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Utah Insurance

Title & Escrow

The title and escrow industry in Utah is regulated by the Insurance Department. Title and escrow most often come into play when purchasing a home, but are also involved in other types of real estate transactions.

“Title insurance” is the product that is purchased to protect the rights of the owner, purchaser or lienholder in the event that that there is a defect, loss or damage, unmarketability of the title, or invalidity or unenforceability of any liens or encumbrances on the property.

“Escrow” is the process of holding monetary funds by a title agency or bank for the purpose of offering or purchasing real property.

The Title and Escrow Commission is a five-person committee that was formed to facilitate the discussion of issues and solutions between the industry and the department. Committee members are appointed by the Governor and have the authority to make rules for the industry.

For information about obtaining a title insurance license, please click here.