Health Insurance

The Health Division strives to safeguard consumers and bring awareness of health insurance choices available to them.

Please visit our Health Reform page for developments in health insurance related to the Patient Protection and Affordable Care Act (PPACA or ACA).

Here are some additional resources to help obtain health insurance coverage:

Healthcare.gov opens in a new tab: For Individuals who don’t have access to employer-sponsored coverage. (Please visit our Rate Transparency Page opens in a new tab to compare plans and premiums, and make informed decisions in your health insurance purchase.)
UID Legal Resources Page: For state regulations, rules, and standards required of health insurers doing business in Utah.

For questions or complaints concerning health insurance, please contact our Consumer Service Analysts.

Contact the Division

Can't find what you're looking for? Contact the division directly via phone or email.

Bulletins

Bulletins provide guidance as to how the department enforces the insurance code.

Health Discount Programs

Health discount programs or plans, are not insurance but may offer benefits in certain situations.

Health Reform

How does health reform affect you?

HIPAA

Understanding how HIPAA benefits you and affects your health care choices.

Independent Review

More information on the independent review process.

Long Term Care

Formerly "nursing home insurance," long-term care policies now cover much more.

Medicare/Medigap/
Med Advantage

Find more information on Medicare, Medigap, and Med Advantage.

No Surprises Act

As of January 1, 2022, consumers have new billing protections.

Open Enrollment

The Affordable Care Act’s Open Enrollment period is the one time of the year when any person can enroll in health insurance.

Related Links

Insurance-related links that may be helpful when shopping for insurance.

Reports

Search for annual and periodic reports in the Department's Reports database.

Pharmacy Drug Information

More information about the Prescription Drug Price Transparency Act.

Problems Don't Have To Be Intimidating

If you’ve ever had health insurance, it’s likely you’ve encountered a problem at one time or another.

Five Questions to Ask About Health Insurance

Finding the right health insurance plan for your needs and budget means asking yourself the right questions.

Buying "Low Cost" Health Insurance

If you've been offered less costly health insurance, here are some questions to ask before you buy.

Extension & Conversion Rights

If your group coverage terminates under certain you may be eligible to have that group coverage extended.

Living Organ Donation

Have you considered being a living organ donor? Being a living organ donor is one of the best ways to help save lives.

Small Business Health Options Program

If you’re a small employer with fewer than 25 full-time equivalent employees, we have good news.