Home, Condo & Renter Insurance

While homeowner's or renter's insurance isn't required in Utah, it is definitely a good idea. These types of policies protect your personal property and can help you get back to normal after a loss.

In addition to homeowner's and renter's insurance, this section also includes information about preparing for a disaster, filing a claim, and other types of property-related protection products.

Note that personal and financial situations change over time. Review your policies with your insurance professional to ensure your needs are met.

Contact the Division

Can't find what you're looking for? Contact the division directly via phone or email.

10 Things To Know

Get the ten most tips and tricks before buying auto insurance.

Auto/Home Annual Comparisons

For comparison reports, please visit our Forms page and use the filters.

Homeowner’s Insurance

It is important to understand what is covered in your policy.

Condo/Townhome Owners

The differences between a homeowner's policy and a condo owner’s or townhome insurance policy.

Renter’s or Tenant’s Insurance

Renter’s or tenant’s insurance protects your personal property and personal liability needs.

Claims Information

This information applies to claims occurring in Utah and involving Utah residents.

Outdoor Recreation & Insurance

Assess insurance needs for the property you own, rent, or borrow when enjoying the great outdoors.

Credit Reports

How personal auto and homeowners insurance companies use your consumer credit information.

DIC Policies

Difference in Condition policies cover multiple perils and are good when it's hard to find a policy for your risk.

Disaster Claims Process

What to expect when your home is damaged in a disaster.

Disaster Preparedness

What to do before and after a disaster.

Valid License?

Before you buy, make sure your agent or company has a valid license.

Glossary

A glossary of commonly used terms in home insurance.

Home Warranty

Home warranties are often included when buying a home, but can be purchased separately.

Other links that may be of use

Assignment of Benefits opens in a new tab — Consumer Beware
Consumer Information from the National Association of Insurance Commissioners (NAIC) opens in a new tab
Consumer Information Source (CIS) opens in a new tab: Company Search for Complaint & Financial Information (NAIC)
Home-Based Business Insurance opens in a new tab
How to Create a Home Inventory opens in a new tab

Disclaimer – Links to Other Websites
As a convenience to our users, the Utah Insurance Department offers links to certain websites created and maintained by other public and/or private entities. The Department has no control over linked sites and cannot guarantee, or be held responsible for materials found on any non-departmental site. A link to another website is NOT a Department endorsement of that site.