Utah Insurance Rules

Quick Links
R590 and R592
Rules Being Proposed, Changed, or Repealed
Rules Completing the Rulemaking Process
Current Rules

R590 and R592

Insurance rules are issued to implement or interpret the Utah Insurance Code or federal mandates and have the effect of law.

R590. Insurance, Administration. These rules regulate the sale of all insurance and insurance-related products in the state.

R592. Insurance, Title and Escrow Commission. These rules are specific to the sale of title insurance and performance of title-related escrow business in the state.

Petition for a Rule Change

A law passed by the 2006 Legislature sets up a procedure to petition a state agency to amend or repeal existing rules. The following links will provide you with a petition form, as well as a link to the law and rule regarding it.

    Rules Being Proposed, Changed or Repealed

    Your written comments are encouraged. Please direct your comments to Steve Gooch
    by email: sgooch@utah.gov;
    by fax: (385) 465-0647;
    or by mail: 4315 S. 2700 W., Suite 2300, Taylorsville, UT 84129.

    In compliance with the Americans with Disabilities Act, individuals desiring to attend a hearing listed below, who need special accommodations during the hearing (including auxiliary communicative aids and services), should notify us as directed above.

    If no hearing is scheduled on a rule listed below, the department will schedule one if they receive requests by mail, email or fax from 10 or more individuals or an organization composed of 10 or more members.

    • R590-291-5, Effective Date.
      This is a change to a proposed new rule. Comments accepted until 02/17/2026. No hearing is scheduled. First possible effective date 02/24/2026.

    Rules Completing the Rulemaking Process

    • R590-238, Captive Insurance Companies.
      Rule changes put into effect 02/09/2026.
    • R592-6-4, Prohibited Unfair Methods of Competition.
      Rule changes put into effect 01/07/2026.
    • R590-267, Personal Injury Protection Relative Value Study Rule.
      Rule changes put into effect 01/01/2026.
    • R592-1, Title Insurance Licensing.
      Rule repealed effective 12/22/2025.
    • R590-192-7, Notification.
      Rule changes put into effect 10/29/2025.
    • R590-203, Health Grievance Review Process.
      Rule changes put into effect 10/29/2025.
    • R590-146-11, Open Enrollment.
      Rule changes put into effect 09/29/2025.
    • R590-290, Investment Requirements for Health Maintenance Organizations.
      New rule made effective 08/07/2025.
    • R590-261, Health Benefit Plan Adverse Benefit Determinations.
      Rule changes put into effect 08/07/2025.
    • R592-5, Title Insurance Product or Service Approval for a Dual Licensed Title Licensee.
      Rule repealed effective 06/24/2025.
    • R590-277, Managed Care Health Benefit Plan Standards.
      Rule changes put into effect 06/10/2025.
    • R590-126, Accident and Health Insurance Standards.
      Rule changes put into effect 03/24/2025.
    • R590-233, Health Benefit Plan Insurance Standards.
      Rule changes put into effect 03/24/2025.
    • R590-286, Minimum Standards for Short-Term Limited Duration Health Insurance.
      Rule changes put into effect 03/24/2025.
    • R592-11, Title Insurance Producer Annual Reports.
      Rule changes put into effect 01/22/2025.

    Note: This section tracks rule changes during the current year and the immediately preceding year.

    Current rules

    Insurance rules are issued to implement or interpret the Utah Insurance Code or federal mandates and have the effect of law.

    The links below go to the state’s Administrative Rules Search website, which houses the current version of each rule. The links also offer the ability to download a PDF or HTML copy of each rule.

    Insurance Administration Rules (R590)

    Title & Escrow Commission Rules (R592)