation of -4/+2 other than expanded bronze plans which have a de minimus of -4/+5. Expanded Bronze Plans — Justification and documentation shall be disclosed in the actuarial memorandum on reasonableness and soundness. NOTICE: 2018 Plan Year Rate Filing Submission Requirements for Individual Health Benefit Plans |
| 2017-1: | 2018 Plan Year Requirements for Health Benefit Plan and Stand-Alone Dental Plan Filings Subject to PPACA | 2017 | SUPERSEDED BY 2017-1(a) | |
| 2016-5 | Cash Bail | Bail Bond | 2016 | |
| 2016-4 | Small Employer Participation Requirements | Health, Health Reform | 2016 | |
| 2016-3 | Surplus Lines Premium Tax and Filing Guidance | Surplus Lines | 2016 | |
| 2016-2(a) | Extension of Transitional PPACA Plans | Health, Health Reform | 2016 | |
| 2016-2 | Extension of Transitional PPACA Plans | 2016 | SUPERSEDED BY 2016-2(a) | |
| 2016-1 | 2017 Plan Year Requirements for Health Benefit Plan and Stand-Alone Dental Plan Filings Subject to PPACA | Health, Health Reform | 2015 | |
| 2015-11 | Requirements for Tobacco Cessation | Health, Health Reform | 2015 | |
| 2015-10 | R592-6 Unfair Inducements and Marketing Practices in Obtaining Title Insurance Business | Title | 2015 | |
| 2015-9 | Employer Definitions Effective January 1, 2016 | Health, Health Reform | 2015 | |
| 2015-8 | Inducement/Anti-Rebating Statute Updates (UCA 31A-23a-402.5) | All | 2015 | |
| 2015-7 | Filing Notice of Trial de Novo Required by UCA 31A-22-321 | Property & Casualty | 2015 | |
| 2015-6 | Requirements for Hospital Indemnity and Other Fixed Indemnity Policies Sold in the Individual Market | 2015 | REPEALED | |
| 2015-5 | PPACA Transitional and Early Renewal of Small and Large Employer Groups | 2015 | SUPERSEDED BY 2016-2 | |
| 2015-4 | Small Employer Composite Rating - 2014 PPACA Compliant Health Benefit Plans | Health, Health Reform | 2015 | |
| 2015-3 | Submitting Quarterly Changes for Small Employer 2014 PPACA Compliant Health Benefit Plans and Stand-Alone Dental Plans | Health, Health Reform | 2015 | |
| 2015-2 | 2016 Plan Year Requirements for Health Benefit Plans and Stand-Alone Dental Plan Filings Subject to PPACA | Health, Health Reform | 2015 | |
| 2015-1 | Filing Procedures For Compliance With The Provisions of The Terrorism Risk Insurance Program Reauthorization Act of 2015 | Property & Casualty | 2015 | SUPERSEDED BY 2020-17 |
| 2014-7 | Suitability Standards | Life, Health | 2014 | |
| 2014-6 | Required Retention of Title and Escrow Records Pursuant to 31A-20-110 and 31A-23a-412 | Title | 2014 | |
| 2014-5 | Surplus Lines Insurance Amendments Bill, 2014 Legislative Session (HB129) | Surplus Lines | 2014 | |
| 2014-4 | Rebating Commission Compensation and Fair Market Value | 2014 | SUPERSEDED BY 2015-8 | |
| 2014-3(a) | Health Benefit Plan and Stand-Alone Dental Plan Filings for 2015 Plan Year | Health, Health Reform | 2014 | |
| 2014-2(a) | Submitting Quarterly Changes for Small Employer Non-Grandfathered Health Benefit Plans and Stand-Alone Dental Plans | 2014 | SUPERSEDED BY 2015-3 | |
| 2014-1 | Prohibited Bail Bond Solicitations | Bail Bond | 2014 | |
| 2013-9 | Guidance for Filing Regulatory Asset Adequacy Issues Summaries | Life | 2013 | |
| 2013-8 | U.C.A. 31A-22-307(1)(c) – Personal Injury Protection Coverage Funeral Burial or Cremation Benefits | Property & Casualty | 2013 | |
| 2013-7 | Coverage for Participation in Approved Clinical Trials | Health | 2013 | |
| 2013-6 | Escrow Rates and Fees | Title | 2013 | |
| 2013-5 | Inducements in Connection with the Quote, Sale, Continuation, or Termination of an Insurance Contract | 2013 | SUPERSEDED BY 2015-8 | |
| 2013-4(a) | Health Benefit Plan Market Transition | Health | 2013 | Small Employer Transition should refer to 2016-2(a) |
| 2013-3 | Individual and Dealership Requirement of Limited Line Licenses for Optional Vehicle Related Insurance Products | Property & Casualty | 2013 | |
| 2013-2 | New Actuarial Filing for Property & Casualty Insurers & Related Confidentiality Provisions | Property & Casualty | 2013 | |
| 2013-1: | New Actuarial Filing for Life and Fraternal Insurers | Life, Fraternal | 2013 | |
| 2012-7 | Issuance of Certificates of Insurance | Property & Casualty | 2012 | |
| 2012-6 | Immigration Bonds | Bail Bond | 2012 | |
| 2012-5 | ACA Required Summary of Benefits and Coverage (SBS) and Uniform Glossary | Health, Health Reform | 2012 | |
| 2012-4 | Filing Changes on Multi-State Risk Policies for Surplus Lines Clearinghouse | Surplus Lines | 2012 | |
| 2012-3 | Requirements for Agency and Consultant Licenses | All | 2012 | |
| 2012-2 | Revisions to Filing Requirements for Entities Issuing Bail Bonds | Bail Bond | 2012 | |
| 2012-1 | Closing Instructions Requiring a Title Insurance Producer to “Certify” Matters Beyond the Authority of the Title Insurance Producer | Title | 2012 | |
| 2011-7 | Notice Regarding Medical Loss Ratio Reporting and Calculation of Rebates for Small Employer Health Benefit Plans | Health | 2011 | |
| 2011-6 | Inducements in Connection with the Sale, Continuation, or Termination of an Insurance Contract | All | 2011 | |
| 2011-5 | Prohibited Bail Bond Solicitations | Bail Bond | 2011 | |
| 2011-4 | Nonadmitted Insurance Reform | All | 2011 | |
| 2011-3 | Producers Authorized to Sell on the Health Insurance Exchange | Health | 2011 | |
| 2011-2 | Allowable Surrender Charge Schedules for Individual Deferred Annuities | Life | 2011 | |
| 2011-1 | Premium Finance Agreement Default | Life | 2011 | |
| 2010-10 | Title Industry Self Promotional Novelty Items | Title | 2010 | |
| 2010-9 | External Reviews and the Patient Protection and Affordable Care Act | Health | 2010 | |
| 2010-8 | Closing Instructions Requiring a Title Producer to “Certify” That, When Recorded, Deed of Trust will Constitute a Valid First Lien Against the Property | Title | 2010 | |
| 2010-7 | Rebates and/or Inducements in Connection with the Sale, Continuation or Termination of Insurance | All | 2010 | |
| 2010-6 | Compliance with and Enforcement of the Patient Protection and Affordable Care Act | Health | 2010 | |
| 2010-5 | Short Sale Transaction | Title | 2010 | |
| 2010-3 | Requirement for Limited Line Producer License | Travel | 2010 | |
| 2010-2 | RESPA Reform and Good Faith Estimate | Title | 2010 | |
| 2009-6 | Insurers Sweeping Fees from an Agency Trust Account | All | 2009 | |
| 2009-5 | Guidance Regarding Use of the NAIC/NIPR Attachments Warehouse for the Electronic Filing of Insurance Producer Licensing Documents | All | 2009 | |
| 2009-4 | Applicable Fees and Taxes Associated with Automobile Total Loss Settlement Offers | Property & Casualty | 2009 | |
| 2009-3 | Escrow Funds Deposited for Lot Reservations | Title | 2009 | |
| 2009-2 | Application of Standard Non-Forfeiture Law for Life Insurance to Return of Premium Benefits | Life | 2009 | |
| 2009-1 | Creditable Coverage | Health | 2009 | |
| 2008-7 | New Medicare Rules | Health | 2008 | |
| 2008-6 | Custodial or Safekeeping Agreements for all Utah Domestic Insurers must be in compliance with Utah Administrative Code (U.A.C.) Rule R590-178 | All | 2008 | |
| 2008-5a | Changes to Motor Vehicle Liability Policy Minimum Limits | Property & Casualty | 2008 | |
| 2008-4 | Title Insurance Recovery, Education, and Research Fund Act Initial Capitalization Assessment | Title | 2008 | |
| 2008-3 | Statistical Reports Required of Insurers Using the 2001 CSO Preferred Class Structure Table | Life | 2008 | |
| 2008-2 | Required Reporting of Disciplinary Actions Pursuant to the Military Personnel Financial Services Protection Act, Pub. L. No. 109-290 (2006) | Life | 2008 | |
| 2008-1 | Filing Procedures For Compliance With The Provisions of The Terrorism Risk Insurance Extension Act of 2007 | 2008 | SUPERSEDED BY 2015-1 | |
| 2007-5 | Prohibited Split Escrows | Title | 2007 | |
| 2007-4 | Title Insurance Product or Service Approval for a Dual Licensed Title Licensee | Title | 2007 | |
| 2007-3 | Requirement to File Electronically | All | 2007 | |
| 2007-2 | Procedure for Non-Compliant Rate and Form Filings | All | 2007 | |
| 2007-1 | Prohibited Escrow Settlement Closing Transactions | Title | 2007 | |
| 2006-5 | Allowable Surrender Charge Schedules for Individual Deferred Annuities | 2006 | SUPERSEDED BY 2011-2 | |
| 2006-4 | Flood Insurance Training Requirements For Insurance Producers With A Property Line Of Authority Selling Through The National Flood Insurance Program (NFIP) | Property & Casualty | 2006 | |
| 2006-3 | Insurable Interest and Life Insurance | Life | 2006 | |
| 2006-2 | Health Insurance Portability Provisions | Health | 2006 | |
| 2006-1 | Avian Flu Pandemic | All | 2006 | |
| 2005-1 | Licensing and Regulatory Requirements for Prescription Drug Plans (PDPs) | Health | 2005 | |
| 2004-3 | Annuity Application Forms | Life | 2004 | |
| 2004-2 | Multi-Insurer Applications, Accident & Health, Life and Annuity | Health, Life | 2004 | |
| 2004-1 | Failure to Pay Bail Bond Forfeiture Judgment | Bail Bond | 2004 | |
| 2003-2 | Voluntary Expedited Filing Procedures For Compliance With The Provisions Of The Terrorism Risk Insurance Act of 2002 | Property & Casualty | 2003 | Expedited Filing Transmittal Document |
| 2003-1 | Electronic Submission and Processing of Initial Non-Resident Producer Licenses, Initial and Terminated Insurance Company Producer Appointments, Insurer Verification of Producer Licensing and Appointment, and Lists of Current and/or Terminated Appointments | All | 2003 | |
| 2002-7 | Discretionary Clauses Prohibited | Health, Life | 2002 | |
| 2002-6 | Standard Nonforfeiture Law for Individual Deferred Annuities | Life | 2002 | Survey and Certification of Annuity Form |
| 2002-5 | Long Term Care Insurance | Health, Life | 2002 | |
| 2002-4 | USA Patriot Act of 2001 | All | 2002 | |
| 2002-2 | Credit Accident and Health Insurance Prima Facie Rates for Open-End Loans | Health | 2002 | |
| 2000-3 | Written Consent for a Prohibited Person to Engage in the Business of Insurance Under Title 18, United States Code, Sections 1033 & 1034 (to agencies and brokers) | All | 2000 | |
| 2000-2 | Written Consent for a Prohibited Person to Engage in the Business of Insurance Under Title 18, United States Code, Sections 1033 & 1034 (to domestic insurers) | All | 2000 | |
| 2000-1 | Catastrophic Mental Health Insurance Coverage | Health | 2000 | |
| 99-8 | Waiver of Subrogation Workers’ Compensation Insurance | Workers Compensation | 1999 | |
| 99-1 | Personal Injury Protection Relative Value Study Book | Property & Casualty | 1999 | |
| 97-3 | Marketing of Individual and Small Employer Health Insurance | Health | 1997 | |
| 97-2 | Waiver of Preexisting Conditions or Limitation Periods Based on Continuous Coverage | Health | 1997 | |
| 97-1 | Small Employer Maternity Coverage Requirements | Health | 1997 | |
| 96-10 | Life Illustrations – Initial Forms Identification & Certifications of Compliance | Life | 1996 | |
| 96-7 | Frequent Problems Found In Filings – Property and Casualty Lines | Property & Casualty | 1996 | |
| 95-4 | Provider Compensation and Reimbursement Arrangements | Health | 1995 | |
| 95-2 | Implementation of Department Rule R590-171, Surplus Lines Procedures Rule | Surplus Lines | 1995 | |
| 94-8 | P.L. 103-432 — The Social Security Act Amendments of 1994 (Medicare Supplemental Technical Corrections | Health | 1994 | |
| 94-4 | Waiver of PIP Loss of Gross Income Benefits | Property & Casualty | 1994 | |
| 94-2 | Procedures for Insured’s Inquiries Regarding Workers’ Compensation Rates | Workers Compensation | 1994 | |
| 94-1 | Incorporation by Reference | Property & Casualty | 1994 | |
| 92-7 | Workers’ Compensation Deductible, Reimbursement, Retention and Similar Plans | Workers Compensation | 1992 | |
| 92-1 | Apparent Practices that Violate the Open Enrollment Law | Health | 1992 | |
| 91-2 | Excess and Surplus Lines Insurer Annual Statements | Surplus Lines | 1991 | |
| 90-4 | Universal Life and Interest Sensitive Life Policy Forms | Life | 1990 | |
| 90-3 | Temporomandibular Joint Dysfunction | Health | 1990 | |
| 90-1 | Requirements Pertaining to Orderly Withdrawal from the Utah Title Insurance Marketplace | 1990 | REPEALED | |
| 89-3 | Loss of Income Benefit Under Personal Injury Protection Coverage, Section 31A-22-307(1)(b)(i), U.C.A. | Property & Casualty | 1989 | |
| 87-7 | Group Life and Disability Insurance | Health, Life | 1987 | |
| 87-6 | Notice and Proof of Loss | All | 1987 | |
| 86-5 | “Claims Made” Liability Policy Disclosure Requirements | Property & Casualty | 1986 |