Insurance rules are issued to implement or interpret the Utah Insurance Code or federal mandates and have the effect of law.
Rules Being Proposed, Changed or Repealed
Your written comments are encouraged. Please direct your comments to Steve Gooch by email: sgooch@utah.gov; fax: (385) 465-0647; or mail: 4315 S. 2700 W., Suite 2300, Taylorsville, UT 84129.
In compliance with the Americans with Disabilities Act, individuals desiring to attend a hearing listed below, who need special accommodations during the hearing (including auxiliary communicative aids and services), should notify us as directed above.
If no hearing is scheduled on a rule listed below, the department will schedule one if they receive requests by mail, email or fax from 10 or more individuals or an organization composed of 10 or more members.
- New R590-222, Life Settlements.
This is an amendment to an existing rule. Comments accepted until 07/17/2023. No hearing is scheduled. Earliest possible effective date is 07/25/2023. - New R590-249, Secondary Medical Condition Exclusion.
This is an amendment to an existing rule. Comments accepted until 07/17/2023. No hearing is scheduled. Earliest possible effective date is 07/25/2023. - New R590-274, Submission and Required Disclosures of Public Adjuster Contracts.
This is a repeal and reenactment of an existing rule. Comments accepted until 07/17/2023. No hearing is scheduled. Earliest possible effective date is 07/25/2023. - R590-102, Insurance Department Fee Payment Rule. (Original filing)
This is a change to a proposed rule. Comments accepted until 06/14/2023. No hearing is scheduled. Earliest possible effective date is 06/21/2023. - R590-237, Access to a Health Care Provider in a Rural County.
This is an amendment to an existing rule. Comments accepted until 06/14/2023. No hearing is scheduled. Earliest possible effective date is 06/21/2023. - R590-262, Health Data Authority Health Insurance Claims Reporting.
This is an amendment to an existing rule. Comments accepted until 06/14/2023. No hearing is scheduled. Earliest possible effective date is 06/21/2023. - R590-220, Submitting Accident and Health Insurance Filings.
This is a repeal and reenactment of an existing rule. Comments accepted until 05/31/2023. No hearing is scheduled. Earliest possible effective date is 06/07/2023. - R590-67, Proxy, Consent, and Authorization of a Domestic Stock Insurer.
This is a repeal and reenactment of an existing rule. Comments accepted until 05/31/2023. No hearing is scheduled. Earliest possible effective date is 06/07/2023. - R590-68, Insider Trading of Equity Securities of Domestic Stock Insurance Companies.
This is a repeal and reenactment of an existing rule. Comments accepted until 05/31/2023. No hearing is scheduled. Earliest possible effective date is 06/07/2023. - R590-216, Standards for Safeguarding Customer Information.
This is an amendment to an existing rule. Comments accepted until 05/31/2023. No hearing is scheduled. Earliest possible effective date is 06/07/2023. - R590-264, Property and Casualty Actuarial Opinion Rule.
This is an amendment to an existing rule. Comments accepted until 05/31/2023. No hearing is scheduled. Earliest possible effective date is 06/07/2023. - R590-266, Utah Essential Health Benefits Package.
This is an amendment to an existing rule. Comments accepted until 05/31/2023. No hearing is scheduled. Earliest possible effective date is 06/07/2023. - R590-283-6, Reporting. (Original filing)
This is an amendment to an existing rule. Comments accepted until 05/31/2023. No hearing is scheduled. Earliest possible effective date is 06/07/2023.
Rules Completing the Rulemaking Process
- R590-261, Health Benefit Plan Adverse Benefit Determinations.
Rule changes put into effect 05/09/2023. - R590-268, Small Employer Stop-Loss Insurance.
Rule changes put into effect 05/09/2023. - R590-275, Qualified Health Plan Alternate Enrollment.
Rule changes put into effect 05/09/2023. - R590-284, Corporate Governance Annual Disclosure Rule.
Rule changes put into effect 05/09/2023. - R590-226, Submitting Life Insurance Filings.
Rule changes put into effect 04/21/2023. - R590-227, Submitting Annuity Filings.
Rule changes put into effect 04/21/2023. - R590-228, Submitting Credit Life and Credit Accident and Health Insurance Filings.
Rule changes put into effect 04/21/2023. - R590-229, Annuity Disclosure.
Rule changes put into effect 04/07/2023. - R590-244, Individual and Agency Licensing Requirements.
Rule changes put into effect 04/07/2023. - R590-252, Use of Senior-Specific Certifications and Professional Designations.
Rule changes put into effect 04/07/2023. - R590-225, Submission of Property and Casualty Rate and Form Filings. (Original filing)
Rule changes put into effect 03/10/2023. - R590-164-5, Electronic Data Interchange Transactions.
Rule changes put into effect 02/08/2023. - R590-271-4, Reporting Requirements.
Rule changes put into effect 02/08/2023. - R590-273, Continuing Care Provider Rule.
Rule changes put into effect 02/08/2023. - R590-177, Life Insurance Illustrations Rule.
Rule changes put into effect 01/24/2023. - R590-197, Treatment of Guaranty Association Assessments as Qualified Assets.
Rule changes put into effect 01/24/2023. - R590-194, Coverage of Dietary Products for Inborn Errors of Amino Acid or Urea Cycle Metabolism.
Rule changes put into effect 01/10/2023. - R590-239, Exemption of Student Health Centers From Insurance Code.
Rule changes put into effect 01/10/2023. - R590-246, Professional Employer Organization (PEO) License Application Rule.
Rule repealed effective 01/10/2023. - R590-250, Professional Employer Organization License Procedure and Assurance Organization Designation.
Rule changes put into effect 01/10/2023. - R590-254, Annual Financial Reporting Rule.
Rule changes put into effect 01/10/2023. - R590-258, Email Address Requirement.
Rule changes put into effect 01/10/2023. - R590-265, Hazardous Financial Condition.
Rule changes put into effect 01/10/2023. - R590-269, Individual Open Enrollment Period.
Rule changes put into effect 01/10/2023. - R590-272, Commission Compensation Reporting.
Rule changes put into effect 01/10/2023. - R590-276, Record Retention for Foreign Insurers, Alien Insurers, Commercially Domiciled Insurers, Foreign Title Insurers, and Foreign Fraternals.
Rule changes put into effect 01/10/2023. - R590-279, Rule Designating Fraud Division Offices as a Secured Area.
Rule changes put into effect 01/10/2023. - R590-280, Counting Short-Term Funds.
Rule changes put into effect 01/10/2023. - R590-282, Pharmacy Benefit Managers.
Rule changes put into effect 01/10/2023. - R590-130, Rules Governing Advertisements of Insurance.
Rule changes put into effect 12/08/2022. - R590-198, Valuation of Life Insurance Policies.
Rule changes put into effect 12/08/2022. - R590-235, Medicare Prescription Drug Plan.
Rule changes put into effect 12/08/2022. - R590-270, Risk Adjustment Data Submission Requirements.
Rule repealed effective 12/08/2022. - R590-93-4, Duties of an Insurer That Uses a Producer.
Rule changes put into effect 11/22/2022. - R590-232, Authorization for a Health Maintenance Organization to Provide Services as Third Party Administrator of Health Care Benefits.
Rule repealed effective 11/22/2022. - R590-251, Preneed Life Insurance Minimum Standards to Determine Reserve Liabilities and Nonforfeiture Values.
Rule changes put into effect 11/22/2022. - R590-289, Term and Universal Life Insurance Reserve Financing.
Rule put into effect 11/22/2022. - R590-164, Uniform Health Billing Rule.
Rule changes put into effect 10/24/2022. - R590-208, Uniform Application for Certificates of Authority.
Rule changes put into effect 10/24/2022. - R590-283, Defrayal of State-Required Benefits.
Rule changes put into effect 10/24/2022. - R590-160-8, Agency Review.
Rule changes put into effect 10/11/2022. - R590-131, Accident and Health Coordination of Benefits Rule.
Rule changes put into effect 08/22/2022. - R590-219, Credit Scoring.
Rule changes put into effect 08/22/2022. - R590-93, Replacement of Life Insurance and Annuities.
Rule changes put into effect 08/08/2022. - R590-162, Actuarial Opinion and Memorandum Rule.
Rule changes put into effect 08/08/2022. - R590-178, Securities Custody.
Rule changes put into effect 08/08/2022. - R590-207, Health Producer Commissions for Small Employer Groups.
Rule changes put into effect 08/08/2022. - R590-247, Universal Health Insurance Application Rule.
Rule changes put into effect 08/08/2022. - R590-215, Permissible Arbitration Provisions for Individual and Group Health Insurance.
Rule changes put into effect 07/27/2022. - R590-288, Limited Line Producer Line of Authority for Pet Insurance.
Rule put into effect 07/08/2022. - R590-102, Insurance Department Fee Payment Rule.
Rule changes put into effect 06/21/2022. - R590-152, Health Discount Programs and Value-Added Benefit Rule.
Rule changes put into effect 06/21/2022. - R590-243, Commercial Motor Vehicle Insurance Coverage.
Rule changes put into effect 06/21/2022. - R590-245, Self-Service Storage Insurance.
Rule changes put into effect 06/21/2022. - R590-173, Credit for Reinsurance.
Rule changes put into effect 06/07/2022. - R590-196, Bail Bond Premium and Fee Standards, Collateral Standards, and Disclosure Form.
Rule changes put into effect 06/07/2022. - R590-199, Plan of Orderly Withdrawal Rule Relating to Health Benefit Plans.
Rule changes put into effect 06/07/2022. - R590-271, Data Reporting for Consumer Quality Comparison.
Rule changes put into effect 06/07/2022. - R590-170, Fiduciary and Trust Account Obligations.
Rule changes put into effect 05/26/2022. - R590-203, Health Grievance Review Process.
Rule changes put into effect 05/26/2022. - R590-241, Preferred Mortality Tables to Determine Minimum Reserve Liabilities.
Rule changes put into effect 05/26/2022. - R590-287, Manufacturer Data Reporting.
Rule put into effect 05/11/2022. - R590-133, Variable Contracts.
Rule changes put into effect 05/11/2022. - R590-186, Bail Bond Business.
Rule changes put into effect 05/11/2022. - R590-200, Diabetes Treatment and Management.
Rule changes put into effect 05/11/2022. - R590-91, Credit Life Insurance and Credit Accident and Health Insurance.
Rule changes put into effect 03/25/2022. - R590-160, Adjudicative Proceedings.
Rule changes put into effect 03/25/2022. - R590-176, Health Benefit Plan Enrollment.
Rule changes put into effect 03/25/2022. - R590-181, Yankee Bond Rule.
Rule changes put into effect 03/25/2022. - R590-143, Life and Health Reinsurance Agreements.
Rule changes put into effect 03/16/2022. - R590-157, Surplus Lines Insurance Premium Tax and Stamping Fee.
Rule changes put into effect 03/16/2022. - R590-132, Insurance Treatment of Human Immunodeficiency Virus (HIV) Infection.
Rule changes put into effect 02/08/2022. - R590-142, Continuing Education Rule.
Rule changes put into effect 02/08/2022. - R590-166, Home Protection Service Contracts.
Rule changes put into effect 02/08/2022. - R590-283, Defrayal of State-Required Benefits.
Rule changes put into effect 02/08/2022. - R590-182, Risk Based Capital Instructions.
Rule repealed effective 02/08/2022. - R590-155, Utah Life and Health Insurance Guaranty Association Summary Document.
Rule changes put into effect 01/24/2022. - R592-14, Unfair or Deceptive Acts or Practices Affecting Title to Real Property.
Rule changes put into effect 01/10/2022. - R590-116, Valuation of Assets.
Rule changes put into effect 01/10/2022. - R590-147, Annual and Quarterly Statement Filing Instructions.
Rule changes put into effect 01/10/2022. - R590-149, Americans with Disabilities Act Grievance Procedures.
Rule changes put into effect 01/10/2022. - R590-150, Commissioner’s Acceptance of Examination Reports.
Rule changes put into effect 01/10/2022. - R590-154, Unfair Marketing Practices Rule; Misleading Names.
Rule changes put into effect 01/10/2022. - R590-151, Records Access Rule.
Rule repealed effective 01/10/2022. - R590-267, Personal Injury Protection Relative Value Study.
Rule changes put into effect 01/01/2022. - R592-15, Schedule of Minimum Charges for Escrow Services.
Rule changes put into effect 12/23/2021. - R592-16, Escrow Settlement Closing Transactions.
Rule changes put into effect 12/23/2021. - R592-17, Requirements for an Interest Bearing Account Used for Trust Fund Deposits.
Rule changes put into effect 12/23/2021. - R590-79, Life Insurance Disclosure Rule.
Rule changes put into effect 12/09/2021. - R590-83, Unfair Discrimination on the Basis of Gender or Marital Status.
Rule changes put into effect 12/09/2021. - R590-140, Reference Filings of Rate Service Organization Prospective Loss Costs.
Rule changes put into effect 12/09/2021. - R590-161, Income Replacement Insurance Policy Disclosure.
Rule changes put into effect 12/09/2021. - R590-122, Permissible Arbitration Provisions.
Rule changes put into effect 11/22/2021. - R590-128, Failure to Maintain Prior Owner’s or Operator’s Security.
Rule changes put into effect 11/22/2021. - R590-144, Commercial Aviation Insurance Exemption From Rate and Form Filing.
Rule changes put into effect 11/22/2021. - R590-85, Accident and Health Insurance and Medicare Supplement Rates.
Rule changes put into effect 11/08/2021. - R590-98, Unfair Practice in Payment of Life Insurance and Annuity Policy Values.
Rule changes put into effect 11/08/2021. - R590-108, Interest Rate During Grace Period or Upon Reinstatement of Policy.
Rule changes put into effect 11/08/2021. - R590-114, Letters of Credit.
Rule changes put into effect 11/08/2021. - R590-117, Valuation of Liabilities.
Rule changes put into effect 11/08/2021. - R590-121, Rate Modification Plan Rule.
Rule changes put into effect 11/08/2021. - R590-70, Insurance Holding Companies.
Rule changes put into effect 10/25/2021. - R590-103, Security Deposits.
Rule changes put into effect 10/25/2021. - R590-120, Surety Bond Forms.
Rule changes put into effect 10/25/2021. - R590-124, Loss Information Rule.
Rule changes put into effect 10/25/2021. - R590-127, Rate Filing Exemptions.
Rule changes put into effect 10/25/2021. - R590-129, Unfair Discrimination Based Solely Upon Blindness or Physical or Mental Impairment.
Rule changes put into effect 10/25/2021. - R592-10, Assessment for the Title Licensee Enforcement Restricted Account.
Rule changes put into effect 10/12/2021. - R592-9, Assessment for Title Insurance Recovery, Education, and Research Fund.
Rule changes put into effect 10/12/2021. - R592-8, Application Process for an Attorney Exemption for Agency Title Insurance Producer Licensing.
Rule changes put into effect 10/12/2021. - R590-88, Prohibited Transactions Between Producers and Unauthorized Multiple Employer Trusts.
Rule repealed effective 10/12/2021. - R590-76, Health Maintenance Organizations and Limited Health Plans.
Rule repealed effective 10/12/2021. - R590-94, Smoker and Nonsmoker Mortality Tables for Determining Minimum Reserve Liabilities and Nonforfeiture Benefits.
Rule changes put into effect 09/22/2021. - R590-95, Minimum Nonforfeiture Standards for Men and Women Insureds Under the 1980 CSO and 1980 CET Mortality Tables.
Rule changes put into effect 09/22/2021. - R590-96, Mortality Tables for Determining Reserve Liabilities for Annuities.
Rule changes put into effect 09/22/2021. - R592-7, Title Insurance Continuing Education.
Rule changes put into effect 09/08/2021. - R592-11, Title Insurance Producer Annual Reports.
Rule changes put into effect 09/08/2021. - R592-1, Title Insurance Licensing.
Rule changes put into effect 08/23/2021. - R592-5, Title Insurance Product or Service Approval for a Dual Licensed Title Licensee.
Rule changes put into effect 08/23/2021. - R592-6, Unfair Inducements and Marketing Practices in Obtaining Title Insurance Business.
Rule changes put into effect 08/23/2021. - R590-200-5, Minimum Standards and General Provisions.
Rule changes put into effect 06-22-2021. - R590-254, Annual Financial Reporting Rule.
Rule changes put into effect 06-22-2021. - R590-102, Insurance Department Fee Payment Rule.
Rule changes put into effect 05-24-2021. - R592-6, Unfair Inducements and Marketing Practices in Obtaining Title Insurance Business.
Rule changes put into effect 05-24-2021. - R590-286, Minimum Standards for Short-Term Limited Duration Health Insurance.
Rule put into effect 03-11-2021. - R590-238-16, Acquisition of Control of or Merger with Domestic Company.
Rule changes put into effect 03-11-2021. - R590-85, Accident and Health Insurance and Medicare Supplement Rates. (Original filing)
Rule changes put into effect 03-11-2021. - R590-238-20, Fee Schedule. Initial Application. Renewal.
Rule changes put into effect 02-23-2021. - R590-285, Limited Long-Term Care Insurance. (Original filing)
Rule put into effect 02-23-2021.- Appendix A: Potential Premium Increase Disclosure Form
- Appendix B: Notice to Applicant Regarding Replacement of Individual Accident and Sickness or Limited Long-Term Care Insurance or Long-Term Care Insurance
- Appendix C: Notice to Applicant Regarding Replacement of Accident and Sickness or Limited Long-Term Care Insurance or Long-Term Care Insurance
- Appendix D: Outline of Coverage
- Appendix E: Replacement and Lapse Reporting Form
- Appendix F: Guidelines for Long-Term Care Independent Review Entities
- R590-284, Corporate Governance Annual Disclosure Rule.
Rule changes put into effect 02-09-2021. - R590-160, Adjudicative Proceedings.
Rule changes put into effect 01-22-2021. - R590-231, Workers’ Compensation Market of Last Resort.
Rule repealed effective 01-22-2021. - R590-244, Individual and Agency Licensing Requirements.
Rule changes put into effect 01-08-2021. - R590-281, License Applications Submitted by Individuals Who Have a Criminal Conviction.
Rule changes put into effect 12-23-2020. - R590-258, Email Address Requirement.
Rule changes put into effect 11-23-2020. - R590-237-8, Rural Health Notification.
Rule changes put into effect 09-22-2020. - R590-225-3, Documents Incorporated by Reference.
Rule changes put into effect 09-22-2020. - R590-102, Insurance Department Fee Payment Rule.
Rule changes put into effect 08-10-2020. - R590-237, Access to Health Care Providers in Rural Counties.
Rule changes put into effect 07-22-2020. - R590-131, Accident and Health Coordination of Benefits Rule.
Rule changes put into effect 07-22-2020. - R590-278, Consent Requests Under 18 USC 1033(e)(2).
Rule repealed effective 06-08-2020. - R590-281-4, Eligibility to Apply for a License.
Rule changes put into effect 06-08-2020. - R590-160, Adjudicative Proceedings.
Rule changes put into effect 06-08-2020. - R590-277-4, Prohibited Policy Provisions.
Rule changes put into effect 04-22-2020. - R590-102, Insurance Department Fee Payment Rule.
Rule changes put into effect 03-10-2020. - R590-160-9, Agency Review.
Rule changes put into effect 03-10-2020. - R590-284, Corporate Governance Annual Disclosure Rule.
Rule put into effect 03-10-2020. - R590-271, Data Reporting for Consumer Quality Comparison.
Rule changes put into effect 01-22-2020. - R590-260, Utah Defined Contribution Risk Adjuster Plan of Operation.
Rule repealed effective 01-22-2020. - R590-164, Uniform Health Billing Rule.
Rule changes put into effect 01-22-2020. - R590-282, Pharmacy Benefit Manager Reporting. Filing Form.
Rule put into effect 01-14-2020. - R590-267, Personal Injury Protection Relative Value Study Rule. Filing Form.
Rule changes put into effect 01-01-2020.
